Granite Bank - Waco TX

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Granite Bank - Waco TX

Granite Bank - Waco TX
Granite Bank is different from the big box lenders. Equal Housing Lender
Company NMLS # 405434

We’ll give you the personal service you are looking for to guide you to the best choice! Waco Branch NMLS #293916
Corporate NMLS #2973
Julie Brinker - NMLS 259479
Denise Norwood - NMLS 618316
Elsa Tindell - NMLS 277966
Kimberly Chavez - NMLS 1553700
Pam Jones - NMLS 259863

Texas Disclosure For Texas Consumers Only
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTGAGE BANKER, RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACT OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. Our Texas offices are licensed and examined by the Department of Savings and Mortgage Lending.

10/14/2026

Your debt-to-income ratio plays an important role in mortgage qualification. Lowering monthly debt before applying may improve your borrowing options. Contact me to discuss your scenario.

10/13/2026

Every buyer's priorities are different. When searching for a home, what matters more to you? A shorter commute or more living space?

10/12/2026

Today, we honor and celebrate the rich histories, cultures, and contributions of Indigenous peoples. As we reflect on their enduring legacy and resilience, we recognize the importance of preserving and amplifying Indigenous voices in our communities. Happy Indigenous Peoples' Day.

10/08/2026

In a competitive market, timing matters. Cash to Win may help eligible buyers strengthen their offer and move forward with greater confidence. Curious if it's the right fit for your next move? Send me a message and let's talk through the details.

10/06/2026

Mortgage and real estate fraud can happen fast, but a few warning signs can help you catch it before it costs you. Learn how to protect yourself from wire fraud, scams, and impersonation throughout the homebuying process. Visit my website to read this month's blog.

10/04/2026

October is Breast Cancer Awareness Month, and we're taking a moment to honor the strength of everyone affected, survivors, fighters, and the families and friends who support them.

10/03/2026

Flexible doesn't have to mean complicated. Conventional loans offer eligible buyers a range of down payment solutions and terms that can be tailored to different financial situations. Whether you're a first-time buyer or moving up, it's worth a conversation to see how this program stacks up for your goals.

10/01/2026

Happy International Coffee Day! There's nothing like a good cup of coffee to kick off a conversation about your home goals. Whether that's your first house, your next house, or just talking through what's possible.

09/30/2026

Want to buy a new home before selling your current one? The DTI Eliminator may help eligible buyers qualify without counting their existing mortgage payment toward their debt-to-income ratio. Contact me to learn more and see if you qualify.

09/29/2026

Additional NAHI and Home$tart® grant funds are scheduled to become available October 1, creating more opportunities for qualified buyers to receive down payment or closing cost assistance. Funds are limited, available on a first-come, first-served basis, and subject to program eligibility and availability. If down payment or closing costs have been holding you back, reach out to learn more and see what assistance may be available.

Address

919-D N. Valley Mills Drive
Waco, TX
76710

Website

http://granitebank.com/

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