Julie Chitea - Howard Hanna Mortgage WNC

Julie Chitea - Howard Hanna Mortgage WNC Individual NMLS # 527468
HHMS Company NMLS # 101561
We are an Equal Housing Opportunity Lender Get to know me!

I started my career as a mortgage professional more than 30 years ago with a commitment to provide exceptional personal service through considerate counseling, expert advice, and ongoing communication throughout the loan process. I use my knowledge, experience, and ability to think outside the box to assist clients with their unique situations, individual needs, and goals to select a mortgage that

is most appropriate for them. What I like about this business:
Making home ownership a reality! What I like to do outside of work:
I love spending time with my family, friends, and fur babies. I’m dedicated to exercising at our local recreation department. During warm weather, I enjoy helping my husband in the garden, going for a hike, or sitting on my porch reading a good book with a glass of wine.

It's getting HOT in WNCAs temps are getting up around high 70s and mid 80s, it is important to remember heat safety! See...
06/09/2026

It's getting HOT in WNC
As temps are getting up around high 70s and mid 80s, it is important to remember heat safety! See below for some tips on how to keep cool!

Protect yourself, your children and your pets as temperatures rise across North Carolina.

06/03/2026

There's never been a better time to learn more about the path to homeownership and the financing solutions available to help you get there.

Ready to take the next step? We're here to help: https://www.howardhannamortgage.com/

05/26/2026
Nothing beats having the crew participating in the McElroy and Ellege Team Blood Drive!
05/20/2026

Nothing beats having the crew participating in the McElroy and Ellege Team Blood Drive!

05/12/2026

In April, I had the opportunity to speak at the Women in Business Empower Hour presented by Haywood Chamber of Commerce. Talk about an awesome event! Here is a little snippet...

5.0 star review received on Experience.com for Julie Chitea by Gwen S - Julie was very responsive and helped us througho...
05/05/2026

5.0 star review received on Experience.com for Julie Chitea by Gwen S - Julie was very responsive and helped us throughout the process. She went above and beyond.

Click to see all 288 reviews of Julie Chitea, Loan Officer | NMLS # 527468

5.0 star review received on Experience.com for Julie Chitea by Karlyn H - Julie  and  the  Howard  Hanna  team  were  fa...
05/04/2026

5.0 star review received on Experience.com for Julie Chitea by Karlyn H - Julie and the Howard Hanna team were fantasti. they made the process seamless and were always available to answer any questuions my wife and I had. I highly recommend them for any real estate needs you may have.

Click to see all 287 reviews of Julie Chitea, Loan Officer | NMLS # 527468

WooHoo! Voted as the 2026 Best of Haywood's Mortgage Firm! Thank you to everyone who nominated and voted for this huge h...
04/30/2026

WooHoo!
Voted as the 2026 Best of Haywood's Mortgage Firm! Thank you to everyone who nominated and voted for this huge honor!

5.0 star review received on Experience.com for Julie Chitea by Andrew R - I really want to thank the entire Howard Hanna...
04/28/2026

5.0 star review received on Experience.com for Julie Chitea by Andrew R - I really want to thank the entire Howard Hannah team. Everyone worked very hard to get this loan closed before April 22nd. It was extremely important for me to meet this deadline. Julie was great at communicating with me. Julie really helped me get through the stress, not just closing on the home, but other things I had happening during closing. I am very happy I chose to work with Howard Hannah. Jessica Maselbas is the person who told me I should meet with Julie. I really had the best experience!!! Thank you to everyone on the Howard Hannah team that made this possible!!

Click to see all 285 reviews of Julie Chitea, Loan Officer | NMLS # 527468

5.0 star review received on Experience.com for Julie Chitea by Thomas O - Julie  Chitea  in  particular is  exceptionall...
04/28/2026

5.0 star review received on Experience.com for Julie Chitea by Thomas O - Julie Chitea in particular is exceptionally professiona, personable and is a great and timely communicator .

Click to see all 284 reviews of Julie Chitea, Loan Officer | NMLS # 527468

Address

74 N Main Street
Waynesville, NC
28786

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