Tera Davis - Mortgage Express

Tera Davis - Mortgage Express 🏡 Helping You Buy or Refinance with Confidence
📍 Serving Washington, Idaho & Oregon
💬 Inspiring Hope, Delivering Dreams, Building Prosperity
📝 NMLS #40831

"Tera is a pleasure to do business with. She is a true master of her craft and makes the motgage process virtually seemless. She took care of everything and goes out of her way to answer any questions/concerns I have. I have, and will continue to recommend Tera to everyone I know when it comes to financing or re-financing a loan."
-- James Elves

05/21/2026

❤️ Every like on this video = $1 donated to the Walla Walla High School Bowling League!

🏡 Don went head-to-head with a contestant in Guess the Listing Price, and they both found out home prices are not always easy to guess 😅

🎳 We had such a fun time at the fundraiser and loved getting to support these students!

Always proud to be part of this great cause here in Walla Walla!
05/14/2026

Always proud to be part of this great cause here in Walla Walla!

A big part of the excitement each year is our silent auction, and this year, it’s bigger and better than ever. From trips and spa experiences to beautiful lifestyle items and unique local finds, there’s truly something for everyone.

A special thank-you to The Davis team and Tera Davis - Mortgage Express for returning as our Bidding with the Stars sponsor. Their continued support helps make this experience possible while helping us grow our mission and expand the impact we can make in our community.

05/07/2026

❤️ Every like on this video = $1 donated to the Walla Walla High School Bowling League!
🎳 We had such a fun time at the fundraiser, and our trivia game definitely kept everyone on their toes ⚡
👏 Thank you to everyone who came out, played along, and helped support these students!

04/15/2026

🏡 Most people shop for a home based on price… and that’s where they go wrong
What you actually live with every month is the payment 💳
That payment includes more than just the loan
✔️ Interest rate
✔️ Taxes + insurance
✔️ Mortgage insurance + other costs
💡 Two homes at the same price can have completely different monthly payments
The smartest buyers work backwards… they start with a comfortable payment and build from there
🤝 That’s how you avoid feeling stretched after you move in
📞 Call or text (509) 240-5463 and let’s find a number that actually fits your life

03/31/2026

🏡 Let’s talk about interest rates

Yes, rates matter… but they are NOT everything

📉 You can’t time rates perfectly, and waiting often means paying more in rent or missing out on opportunities

📈 While rates go up and down, home prices tend to keep rising… so waiting can actually cost you more

💡 Your rate is also personal
It depends on your credit, loan type, and overall strategy

🔁 And remember… the rate you get today isn’t forever. Refinancing is always an option

🤝 The right strategy matters more than chasing the “perfect” rate

📞 Call or text (509) 240-5463 and I’ll help you build a plan that actually makes sense

Proud sponsor of this great guy and this great cause!  Get your tickets early it’s always an awesome show!
03/26/2026

Proud sponsor of this great guy and this great cause! Get your tickets early it’s always an awesome show!

Say hello to Christopher Price

By day, he’s the CTO/CEO of Price Computers LLC, keeping the Walla Walla Valley’s tech running smoothly. By night, he’s the owner of Bing Bang Fireworks, creating colorful pyrotechnic shows and taking his sky-high artistry on the road. He is sponsored by Price Computers LLC of course! A long standing supporter of W2 Stars.

03/20/2026

🏡 Let’s talk about credit and buying a home

Most people think your credit score is way more complicated than it actually is… and that it’s a pass or fail test. It’s not.

💳 Your credit is simply a tool lenders use to understand how you manage your money

The two biggest things that matter:
✅ Making your payments on time
📊 Keeping your credit usage low

💡 You do NOT need perfect credit to buy a home… you just need the right preparation and timing

If you’re thinking about buying and want clarity around your credit, I’m always happy to walk you through it 🤝

It's that time of year!  I LOVE this event.  So much we sponsor the bowls being painted so you can get involved, for fre...
02/27/2026

It's that time of year! I LOVE this event. So much we sponsor the bowls being painted so you can get involved, for free, too! Check it out.

02/27/2026

😆 Don and I went head-to-head in a “don’t spit the water” challenge and I underestimated how fast this would fall apart.

02/15/2026

What a great informative meeting - check it out!

Address

11 W Alder
Walla Walla, WA
99362

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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