The Koehn Mortgage Group

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The Koehn Mortgage Group

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Need a home loan? We treat every customer as we would want to be treated. We service ALL of Texas.

At The Koehn Mortgage Group, we put God first and we run our business the way we have run our family all of these years, which is by "The Golden Rule", Luke 6:31 "Do unto others as you would have them do unto you". We treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We use "common sense" and will help you obtain the best loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you. Conventional, FHA, VA and USDA financing are all available options and being in business since 1998, we have the experience to help you find the loan that benefits you the most. Call today, homeownership for you and your family is just around the block!!! Equal Housing Opportunity

Kristine Koehn - NMLS # 222402
Rick Koehn - NMLS # 220399
Alan Cooper - NMLS # 1912420
Ben Holder - NMLS # 2325810

The Koehn Mortgage Group is Powered by Preferred Rate
Preferred Rates is Partnered with American Pacific Mortgage
NMLS # 1850

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV
Licensed in Texas

10/08/2026

5 Things You Should Tell Your Mortgage Broker Early

The mortgage process can involve a lot of moving pieces. Being upfront with your mortgage broker can help avoid unnecessary surprises later.

Here are five things worth mentioning early:

1️⃣ You're planning to change jobs
2️⃣ Your income has recently changed
3️⃣ You're expecting a large deposit or withdrawal
4️⃣ You're thinking about making a major purchase
5️⃣ You're planning to buy another property

Even if something seems unrelated to your mortgage, it's better to ask before making a move.

The more your mortgage team knows, the better they can help you navigate the process.

Have questions about your mortgage? We're here to help.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

10/05/2026

The mortgage conversation nobody has with you.

When you're buying a home, it's easy to focus on one question:

“What's the interest rate?”
But there's another question worth asking:
“What do I want my mortgage to do for me?”

Maybe your priority is keeping your monthly payment as comfortable as possible.

Maybe you want to pay your home off faster.

Maybe you'd rather preserve cash for other priorities or keep more flexibility for the future.

There isn't one mortgage strategy that works for everyone. Your loan should fit your bigger financial picture and your goals.

Have questions about your mortgage options? We're here to help you understand them.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

10/01/2026

Everyone deserves a piece of peace. 🤍

And sometimes, that peace comes from knowing you have a home you love, a mortgage that fits your plans, and a team you can turn to when you have questions.

As we step into a new month, we're wishing you more peace, more progress, and more reasons to feel confident about what's ahead.

Happy New Month, October!

From all of us at The Koehn Mortgage Group, we're here when you need us.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

09/29/2026

Mortgage Market Update | September 29

If you've been thinking about buying a home, you may have noticed that mortgage rates have moved back above 7%.

As of September 24, Freddie Mac reported an average 30-year fixed rate of 7.03%, compared with 6.95% the week before.

So, what does that mean for you?

It doesn't necessarily mean you have to put your plans on hold.

Today's market is giving buyers something else to consider: more homes to choose from in many areas and, in some cases, more room to negotiate.

The key is knowing what monthly payment actually fits your budget, rather than focusing on the rate alone.

If you're thinking about buying, refinancing, or simply wondering what today's market means for your situation, we're here to help you understand your options.

📞 254-405-6690
🌐 thekmortgagegroup.com

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender

09/25/2026

Friday’s Mortgage Term of the Week: PMI

Ever heard a lender mention PMI and wondered what it means?

PMI = Private Mortgage Insurance.

It may be required on certain conventional mortgages when you put less than 20% down on a home.

Understanding terms like PMI can help you better understand your mortgage and the costs that come with it.

Have questions about your mortgage options? We’re here to help you understand them.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

09/24/2026

POV: Explaining to my client what it’s actually like to be a mortgage broker… 😂

A little paperwork, a lot of phone calls, and somehow we make it all work.

09/24/2026

Thursday Client Spotlight

There’s nothing better than hearing directly from the homeowners we’ve had the opportunity to serve.

We’re grateful for every client who trusts The Koehn Mortgage Group to be part of such an important financial decision. Your feedback means a lot to our team and reminds us why we do what we do.

Thinking about your next mortgage move or simply have questions about your options? We’re here to help.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

09/23/2026

Who May, and Who May Not, Be a Good Fit for a Reverse Mortgage?

A reverse mortgage can be a useful option for some homeowners, but it isn't right for everyone.

You may want to explore one if you’re 62 or older, plan to remain in your home, and are interested in using some of your home equity to create more financial flexibility.

On the other hand, if you're planning to move soon, aren't comfortable with the costs involved, or may have difficulty keeping up with ongoing property obligations, it may not be the right option for you.

Every homeowner's situation is different.

Have questions about reverse mortgages? We're here to help you understand your options.

📞 254-405-6690
🌐 thekmortgagegroup.com

Reverse mortgage loans are subject to eligibility requirements, loan terms, and costs. Borrowers must occupy the home as their primary residence and remain responsible for property taxes, homeowners insurance, maintenance, and other applicable obligations.

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

09/21/2026

Let's clear up one of the biggest reverse mortgage misconceptions.

MYTH: “The bank takes your house.”

FACT: A reverse mortgage does not mean you simply hand over ownership of your home.

You remain responsible for meeting the terms of the loan and keeping up with important obligations like property taxes, homeowners insurance, and maintenance.

There’s a lot of misinformation surrounding reverse mortgages. That's why understanding how they actually work matters.

Have questions? We're here to help you understand your options.

📞 254-405-6690
🌐 thekmortgagegroup.com

Reverse mortgage loans are subject to eligibility requirements, loan terms, and costs. Borrowers must occupy the home as their primary residence and remain responsible for property taxes, homeowners insurance, maintenance, and other applicable obligations.

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

Address

1600 Lake Air Drive
Waco, TX
76710

Website

http://thekmortgagegroup.com/, https://thekmortgagegroup.kit.com/checklist, https://coast2coastmortgage.my1003app.com/22

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