Granite Bank - Waco TX

Granite Bank - Waco TX Granite Bank - Waco TX
Granite Bank is different from the big box lenders. Equal Housing Lender
Company NMLS # 405434

We’ll give you the personal service you are looking for to guide you to the best choice! Waco Branch NMLS #293916
Corporate NMLS #2973
Julie Brinker - NMLS 259479
Denise Norwood - NMLS 618316
Elsa Tindell - NMLS 277966
Kimberly Chavez - NMLS 1553700
Pam Jones - NMLS 259863


Texas Disclosure For Texas Consumers Only
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTG

AGE BANKER, RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACT OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. Our Texas offices are licensed and examined by the Department of Savings and Mortgage Lending.

Waiting for rates to drop may sound smart, but it could cost you more. While you wait, you'll continue to pay rent. Wher...
06/24/2026

Waiting for rates to drop may sound smart, but it could cost you more. While you wait, you'll continue to pay rent. Whereas if you buy, you may have the opportunity to begin building equity over time. Refinancing is always an option in the future if rates decrease.
If you're curious to know if now is the right time for you to buy, contact me today, and we'll go through the numbers together.

If you've built equity in your home, a cash-out refinance could allow you to access that equity to make upgrades so that...
06/23/2026

If you've built equity in your home, a cash-out refinance could allow you to access that equity to make upgrades so that you can have the home you've been dreaming of, no move required.
Want to know more? Contact me today.

Home is the place where memories are made and roots are planted. If you're looking for a new place to come home to, I'm ...
06/22/2026

Home is the place where memories are made and roots are planted. If you're looking for a new place to come home to, I'm here.

Happy Father’s Day to all the dads, grandfathers, stepdads, and father figures who work hard every day to build strong f...
06/21/2026

Happy Father’s Day to all the dads, grandfathers, stepdads, and father figures who work hard every day to build strong foundations for their families.

If you've been thinking about buying a home, but you're not sure if you're ready, I'm here to help you. Let's discuss po...
06/20/2026

If you've been thinking about buying a home, but you're not sure if you're ready, I'm here to help you. Let's discuss possible options for you, no pressure. Feel free to reach out when you're ready.

Pre-qualification and pre-approval may sound similar, but they're two different things.A pre-qualification is a general ...
06/18/2026

Pre-qualification and pre-approval may sound similar, but they're two different things.

A pre-qualification is a general estimate of your buying power based on your credit and self-reported financial information.
A pre-approval, on the other hand, is a more detailed review and means your finances and credit have been conditionally approved by an underwriter, which makes it much stronger than a pre-qualification.
If you're ready to get started with a pre-qualification or pre-approval, contact me today.

The right time to buy is when you're ready, but if you're on the fence and need guidance, I'm here to help.
06/15/2026

The right time to buy is when you're ready, but if you're on the fence and need guidance, I'm here to help.

Getting pre-approved gives you a clear budget to shop with and shows sellers and agents that you’re a serious buyer. In ...
06/13/2026

Getting pre-approved gives you a clear budget to shop with and shows sellers and agents that you’re a serious buyer. In a competitive market, that can make all the difference.

If you’re ready to take the next step toward homeownership, contact me today to get started.

We are honored and blessed to have been voted 2026 BEST OF WACO Mortgage Company!    The Waco branch is a core team of d...
06/11/2026

We are honored and blessed to have been voted 2026 BEST OF WACO Mortgage Company!

The Waco branch is a core team of dedicated mortgage
professionals with over 90+ years combined experience.

We are local Lenders with Nationwide Reach that is able to lend in all 50 states!

We are proud to work, live and play in our hometown of Waco, TX!

A special thanks to our families, referral partners, clients, and community along with our outstanding Processing, Closing and Corporate teams who help Families make Homeownership Dreams come true.

Best of Waco Winner, Mortgage Co. Wacoan Waco's Magazine 2012-2013, 2015, 2017-2024, 2026

Bad credit doesn’t always mean homeownership is out of reach. FHA loans may offer more flexibility with credit requireme...
06/10/2026

Bad credit doesn’t always mean homeownership is out of reach. FHA loans may offer more flexibility with credit requirements than other loan programs, helping more buyers take the next step toward owning a home.

If you’re wondering whether an FHA loan could be the right fit for you, let’s connect today.

Address

919-D N. Valley Mills Drive
Waco, TX
76710

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