Jonathan Mosca - Mortgages

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Jonathan Mosca - Mortgages NMLS # 7791

10/25/2026
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🏡 Understanding Temporary Mortgage BuydownsDid you know some mortgage programs offer reduced payments during the first f...
10/23/2026

🏡 Understanding Temporary Mortgage Buydowns

Did you know some mortgage programs offer reduced payments during the first few years?

đź’° 1-0 Buydown: Payments based on a rate 1% below the note rate in year one.

đź’° 2-1 Buydown: 2% below in year one, 1% in year two.

đź’° 3-2-1 Buydown: 3% below in year one, 2% in year two, 1% in year three.

The fixed note rate remains unchanged. Buydowns are subject to program eligibility and approval.

📲 Learn more about your financing options.

Novus Home Mortgage | NMLS #7791

Equal Housing Lender. Subject to credit approval. Terms and restrictions apply.



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One temporary buydown. Two years. Three years. There are different ways to structure that initial payment relief. 🔑1-0: ...
10/06/2026

One temporary buydown. Two years. Three years. There are different ways to structure that initial payment relief. 🔑

1-0: Reduced payment for one year.
2-1: Reduced payments for two years.
3-2-1: Reduced payments for three years.

After the temporary buydown period ends, you're responsible for the full monthly payment based on the note rate for the remainder of the loan term.

➡️ Every homebuyer's situation is different. Message me to learn more about eligibility and which options may be available to you.

Address

21075 Swenson Drive
Waukesha, WI
53186

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