Stephanie Cathey-Johnson Mortgage Banker NMLS 184106

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Waco, TX
Stephanie Cathey-Johnson Mortgage Banker NMLS 184106

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Canopy Mortgage LLC NMLS 1359687
115 Clinton Ave E. Suite E.

Huntsville, AL 35801
256-563-2040 Equal Housing
https://canopymortgage.com/state-licenses/
https://canopymortgage.com/privacy-policy/
https://canopymortgage.com/terms-of-use/

10/16/2026

EVERYBODY SAYS IT’S A TERRIBLE TIME TO BUY A HOUSE.

Know what else everybody said?

THE SAME EXACT THING IN 2021. 😂

Fannie Mae actually surveys Americans about this every month.

September 2021: Only 28% said it was a good time to buy.

January 2022: Just 25%.

“HOME PRICES ARE TOO HIGH!” “WAIT!”

Meanwhile, mortgage rates were around 3%.

Fast-forward to today. Those home prices are roughly 20% higher, and mortgage rates have more than doubled.

Those who ignored the crowd and locked in 3% mortgages also watched their homes appreciate.

Turns out, one of the WORST times to buy, according to public opinion, was one of the BEST times to finance a home.

Here’s the lesson.

The crowd doesn’t know where the housing market is headed. Clueless.

Neither do I. Neither do you.

Stop asking everybody whether it’s a good time to buy a house.

Start asking whether it’s a good time for YOU to buy a house.

Because the crowd doesn’t make your mortgage payment. YOU DO. 🏡

10/15/2026

Call me for a FREE consultation 254.723.9494 . Apply online: LendingwithStephanie.com

06/22/2026

✨ CLOSED & FUNDED! ✨

This gorgeous luxury new construction is officially sold! 🏡🔑

After going under contract in just 13 days, we made it to the closing table and the keys have been handed over to the new owners. Congratulations to my sellers and to the buyers on this exciting milestone!

It is always a pleasure working with fellow realtors who are attentive, responsive, and truly advocate for their clients. Transactions like these are a great reminder that teamwork makes all the difference.

A huge thank you to American Guaranty Title for another smooth and seamless closing. Your team consistently provides exceptional service and takes such great care of our clients from start to finish.

Every successful sale is the result of great collaboration, strategic marketing, and a team committed to getting the job done. Grateful for everyone involved in making this one a success!

🏡 Luxury New Construction
⚡ Under Contract in 13 Days
✅ Closed & Funded

Thinking about buying, selling, building, or investing? I’d love to help you make your next move a successful one! 🎉

06/11/2026

Home renovations can add up quickly, which is why planning ahead financially is so important. 🔨🏡 Whether you’re updating one room or taking on a larger remodel, understanding potential costs can help you make smarter decisions and avoid surprises along the way. If you’re thinking about renovations and want to explore financing options, send me a message and let’s chat!
Call me!! 254.723.9494

06/09/2026

A house becomes a home when it reflects the people who live there. 🏡✨ From favorite collections to meaningful keepsakes, today’s design trends are embracing personality, comfort, and a little bit of nostalgia. The best spaces tell a story and make you smile every time you walk through the door. If you're dreaming about a home that's uniquely yours, send me a message and let's talk about making it happen! CALL ME!!

06/08/2026

These two terms might sound similar, but they play very different roles in the home financing process 💡🏡 Understanding where you fall can help set clear expectations and make everything feel a lot more manageable. It also helps ensure you’re fully prepared when it’s time to take the next step. A little knowledge upfront can make the entire experience smoother and more efficient.
Call me!! 254.723.9494

06/05/2026

Your credit score plays a big role behind the scenes when it comes to buying a home 🏡✨ It can impact everything from your loan options to how competitive you are as a buyer. The good news is that understanding how it works puts you in a much stronger position to plan ahead. Even small improvements can make a meaningful difference over time. Send me a message if you want help getting your homebuying journey started!
Call me! 254.723.9494

06/04/2026

Whether you’re just starting to explore or ready to make a move, having the right support can make all the difference 🏡✨ I’m here to guide you through every step and help make the process feel clear, smooth, and even a little fun. Every journey looks different, and I’m all about tailoring the experience to fit your goals. If a new home is on your radar, I’d love to be part of your story. Send me a message and let’s get started! Call me!! 254.723.9494

06/03/2026

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovation itself. 🔨🏡 From tapping into home equity to using savings strategically, homeowners have several options depending on their goals and budget. The right financing approach can help you improve your space while keeping your long-term financial plans on track. If you’re thinking about renovations and want to explore your options, send me a message and let’s chat!
Call me! 254.723.9494

Address

Waco
Waco, TX
76710

Telephone

+12547239494

Website

http://LendingwithStephanie.com/, http://www.nmlsconsumeraccess.org/, http://LendingwithStephanie.com/

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