Mountain Credit Union

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Mountain Credit Union Open an account today and let Mountain Credit Union be YOUR local Credit Union! We are committed to the philosophy of 'people helping people'.

Mountain Credit Union is a full service financial institution located in western North Carolina. Our charter allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, McDowell, Swain, and Transylvania counties of Western North Carolina as well as the Cherokee Indian Reservation. Our mission is to provide our membership with high quality financial services at affordable cost.

Did you know Mountain Credit Union offers safe deposit boxes for as little as $25 per year? 💙Whether it's important docu...
10/19/2026

Did you know Mountain Credit Union offers safe deposit boxes for as little as $25 per year? 💙

Whether it's important documents, family keepsakes, or other valuables, we've got a safe place for the things that matter most!

Safe deposit boxes are currently available at our Cherokee, Franklin, Murphy, and Fletcher branches.

With four different sizes to choose from, there's an option to fit your needs and your budget. Stop by one of our participating branches to learn more!

10/17/2026

🍎 A little rain couldn’t dampen our fun! We had an absolute blast at the Haywood County Apple Harvest Festival!

Mountain Credit Union was proud to serve as the Premier Sponsor of this wonderful community tradition. We loved seeing so many familiar faces, meeting new friends, and spending the day celebrating everything that makes Western North Carolina so special!

Thank you to everyone who stopped by to say hello!

We are Western North Carolina.From the mountains we call home to the communities we proudly serve, there's just somethin...
10/17/2026

We are Western North Carolina.
From the mountains we call home to the communities we proudly serve, there's just something special about this place. 💙

At Mountain Credit Union, we're more than just a financial institution. We're your neighbors, your friends, and part of the communities that make Western North Carolina so special.

Looking for flexibility when it comes to your finances? Your home's equity could help!Whether you're planning home impro...
10/16/2026

Looking for flexibility when it comes to your finances? Your home's equity could help!

Whether you're planning home improvements, consolidating debt, or covering an unexpected expense, our Home Equity Line of Credit can give you flexible access to the funds you need.

Enjoy a 5.75% APR* introductory rate for 12 months. 🏠💙

Visit us online for full details: https://www.mountaincu.org/promotions/loans/home/home-equity-loan/?utm_source=facebook&utm_medium=social+media&utm_campaign=HomeEquityLoan&utm_content=organic

YOU MEAN BUSINESS. SO DO WE! Running a business takes more than a great idea. It takes determination, dedication, and fi...
10/16/2026

YOU MEAN BUSINESS. SO DO WE! Running a business takes more than a great idea. It takes determination, dedication, and financial tools you can count on.

Whether you're managing everyday expenses, serving customers, or planning your next big move, your business deserves a checking account that works as hard as you do.

At Mountain Credit Union, we're proud to support the local businesses that keep Western North Carolina moving forward.

Explore our Business Checking options on our website. Link in bio.

Today is International Credit Union Day and we're celebrating what makes credit unions different, and at Mountain Credit...
10/15/2026

Today is International Credit Union Day and we're celebrating what makes credit unions different, and at Mountain Credit Union, it all starts with YOU!

Credit unions are member-owned. That means every eligible member has an equal voice in how their credit union is governed, regardless of how much money they have on deposit.

🤝 One Member. One Vote. Every Voice Matters.

We're proud to be part of a movement that puts people before profits and communities first. Thank you to our members for trusting us and allowing us to serve Western North Carolina!

We're not just a credit union. We're YOUR credit union!

🌎💙 Happy International Credit Union Day!Today, we're celebrating something bigger than banking. We're celebrating people...
10/15/2026

🌎💙 Happy International Credit Union Day!

Today, we're celebrating something bigger than banking. We're celebrating people helping people!

From our dedicated employees to the members who trust us every day, YOU are what makes Mountain Credit Union special. Thank you for allowing us to serve you and our Western North Carolina communities. 💙

Happy International Credit Union Day from all of us at Mountain Credit Union!

10/14/2026

POV: You just found out you could WIN a free set of Apple AIRPODS just for celebrating Member Appreciation Week with us!

YES, YOU HEARD THAT RIGHT! We're celebrating YOU during Mountain Credit Union's Member Appreciation Week, October 26–30!

-FREE lunch starting at 11 AM (while supplies last) at each branch!
-A chance to WIN AirPods at EACH branch!
-A whole lot of appreciation for our amazing members!

Mark your calendars and come celebrate with us!

When was the last time you checked your account security settings? ⚠️October is Cybersecurity Awareness Month, and it's ...
10/14/2026

When was the last time you checked your account security settings? ⚠️

October is Cybersecurity Awareness Month, and it's the perfect reminder to give your online accounts a quick security checkup!

Here are a few things worth checking:
- Are you using the same password for multiple accounts? If so, it's time to make them unique!
- Is your contact information up to date? Make sure your recovery phone number and email address are current.
- Are your account alerts turned on? Notifications can help you spot unexpected activity sooner.
- Have you checked which devices are signed in to your accounts? Review active sessions and sign out of any you don't recognize.

A little time spent checking your account security can go a long way toward protecting your information. 🔒

Mountain Credit Union members are truly the BEST! 💙A huge thank you to the thoughtful member who handmade these ornament...
10/14/2026

Mountain Credit Union members are truly the BEST! 💙

A huge thank you to the thoughtful member who handmade these ornaments for the staff at our Waynesville branch.

It’s special gestures like this that remind us why we love serving our members and our Western North Carolina communities. We’re so grateful to have members who feel like family!

Address

1700 Russ Avenue
Waynesville, NC
28786

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5:30pm

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