James Lamb - Foxtrot Mortgage, NMLS ID # 141784

04/16/2026

Google searches for "can't sell house" just hit their highest point in a decade.
That's not a market update, that's a signal.
There are 44% more active sellers than buyers right now. The buyer-seller gap grew 30% in one year. Second-largest on record since 2013.
Motivated sellers.
This is the window your buyers have been waiting for and most of them don't know it exists yet.
What's the biggest thing stopping your buyers from moving in this market right now?

03/12/2026

🚨 Market Shift Alert! 🚨 More homeowners now have rates over 6% than under 3%! The lock-in effect is starting to fade. Could mean more listings in 2026. 🏠

Full story:

In the third quarter of 2025, the share of outstanding mortgages above 6% outstripped those with sub-3% for the first time in years.

01/16/2026

2026 could be a turning point!
According to Realtor.com, expect:
• Lower mortgage rates
• More inventory
Better affordability
Sounds like the market may finally give buyers a break.
📉🏘️

https://link.mail.beehiiv.com/ss/c/u001.E829HcPxmqRi-1JFZJ9oQs3t4hL95yKjuUbas_oHamufzwL1qZhuJpW1B9C2i7DdUX8q0EGCKXJWB2-iVMHnq_FzAdcjOU0ThQ9Dh4rGQkzwNzMBAm4Ag8LRNVvFqGOQpd4cNizohwwe4bfw9Dn6uUfbQg73bDVatf_nX3Lt17xE_UWYpoVCvMnwGkyn-CcqVd63jV1bUpRFxxI5zCpAh-ydFHVF5OgAqmazwG3Hsq4FkmXHCb3h9UXluzMPy-GywWpx4kRb3kytRuDK3cCo0KPVkicJkX_8770wSN9MjZ0SdfpXDHCksLNC34OIaVnMrPGWL0r8CcTRbAjObQZZPF5yDRMUyD4x_Kij4PJP7VA/4n4/KnQWK7c9Swmh9h9kJloLuQ/h1/h001.r6Sb6ZfCs-JdDAfMfnxfMOsyeBo8ERIAD39EcylPRSs

Affordability will improve modestly as the typical monthly payment falls below 30% of a household's income for the first time since 2022, the forecast projects.

11/18/2025

Trump’s 50-year mortgage proposal could be a tough sell due to higher interest costs and regulatory limits under current Dodd-Frank rules.

11/05/2025

Some moves aren’t just about changing houses — they’re about changing chapters.
My clients sold their forever home and used a bridge loan to purchase their next-stage-of-life home, closer to their children and grandchildren.
Helping them make this transition and stay close to family made this one extra special. 🏡🩵💙
Also, a special thank you to their realtor and trusted partner Kate Siolek .kate for the referral🩵

10/19/2025

Big smiles from this awesome couple who just refinanced into a 15-year loan! 🏡✨ Always great helping my New Jersey clients make smart moves for their future (and yes, I promise we let his camera-shy wife skip the photo 😉).
I am licensed in Pennsylvania, New Jersey, Delaware and Florida. I’m ready to help you find the right fit too!

10/09/2025

Homeownership = opportunity 🏡💸 Ready to make your equity work harder? Let’s talk about turning it into renovations, investments, or even paying off debt!

09/10/2025

📊 Google Trends doesn't lie: “homes for sale” searches are surging.

Google search data shows home-buying interest hitting a 2-year high. Here’s what it means for real estate agents and how to turn it into leads.

08/29/2025

The average age of a first-time homebuyer is now 38!
Lifestyle delays—later marriages, fewer kids, longer education—are rewriting how and when people buy.
We’ve got to meet these buyers where they’re at 💡
👉 Read this eye-opening article here:
https://www.resiclubanalytics.com/p/housing-market-is-being-transformed-by-lifestyle-delays-here-s-how-659d

Actionable moves housing stakeholders can make to benefit from this secular shift.