Chris Hooten MLO #633224

09/24/2024

Hey friends, Yes FED lowered rates last week and there was plenty of happy people, but mortgage interest has not really come down and even went up a little in some cases. If you are like many people waiting for rates to come down to refinance it still may be awhile. If you need to access equity in your home for Debt consolidation or any other reason, you may want to consider a Home Equity Line of Credit (HELOC). Below is my link to see what you quailfy, instant answer, have funds in as little as 7 days and no inquiry to your credit. Feel free to DM with any questions.

Get a Home Equity Line of Credit Fast - Approval in 5 minutes, Funding in as few as 5 days

09/01/2024

The moment Wynnie realized you can't choose your family 🤷

02/01/2024

Friends mortgage rates are starting to come down on top of that I able to give special discounts this month. If you bought in the last 18mo's or have a rate over 6.25% currently you could save BIG$$ and even skp 1-2months payments. DM me for details

11/15/2023

Realtor Friends, could you sell more homes if you could offer interest rates under 6% in this market? Betcha could. I have a program for Conventional or government borrowers available right now. DM me for details.

10/30/2023

If you are buying or selling Real Estate in this market you are definitely struggling with these high interest rates....I have an option that can save $$hundreds in monthly payment, I can't quote rates here but trust me when I say you will be shocked. Whether you are just trying to keep the payment down or want to qualify for more this could be your answer. The program is called a 5/1 ARM and even if you have heard something negative about an adjustable rate mortgage please take the time to get the details. Could save you $$thousands before you are able to refinance. DM me for details, would love to chat.

# RealEstate

08/15/2023

Yep I'm becoming "That PooPop" can't help myself she's so dang cute ❤️❤️

06/15/2023

In April 2023, the average time to close a mortgage was 48 days according to ICE Mortgage Technology....in May mine was less than 25 from application to funding. There is a big difference from working with a Mortgage Broker and a regular retail mortgage company or bank. Find out the difference before you buyer or refinance.

05/09/2023

****STOP**** if you are considering a CalHFA loan or any kind of down payment assistance make sure you know your options. Here's what happened today.
Client approved for CalHFA, she was going to move forward until I showed her that I could save her over $200 on her payment and almost $2000 less in closing costs. Needless to say she's pretty happy.

01/13/2023

LESS paperwork, MORE efficient, safe and secure from start to finish. Apply in minutes and you’ll see that mortgage applications have never been this easy! Call today — I’ll guide you every step of the way.

01/11/2023

Are you looking for a home with a lot of land and privacy? A USDA loan might be right for you! Call us today to discuss your options.

01/09/2023

Want to stay in your neighborhood but upgrade your house? A home equity line of credit might be a great solution for you. Call me today so we can discuss your options.