Tera Davis - Mortgage Express

04/15/2026

🏡 Most people shop for a home based on price… and that’s where they go wrong
What you actually live with every month is the payment 💳
That payment includes more than just the loan
✔️ Interest rate
✔️ Taxes + insurance
✔️ Mortgage insurance + other costs
💡 Two homes at the same price can have completely different monthly payments
The smartest buyers work backwards… they start with a comfortable payment and build from there
🤝 That’s how you avoid feeling stretched after you move in
📞 Call or text (509) 240-5463 and let’s find a number that actually fits your life

03/31/2026

🏡 Let’s talk about interest rates

Yes, rates matter… but they are NOT everything

📉 You can’t time rates perfectly, and waiting often means paying more in rent or missing out on opportunities

📈 While rates go up and down, home prices tend to keep rising… so waiting can actually cost you more

💡 Your rate is also personal
It depends on your credit, loan type, and overall strategy

🔁 And remember… the rate you get today isn’t forever. Refinancing is always an option

🤝 The right strategy matters more than chasing the “perfect” rate

📞 Call or text (509) 240-5463 and I’ll help you build a plan that actually makes sense

03/26/2026

Proud sponsor of this great guy and this great cause! Get your tickets early it’s always an awesome show!

Say hello to Christopher Price

By day, he’s the CTO/CEO of Price Computers LLC, keeping the Walla Walla Valley’s tech running smoothly. By night, he’s the owner of Bing Bang Fireworks, creating colorful pyrotechnic shows and taking his sky-high artistry on the road. He is sponsored by Price Computers LLC of course! A long standing supporter of W2 Stars.

03/20/2026

🏡 Let’s talk about credit and buying a home

Most people think your credit score is way more complicated than it actually is… and that it’s a pass or fail test. It’s not.

💳 Your credit is simply a tool lenders use to understand how you manage your money

The two biggest things that matter:
✅ Making your payments on time
📊 Keeping your credit usage low

💡 You do NOT need perfect credit to buy a home… you just need the right preparation and timing

If you’re thinking about buying and want clarity around your credit, I’m always happy to walk you through it 🤝

02/27/2026

It's that time of year! I LOVE this event. So much we sponsor the bowls being painted so you can get involved, for free, too! Check it out.

02/27/2026

😆 Don and I went head-to-head in a “don’t spit the water” challenge and I underestimated how fast this would fall apart.

02/15/2026

What a great informative meeting - check it out!

02/04/2026

One of our most favorite events of the year to be part of!!

Mortgage Express, Making Mortgage Lending Fast, Easy & Affordable Since 1999. Same Day Pre-Approvals Available 24/7 | 365. Helping Homebuyers become Homeowners.

01/21/2026

😬 Guess the Zillow Price! 🏠 Farthest Answer From Original Price Drinks A Shot Of Something Gross! 🏆

01/06/2026

We love to sponsor our youth! Looking good Outstanding Creations LLC!

12/16/2025

It's not too late to leave a review and enter to win a $500 Home Depot gift card before the holidays! We'd love your support!

Take a minute to share your positive experiences!

Whether we helped you obtain financing to buy or refinance, assisted one of your clients to close on the perfect home, or simply took time to explore your real estate goals - share some kind words - and be entered to win a $500 Home Depot Gift Card!

Click here to enter - https://g.page/r/CbkJBpP5-Cc0EBM/review

12/10/2025

Don tried to guess if a mortgage term was real or fake, and every wrong answer meant getting “pied” with either ketchup, mashed potatoes, or whipped cream. Let’s just say he needs to study his mortgage terms. 😂