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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Melissa Leyva - Loan Officer, NMLS #:1798265

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United States
Visalia, CA
Melissa Leyva - Loan Officer, NMLS #:1798265

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One of my main goals is to help my buyers accomplish their dream of becoming homeowners.

11/02/2026

🏡✨ YOUR DREAM OF HOMEOWNERSHIP MAY BE CLOSER THAN YOU THINK! 🔑

Did you know there are programs available that can help with your down payment when purchasing a home? 👀

Through Self-Help Enterprises, eligible homebuyers may qualify for down payment assistance to help make homeownership more affordable! 🏠💚

✨ Why explore this program?

🏡 Assistance toward your down payment and/or closing costs

💰 Potentially less money needed upfront

🔑 Opportunities for qualifying homebuyers

🤝 Guidance throughout the homebuying process

Don’t let saving for a down payment be the reason you put your homeownership dreams on hold!

📲 Let’s see if you qualify! I’d love to help you explore your options and take the next step toward owning a home.

📞 559-802-6477
📧 [email protected]
👩🏻‍💻 Melissa Leyva | NMLS #1798265
🏡 Empower Home Loans

Program availability, assistance amounts, and eligibility requirements vary. Not all applicants will qualify.

10/30/2026

👻🏡 Don’t let mortgage nightmares haunt your homeownership dreams!

Low credit scores, unexpected expenses, missing documents, and skipping pre-approval can turn an exciting homebuying journey into a scary experience!

The good news? With the right preparation and guidance, these nightmares can be avoided. 🤎

Let’s take the fear out of financing and make your homebuying journey a treat, not a trick! 🎃✨

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🔵Empower Home Loans
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
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10/28/2026

🎃 Things That Scare a Mortgage Loan Officer! 👻

Buying a new car, financing furniture, opening credit cards, or quitting your job during the homebuying process? Now THAT’S scary! 😱

These decisions could put your loan approval at risk!

🏡 Before making any big financial moves, talk to your loan officer first!

Let’s keep the nightmares for Halloween, not your homebuying journey!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🔵Empower Home Loans
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
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10/23/2026

FUNDED & CLOSED! 🏡🔑

Another successful DSCR REFINANCE in the books!

📍 116 East Lang Street | Hanford, CA

Helping real estate investors make strategic moves with their properties is always a win! ✨

With a DSCR loan, qualifying is based primarily on the property’s rental income rather than traditional personal income requirements.

Whether you’re looking to refinance an investment property or expand your real estate portfolio, I’m here to help you explore your financing options!

📲 Let’s talk about your next investment move!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🔵Empower Home Loans
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
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10/21/2026

Don’t ghost your loan officer! 👻🏡

From pre-approval to closing day, I’m here to guide you, answer your questions, and make your homebuying journey a little less spooky!

Ready to get started? Let’s connect!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🔵Empower Home Loans
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
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10/16/2026

👻 HEY BOO, DON’T GHOST YOUR HOME GOALS! 🏡🍂

The only thing spooky this season should be your Halloween decorations, NOT the homebuying process! 🎃☕️

Whether you’re a first-time homebuyer or ready for your next home, I’m here to help make the financing process less scary and a whole lot easier!

✨ Don’t let your dream home haunt you! Let’s get you started with a pre-approval today! 🔑

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🔵Empower Home Loans
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
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10/14/2026

🏡✨ ANOTHER LOAN FUNDED & CLOSED! 🔑

📍 1205 E Ferguson Ave, Visalia, CA

When one lender couldn’t get it done, we stepped in and made it happen! 🙌🏻

It was truly a pleasure stepping in to save this file after another lender was unable to close the loan. With dedication, communication, and the right lending solutions, we were able to get this one across the finish line!

Every loan has its challenges, but finding solutions and helping clients achieve their homeownership goals is what makes this job so rewarding! 🤎

Don’t give up on your homeownership dreams just because one lender says no. Sometimes, all you need is the right loan officer on your side!

📲 Let’s get you one step closer to HOME!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🔵Empower Home Loans
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
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10/13/2026

🏡💰 Let’s talk DOWN PAYMENT ASSISTANCE!

One of the biggest misconceptions about down payment assistance is that it’s FREE money! 👀

Here’s what you need to know! 👇

While down payment assistance programs can help you purchase a home with less money out of pocket, many programs require you to pay those funds back.

Depending on the program, repayment may be required when you:

🔑 Sell your home

🏡 Refinance your mortgage

💰 Pay off your first mortgage

📆 Reach a specific repayment date

Some programs offer deferred payments, forgivable loans, or grants that don’t require repayment if certain conditions are met.

✨ Does that mean down payment assistance is a bad option? ABSOLUTELY NOT!

It can be an amazing tool to help you become a homeowner sooner. The key is understanding the terms and choosing a program that makes sense for your financial goals.

📲 Before assuming you need down payment assistance, let’s compare your options and see what works best for YOU!

Melissa Leyva | Mortgage Loan Officer
📱 559-802-6477
NMLS #1798265

10/12/2026

🎃✨ PUMPKIN BEDAZZLING NIGHT! ✨🎀

Grab your besties and join us for a fun night of creativity, coffee, and all things sparkly! 💖

Come customize your very own bedazzled pumpkin trick-or-treat bucket while sipping on some delicious coffee! ☕️💎

📅 Thursday, October 22nd

⏰ 6:00 PM – 8:00 PM

📍 157 S K St, Tulare, CA 93274

🎟️ $30 per person

Your ticket includes:
🎃 Plastic pumpkin trick-or-treat bucket

💎 All bedazzling materials

☕️ One delicious coffee from Brew

💋 Plus, we’ll have XOXO Charm Girl joining us as a vendor!

💕 Hosted by Melissa Leyva & Jaclyn Hernandez

🚨 ONLY 25 SPOTS AVAILABLE! 🚨

HOW TO RESERVE YOUR SPOT:

💗 Apple Pay: 559-802-6477

💗 Venmo: Melissa-Leyva1

✨ Please include your FIRST & LAST NAME when sending your payment so we can add you to our guest list!

Your spot is secured once payment is received! 🎟️

We can’t wait to sip, sparkle, and create with you! 🥹🎃💕

Tag your besties and sign up before spots fill up! 🫶🏼

Address

Visalia, CA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://empowermyloan.my1003app.com/1798265/register

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