Julie Chitea - Howard Hanna Mortgage WNC

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Julie Chitea - Howard Hanna Mortgage WNC Individual NMLS # 527468
HHMS Company NMLS # 101561
We are an Equal Housing Opportunity Lender Get to know me!

I started my career as a mortgage professional more than 30 years ago with a commitment to provide exceptional personal service through considerate counseling, expert advice, and ongoing communication throughout the loan process. I use my knowledge, experience, and ability to think outside the box to assist clients with their unique situations, individual needs, and goals to select a mortgage that is most appropriate for them. What I like about this business:
Making home ownership a reality! What I like to do outside of work:
I love spending time with my family, friends, and fur babies. I’m dedicated to exercising at our local recreation department. During warm weather, I enjoy helping my husband in the garden, going for a hike, or sitting on my porch reading a good book with a glass of wine.

5.0 star review received on Experience.com for Julie Chitea by Jason N A - Julie  is  the  best
11/01/2026

5.0 star review received on Experience.com for Julie Chitea by Jason N A - Julie is the best

Click to see all 313 reviews of Julie Chitea, Loan Officer | NMLS # 527468

5.0 star review received on Experience.com for Julie Chitea by Stacie A F - Julie  and  team  made  this  whole  transac...
10/31/2026

5.0 star review received on Experience.com for Julie Chitea by Stacie A F - Julie and team made this whole transaction smoothe and easy! They were all very responsive and answered any and all my questions. It made the whole purchase of a home seem so easy!

Click to see all 313 reviews of Julie Chitea, Loan Officer | NMLS # 527468

5.0 star review received on Experience.com for Julie Chitea by Brittany N N - JulieJulie made the entire lending process...
10/25/2026

5.0 star review received on Experience.com for Julie Chitea by Brittany N N - JulieJulie made the entire lending process feel seamless and stress-free! She was incredibly knowledgeable, informative, and helpful every step of the way. She kept me updated throughout the process and was always willing to answer any questions. I truly appreciate her professionalism and dedication to making everything go smoothly. I highly recommend Julie to anyone looking for a great lender! made the process seemless and was very informative throughout the whole process.

Click to see all 311 reviews of Julie Chitea, Loan Officer | NMLS # 527468

5.0 star review received on Experience.com for Julie Chitea by Leopold B B - Julie and  her  team  were  great    commun...
10/22/2026

5.0 star review received on Experience.com for Julie Chitea by Leopold B B - Julie and her team were great communication was top notch

Click to see all 310 reviews of Julie Chitea, Loan Officer | NMLS # 527468

Lunch & Learn Event!!!!!The local Mortgage Banker Association has put together this wonderful event at the Hilltop Event...
10/19/2026

Lunch & Learn Event!!!!!

The local Mortgage Banker Association has put together this wonderful event at the Hilltop Event Center November 12th! If interested in attending please purchase a ticket at https://www.paypal.com/ncp/payment/5H72QD6MSLDZW

Lunch will be provided!

5.0 star review received on Experience.com for Julie Chitea by Shannon R - Communication was outstanding.  As an agent- ...
10/18/2026

5.0 star review received on Experience.com for Julie Chitea by Shannon R - Communication was outstanding. As an agent- I never had to reach out to check on status or timing. Julie was very proactive in making sure everyone stayed aligned on the timeline.

Click to see all 309 reviews of Julie Chitea, Loan Officer | NMLS # 527468

10/16/2026

Enjoy this quick update on what's going on in the housing and financial markets.

5.0 star review received on Experience.com for Julie Chitea by Robin P - It  was  Avery easy  experience to buy  our  ho...
09/26/2026

5.0 star review received on Experience.com for Julie Chitea by Robin P - It was Avery easy experience to buy our house, Julie made it very easy!!

Click to see all 308 reviews of Julie Chitea, Loan Officer | NMLS # 527468

5.0 star review received on Experience.com for Julie Chitea by Corey M R - Great  communication  from  Julie and  the  t...
09/25/2026

5.0 star review received on Experience.com for Julie Chitea by Corey M R - Great communication from Julie and the team. The app feature for your phone is great as I was able to see updates easily and upload documents or E-sign when needed.

Click to see all 308 reviews of Julie Chitea, Loan Officer | NMLS # 527468

Address

74 N Main Street
Waynesville, NC
28786

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