Terry Kravaris, J.D. NMLS 959719 - Senior Loan Officer - Movement Mortgage

09/03/2026

5.0 star review received on Experience.com for Terry Kravaris by Carly H - Terry was amazing from start to finish!

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07/11/2026

5.0 star review received on Experience.com for Terry Kravaris by Eric C - Very knowledgeable, very patient, and willing to work with any situation. I appreciate Terry and all the effort he put into my mortgage

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07/09/2026

5.0 star review received on Experience.com for Terry Kravaris by Kristin M - Mr. Terry Kravaris and his team were exceptional to work with. This is the second time I have worked with Terry for my mortgage lending needs, and both experiences were phenomenal.
Terry is extremely knowledgeable and always provided sound advice and best practices throughout the entire process. He was available whenever I had questions, took my calls at all hours, and even worked with two different real estate agents on my behalf after the first situation did not work out. His dedication and commitment to his clients truly set him apart.
I am incredibly grateful to Terry and his team. You can tell he has a genuine passion for what he does, and it shines through in the level of customer service he provides. For him, this is more than just a job. Buying a home is one of the biggest milestones in a person's life, and people often go through both exciting and stressful circumstances during the process. Having a supportive, knowledgeable lending team to help navigate such an important step for you and your family is truly a blessing.
Thank you, Movement Mortgage, for making this experience such a positive one. I highly recommend Terry Kravaris and his team to anyone looking for mortgage financing. Their professionalism, expertise, and unwavering support made all the difference, and Terry's advice throughout the process was invaluable.

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07/08/2026

4.5 star review received on Experience.com for Terry Kravaris by Joseph Z - Easy to work with and great communication with my client.

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06/16/2026

5.0 star review received on Experience.com for Terry Kravaris by Jeffrey F - Terry is fantastic at his job . He made the entire process incredibly Easy and helped me coordinate everything to get to closing on time I reccomend terry to any of friends in need of a mortgage

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06/06/2026

5.0 star review received on Experience.com for Terry Kravaris by Stuart G - Great guide during the process and kept gave good perspective on expectations.

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06/05/2026

The thing I do every Monday morning to make my whole week easier — eat the frog.

Tackle the hardest, most-dreaded task first thing. Before email. Before meetings. Get the worst thing out of the way and everything else feels small.

What's yours? The call you've been putting off. The deal you've been avoiding. The conversation you keep delaying. Do it before 9 AM Monday.

06/04/2026

The S&P 500 has never actually returned 10% a year.

The number every advisor quotes is the NOMINAL average — before inflation, before fees, before taxes. Real return is closer to 6.5%. Over 30 years, that's $119,000 less in your account than the projections promise.

Stress-test your retirement plan: https://calendly.com/terry-kravaris/initial-consultation

06/02/2026

Your mortgage payment isn't just interest.

P-I-T-I. Principal. Interest. Taxes. Insurance. Most buyers shop the interest rate and miss that taxes + insurance often equal another 30-40% of the monthly payment.

Run the real number before you fall in love with a price tag: https://calendly.com/terry-kravaris/initial-consultation

05/29/2026

PHFA — most Pennsylvania first-time buyers don't know this exists.

The Pennsylvania Housing Finance Agency runs programs that can drop your down payment to almost zero AND cover up to $10,000 in closing costs.

Want to know if you qualify? https://calendly.com/terry-kravaris/initial-consultation