The Koehn Mortgage Group

The Koehn Mortgage Group Need a home loan? We treat every customer as we would want to be treated. We service ALL of Texas.

At The Koehn Mortgage Group, we put God first and we run our business the way we have run our family all of these years, which is by "The Golden Rule", Luke 6:31 "Do unto others as you would have them do unto you". We treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We use "common sense" and will help you obtain the be

st loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you. Conventional, FHA, VA and USDA financing are all available options and being in business since 1998, we have the experience to help you find the loan that benefits you the most. Call today, homeownership for you and your family is just around the block!!! Equal Housing Opportunity

Kristine Koehn - NMLS # 222402
Rick Koehn - NMLS # 220399
Alan Cooper - NMLS # 1912420
Ben Holder - NMLS # 2325810

The Koehn Mortgage Group is Powered by Preferred Rate
Preferred Rates is Partnered with American Pacific Mortgage
NMLS # 1850

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV
Licensed in Texas

06/10/2026

Did you know that property taxes can have a significant impact on your monthly mortgage payment?

Many homebuyers focus on the purchase price and interest rate, but property taxes are another important factor to consider. In Texas, property taxes are assessed annually and can affect the amount you pay each month if your taxes and insurance are escrowed into your mortgage payment.

While Texas law generally limits annual increases in assessed value for homesteaded properties, it's still important to understand how property taxes fit into your overall housing budget before purchasing a home.

Thinking about buying a home? Make sure you're looking at the full picture, not just the mortgage amount.

🎥 Credit: Billy Killingsworth

We have been doing this since 1995 and the mission has always been the same.Take care of people. Do right by them. And t...
06/09/2026

We have been doing this since 1995 and the mission has always been the same.

Take care of people. Do right by them. And trust that the results will speak for themselves.

This review is from 2019 but the experience they describe? That is the same experience every single client gets today. Nothing has changed except the number of families we have been able to help.

If you are thinking about buying, refinancing, or just want to know where you stand, reach out. We would love the chance to earn a review like these from you too.

📩 DM us or visit thekmortgagegroup.com to get started.

06/08/2026

Waiting to save up a down payment? Watch this first.

I broke down exactly why in this video. Watch before you spend another month renting.

DM us or visit thekmortgagegroup.com to find out what you qualify for.

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

06/07/2026

Waiting to save up a down payment? Watch this first.

I broke down exactly why in this video. Watch before you spend another month renting.

DM us or visit thekmortgagegroup.com to find out what you qualify for.



Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

05/30/2026

Same house. Same price. Two very different monthly payments.

Here is why.

Two buyers apply for a $300,000 mortgage. Same home. Same lender. The only difference is their credit score.

Buyer A has a 620 credit score. Their rate comes in at 7.8%. Monthly payment: around $2,150.

Buyer B has a 740 credit score. Their rate comes in at 6.9%. Monthly payment: around $1,980.

That is $170 less every single month. $2,040 less every year. Over $61,000 less over the life of the loan.

Same house. Just a different number.

Your credit score is not just a number on a report. It is a number that decides how much homeownership actually costs you. And the good news is it is a number you can change.

If your score is not where you want it to be right now, DM us. We will tell you exactly what to work on and how long it will realistically take to move the needle.

What is your credit score range right now? No judgment, just drop it in the comments and let us help.

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

05/30/2026

Most people go to their bank first when they want a mortgage.

We get it. It feels safe. Familiar. You have been banking with them for years.

But here is something worth knowing before you sign anything.

Your bank only has access to their own loan products. Whatever they offer you is the best they can do. Full stop.

A mortgage broker like us works with multiple lenders. We shop your file across different options and bring you the one that actually fits your situation best. Lower rate, better terms, more flexibility.

We are not saying your bank will always lose. Sometimes they are competitive. But you will never know that unless you let someone run the numbers both ways first.

That conversation costs you nothing. And it could save you hundreds every month for the next 30 years.

Before you sign anything, run it by us first. That is all we are asking.

📩 DM us your details and we will take a look.

💬 Did you go with your bank or a broker for your last mortgage? Tell us below.

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

"You don't find service or personal investment like this very often in today's disposable society."We read this and had ...
05/29/2026

"You don't find service or personal investment like this very often in today's disposable society."

We read this and had to take a moment. 🙏

This was from a first time buyer who came to us with no idea where to start. Ben walked him through every single step, answered every question, and stayed in touch even after closing just to make sure he was okay.

That is not a strategy. That is just how we do things.

We genuinely believe that when someone trusts you with one of the biggest decisions of their life, your job does not end at the closing table. It never really ends.

If you are a first time buyer feeling overwhelmed or unsure where to begin, this is what working with us actually looks like.

📩 DM us and let Ben and the team do the same for you. 🏠

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

05/28/2026

Life happens. Credit takes a hit. That does not mean homeownership is off the table. 🏠

FHA financing exists for exactly this situation. Watch to find out if it could work for you.

Message us or visit thekmortgagegroup.com to get started.

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

05/28/2026

Life happens. Credit takes a hit. That does not mean homeownership is off the table. 🏠

FHA financing exists for exactly this situation. Watch to find out if it could work for you.

Message us or visit thekmortgagegroup.com to get started.



Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender 🏠

Address

1600 Lake Air Drive
Waco, TX
76710

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