09/13/2026
**North Texas homebuyers may have an opportunity right now that could change when mortgage rates fall.**
According to Redfin, there were about **108% more sellers than buyers in Dallas and 87% more in Fort Worth** in August. That means buyers have something they haven’t had much of in recent years: **leverage.**
More homes to choose from. Less competition. And potentially more opportunity to negotiate price, closing costs, repairs, or seller concessions.
It may be tempting to wait for lower mortgage rates. But if rates decline, more buyers could enter the market—and today’s negotiating advantage could shrink.
**A lower rate later doesn’t necessarily mean a better deal.**
The price you pay for the home is permanent. Your mortgage rate may not be. If rates decline enough in the future, refinancing may be an option.
If you’re considering buying in North Texas, let’s look at the numbers and determine whether buying now makes sense for you.
**Read more:**
https://loanofficer.ai/mortgage-central/news/redfin-buyers-market-record
Stan Moore | Arise Lending LLC
NMLS #2148218 | Company NMLS #2110233
Redfin says the buyer’s market reached a record level in August as sellers outnumbered buyers by 58%, reshaping borrower conversations.
