Kristen Kurbiec - Insurance Professional

10/09/2026

Have fun on Halloween but also beware. Homeowner insurance claims spike as much as 14% from accidents that occur on All Hallow's Eve.

These include "trip-and-fall hazards from trick-or-treaters or dog bites due to increased foot traffic," says Peter Piotrowski, chief claims officer at Hippo.

Vandalism is also a major concern during "Mischief Night," which is the night before Halloween, and on Halloween night itself. The threat of fire is also a worry.

"Outdoor decorations can increase liability risks, such as issues with electrical wiring that could lead to fires," says Piotrowski.

Putting lit candles in carved pumpkins can be another fire hazard, too. Obviously.

08/06/2026

A new 2026 study found:
• 85% of travelers bring fine jewelry with them
• 40% purchase jewelry while traveling
• Most loss and theft happens near water, in hotels, and at airports while it's being worn

Make sure your jewelry is properly covered before you travel. 401-732-9100 ext. 326

07/27/2026

I love supporting local businesses. Greenwood Credit Union has been around for many years. Their customer service is still spot on and appreciated. They are big supporters of their community. If you are in the market for loans, re-fi, saving solutions, etc. you will get personal attention at Greenwood Credit Union. You will always speak to a human when calling. If you need to leave a message, you will get a call back. I like going in to talk to someone one on one.

07/27/2026

Do you have a seasonal beauty and another daily driver, you may be able to 'suspend liability' on the seasonal vehicle while stored. Comprehensive coverage would remain on the classic car in the event it is stolen or damaged while in storage. You might save some $$ by calling your agent and requesting to suspend liability. You will get a notice from the DMV. Call your agent with that notice so they can explain why liability was removed on a registered vehicle. I do many of these. REMEMBER TO ADD LIABILITY back to the vehicle if you are going to drive it, even for 5 minutes.

07/21/2026

Do you reside in an apartment? I feel like the apartments in the pic I selected for this post would lean like a Dr. Seuss house. Whether you have Dr. Seuss as your landlord or someone else, their insurance doesn't cover your belongings. Renters insurance offers the best bang for your buck. Very low annual premiums with a lot of coverage. Call me for a quote. 401-732-9100 ext. 326.

07/15/2026

Ahhh, being a boat owner. Who wouldn't love spending time relaxing on the water, fishing with friends, taking the kids out on the lake? I want a boat and always have BUT, there is so much that goes into being a boat owner. Cost of slips, trailers, insurance, registration, gas, maintenance, etc.. If none of that is going to stop you or you already have a boat, give me a call and we can discuss insurance options. As your agent I will have to spend a day on your boat to make sure you are completely safe 😉 (kidding....?)

07/14/2026

I get it, insurance can be confusing. You are purchasing something you may not fully understand. Let's get together, bring your current policies and questions. I can see if you are underinsured or overinsured. I can advise you on how to save money on your current policies or I can whip up some quotes for you to see what's out there. I think better with iced coffee so let's meet at your favorite coffee shop. Support local 🙂 (401) 732-9100 ext. 326

07/02/2026

Are you in need of flood of insurance? Are you buying a house that requires flood insurance? You should know that waiting periods for a flood policy can be as long as 30 days depending on your situation. If a storm is on the radar, it may be to late to secure coverage. If you have questions you can call me at 401-732-9100 ext. 326.

07/02/2026

Please share this page with your family and friends. I am happy to help shop home, auto, boat, motorcycle, RV, etc. insurance. The market is starting to soften up.

06/30/2026

Do you have a classic car? My favorite oldies are Corvettes. With age comes the need for special attention 😉Here are some tips if you see a classic beauty in your future. Call me for all your insurance needs including classic car. (I might need to test drive it, LOL)

Classic cars are more than just vehicles. As every classic car aficionado knows, special care and attention are required to maintain their beauty and value over time. Brush up on these tips for storing your piece of history:

Explore the intricacies of classic car storage, covering everything from storing in garages to long-term preservation techniques.