Pure Funding

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Pure Funding Pure Funding a mortgage broker in Weatherford TX focused on residential and farm/ranch lending. NMLS 2371647 https://www.mypurefunding.com/texas-complaint
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10/15/2026

Your payment history can provide lenders with important information when reviewing a mortgage application.

Late mortgage payments may affect the evaluation of your credit profile, but the impact can vary based on the circumstances and applicable loan requirements.

If you're thinking about your next home purchase or refinance, take the time to understand your credit history and available options.

10/14/2026

Credit scores can play a role in the mortgage process, but they are only one part of how an application may be evaluated.

Vantage Score is one scoring model consumers may encounter. Understanding the difference between scoring models can help you better understand your credit information and ask informed questions.

10/14/2026

When seller credits are available, buyers may have different ways to structure the transaction.

Depending on the loan program and applicable requirements, seller contributions may potentially be used toward certain eligible mortgage-related costs.

Understanding how a buydown works — and whether it applies to your situation — is an important part of the conversation.

10/13/2026

Credit scoring can be more nuanced than simply checking one number.

VantageScore is one credit scoring model, and borrowers may see different scores depending on the model and source. How credit information is considered can depend on the lender, loan program, and applicable requirements.

Learning how these models work can help you ask better questions when exploring home financing.

10/13/2026

It's not always about getting a seller credit — it's about understanding what that credit may accomplish within the transaction.

Depending on the loan program and applicable guidelines, seller contributions may be available for certain eligible costs. A purchase-price reduction works differently.

Take the time to understand the distinction before making a decision.

10/12/2026

A home purchase involves more than agreeing on a sale price.

Seller credits may be part of the negotiation and, when permitted, can potentially be applied toward certain eligible costs.

The details matter, so make sure you understand how the option works within your specific transaction.

10/12/2026

When seller credits come into the conversation, it helps to look at the bigger picture.

The way a seller contribution is structured may matter just as much as the amount being discussed. Depending on the loan program and applicable requirements, certain eligible costs may be covered.

Learn what questions to ask and explore the options that may fit your situation.

10/07/2026

A credit score is more than just a number you see on an app.

Different scoring models can produce different results based on how credit information is evaluated. That’s why the score you see as a consumer may not always match the score used for a particular lending decision.

Understanding how credit scores work can help you ask better questions and make more informed decisions when exploring home loan options.

Big things happening in Parker and Palo Pinto County. Excited to help celebrate with the team at XMX Defense. Learn more...
10/06/2026

Big things happening in Parker and Palo Pinto County. Excited to help celebrate with the team at XMX Defense. Learn more about this new industry leader: www.xmxdefense.com.

10/05/2026

There’s more to negotiating a home purchase than simply looking at the sale price.

Seller credits may be one consideration that can be discussed as part of the transaction, depending on the loan program and applicable guidelines.

The right approach depends on the details of the purchase, so take time to understand how each option may affect your overall financing.

Speak with a loan professional to learn what may be available for your situation.

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1216 S MAIN Street
Weatherford, TX
76086

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