Bianca Barrientos, Mortgage Loan Originator

Bianca Barrientos, Mortgage Loan Originator Your dream of owning a home is my main priority and goal. You will always feel like you are being taken care with respect and honesty.

My name is Bianca Barrientos, NMLS # 1533429, and I am a licensed mortgage loan originator with Gold Standard Mortgage. . I am here to assist you 100% of the way in getting you into your dream home. I want to go above and beyond to answer any questions you may have and provide you with the loan that best fits your financial and personal needs. I am committed to making this process as easy as poss

ible. I understand that buying a home can be a big commitment. I have been through the process and want you to feel like you are in good hands, just like how I felt when I got my mortgage from Gold Standard Mortgage. Please do not hesitate to call or email me if you have any questions. If you would like to get pre-qualified, you can can also click on our website on this page. Thank you, I look forward to assisting you! NMLS # 1533429
Gold Standard Mortgage
Branch NMLS # 1496418
Equal Housing Lender

Privacy policy: http://goldstandardmortgage.com/privacy-policy

Need help with your down payment? 🏡We have some great programs available.✨ The Dream For All program is now open. Applic...
02/26/2026

Need help with your down payment? 🏡

We have some great programs available.
✨ The Dream For All program is now open. Applications must be submitted by March 16 and a randomized drawing will be done for vouchers.

Do not want to wait for the drawing? We also offer GSFA and CalHFA options to help you move forward sooner.

💰 All of these programs offer options to cover your down payment and some or even all of your closing costs.

Homeownership may be more within reach than you think.
📩 Reach out for more info!
(559)836-9873
NMLS 1533429

02/14/2026

What better way to spend your weekend than reserving your lot at Carleton Acres? Call me today to get pre-approved and take the first step toward building your future.
☎️ (559)836-9873
NMLS 15233429
Gold Standard Mortgage
NMLS 1779283

02/13/2026

Roses are red, violets are blue,
Love where you live
Carleton Acres is waiting for you 💕

Don’t have plans for Valentine’s Day, come visit the models, I’ll be there today (Friday) and Saturday to answer any financing questions you may have.

(559)836-9873
NMLS 1533429
Gold Standard Mortgage
NMLS 1779283

02/02/2026

Newport at Carleton Acres in Visalia

Video created by my 13 year old. 😊. You can hire her for your content needs 😂

👩‍⚕️👨‍⚕️ Doctors & Future Doctors: Ready to Buy a Home?I’m excited to share a new physician loan program designed specif...
01/16/2026

👩‍⚕️👨‍⚕️ Doctors & Future Doctors: Ready to Buy a Home?

I’m excited to share a new physician loan program designed specifically for medical professionals 👏

If you have a 680+ credit score, you may qualify for 100% financing — meaning no down payment required.

PROGRAM HIGHLIGHTS
🏡 Primary residence only
💰 Purchase or rate/term refinance
📉 Fixed-rate & ARM options
📊 100% financing up to $2,000,000
🚫 No mortgage insurance required

CREDIT & QUALIFICATION
✔️ Minimum credit score: 680
✔️ DTI limits:
• Up to 45% when LTV > 95%
• Up to 50% when LTV ≤ 95%

INCOME & ASSET FLEXIBILITY
📄 Projected income allowed with signed contract or offer letter
🎓 Student loan exclusion available (ask me how)
💵 Minimal reserve requirements
🎁 Gift funds allowed for reserves

ELIGIBLE BORROWERS
At least one borrower must be a licensed medical professional:
MD, DO, DDS, DMD, PharmD, DPM, CRNA, VMD
✔️ Residents, fellows, and interns eligible

Co-Borrowers
• Non-occupant co-borrowers allowed
• Their income may not exceed 50% of total qualifying income

📩 DM me “PHYSICIAN” to see if this program is a fit for you or someone you know.

Or give me a call today ☎️: (559)836-9873

01/11/2026

The Santa Maria model in Visalia, Ca.

Comment”info” for more information on this home or for pricing. By using me as your loan officer, you’ll receive pricing incentives.

NMLS 1533429.

01/03/2026

I’ll be at the model homes at Carleton Acres tomorrow at 11am, off Shirk and Riggins.

While they’re not 100% complete yet, this is a great opportunity to get a sneak peek before the grand opening.

Message me if you’d like to stop by, ask questions, or start the pre-approval process.

☎️ (559)836-9873
NMLS 1533429

12/30/2025

Carleton Acres homes are almost ready!
Sneak peek at the Monterey model featuring 1,869 sq ft with 3–4 bedroom options.

When you use me as your lender, you’ll receive over $14,000 in incentives for this home.

Reach out to get pre-approved and be one step closer to this home.
Make sure to follow us for more updates as these homes get closer to completion 🏡✨

☎️. (559)836-9873
NMLS 1533429

12/23/2025

Carleton Acres models are almost complete. Let’s go tour them together! Reservations are now open for the lots, so let’s get you pre approved today!

☎️ 559-836-9873
Nmls 1533429

2026 Conventional and VA loan limits are here and I can now honor these limits! 🎉🏡Conventional loans offer:• Down payme...
12/12/2025

2026 Conventional and VA loan limits are here and I can now honor these limits! 🎉🏡

Conventional loans offer:
• Down payment as low as 3% for first time home buyer
• Competitive rates and mortgage insurance for strong credit profiles

VA loans offer:
• Zero down payment for qualified veterans
• No private mortgage insurance (PMI), which keeps monthly payments lower

Ready to take the next step?
👉 Start your pre-approval process today!
☎️ (559)836-9873
NMLS 1533429

2026 FHA LOAN LIMITS are out and are effective January 1st. Call me today to get you pre approved for an fha loan, low d...
12/12/2025

2026 FHA LOAN LIMITS are out and are effective January 1st.

Call me today to get you pre approved for an fha loan, low down payment and great loan option for lower ficos.

NMLS 1533429

Address

150 S AKERS Street
Visalia, CA
93291

Website

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