06/03/2024
When planning to buy a house, your credit score can play a role in what loan options you qualify for. If financing a home is within your 5 year plan, it’s time to check in on your credit habits and see where you might need to improve.
Here’s a few tips to improve your credit score over time:
💡Keep your utilization below 30%
💡Set up automatic payments
💡Have diverse lines of credit
💡Check-in often, make sure there are no errors or fraudulent lines.
💡Open new credit lines sparingly
💡Keep paid-off cards open for a lower utilization.
Have questions? Reach out to a WMC Loan Officer anytime ➡ Wimort.com