Ira Hines, NMLS # 457650

Ira Hines, NMLS # 457650 Contact me today for all of your mortgage loan needs! 757-478-2022

With 27+ years in the mortgage industry, I help homebuyers win in competitive markets and support realtors with financing strategies that get deals to the closing table—clean, fast, and with no surprises. My primary focus is purchase business, working side-by-side with agents to structure strong, competitive offers and guide buyers confidently from pre-approval to closing. I bring clarity, speed, and ex*****on to every transaction—because in today’s market, that’s what wins. I serve clients from the Outer Banks down through the coast of Florida, with deep experience in second homes, coastal markets, and VA financing.

◆ Purchase-Focused Lending (VA, FHA, USDA & Conventional)
◆ Strategic Offer Structuring & Pre-Approval Strength
◆ Trusted VA Loan Expert for Realtors & Buyers
◆ Clean Files, Strong Approvals & On-Time Closings
◆ Realtor Partnership & Ongoing Education
◆ Mentorship & Development for New Loan Officers

While purchase is the priority, I also advise homeowners on refinance and equity strategies when it supports their long-term financial goals. I’m proud to be a realtor-first lending partner—focused on communication, consistency, and ex*****on—and I’m equally passionate about mentoring the next generation of loan officers who want to build their business the right way. If you’re a buyer ready to make a move, a realtor looking for a lender who knows how to win, or a loan officer looking for guidance—let’s connect.

📱757-478-2022 text/direct
[email protected]
https://hinesmortgageteam.com
Personally licensed in NC | VA | TN | FL
NMLS #457650
http://www.nmlsconsumeraccess.org

Equal Housing Opportunity
OVM Financial With AnnieMac Home Mortgage
NMLS 338923

Ghost in the graveyard and backyard camping. Flashlights and bare feet on cool grass. Home was the safest place you knew...
08/27/2026

Ghost in the graveyard and backyard camping. Flashlights and bare feet on cool grass. Home was the safest place you knew. That feeling is still out there. Let's talk about finding it.

📞 You deserve a lending partner that picks up the phone, keeps transactions on track, and helps clients feel supported f...
08/26/2026

📞 You deserve a lending partner that picks up the phone, keeps transactions on track, and helps clients feel supported from application to closing. 🤝🏡

✨ Our commitment is simple: fast pre-qualifications, clear communication at every milestone, innovative cash-offer programs that may help buyers compete in today's market, and co-branded marketing materials ready when you need them.

🚀 We're here to help you deliver a seamless experience for your clients and keep deals moving forward every step of the way.

DSCR loans focus on a property's rental income, not your W-2 or tax returns, to help determine if you qualify. It's buil...
08/25/2026

DSCR loans focus on a property's rental income, not your W-2 or tax returns, to help determine if you qualify. It's built for investors. Want to know more? Reach out and let's walk through it.

33% of our buyers are in their 20s and 35% are in their 30s*. While the industry trends older,we're already reaching the...
08/20/2026

33% of our buyers are in their 20s and 35% are in their 30s*. While the industry trends older,
we're already reaching the next generation of homeowners and helping them get to the closing
table.

If you're looking for a place that gives you the tools, marketing, and support to connect
with today's buyers, let's have a conversation.

Keeping your finances steady is key when you're in the home-buying process 🏡💸A sudden move—like switching jobs or openin...
08/19/2026

Keeping your finances steady is key when you're in the home-buying process 🏡💸

A sudden move—like switching jobs or opening new credit cards—can derail your mortgage approval. The goal? Smooth sailing to closing day! ✅

Let’s chat to make sure you're on the right track. 📲 Reach out anytime!

5.0 star review received on Experience.com for Ira Hines by Megan E B - Ira  was  amazing.  This  was my first  home pur...
08/16/2026

5.0 star review received on Experience.com for Ira Hines by Megan E B - Ira was amazing. This was my first home purchase and she helped me understand everything from start to finish. She's extremely knowledgeable and was just a pleasure to deal with. It went extremely flawless and I can't thank her enough.

Click to see all 33 reviews of Ira Hines - OVM with AnnieMac Home Mortgage, Mortgage Loan Originator | NMLS # 457650

Builder Forwards could help you market your homes with rates that stand out, attracting more qualified buyers without lo...
08/14/2026

Builder Forwards could help you market your homes with rates that stand out, attracting more qualified buyers without lowering your price.

Want to drive stronger demand across your projects?

Let's partner up.

The final stretch of the homebuying process is exciting, and staying organized can help everything go as smoothly as pos...
08/11/2026

The final stretch of the homebuying process is exciting, and staying organized can help everything go as smoothly as possible 🏡

Small details and timely communication can make a big difference as you get closer to closing day. If something doesn't make sense, never hesitate to ask questions—I'm here to make sure you feel informed and confident every step of the way.

If you're getting ready to buy a home, send me a message and let's make your path to closing as stress-free as possible

Agents — this is the tool your sellers need right now. 📈Instead of slashing price to compete, use Rate Relief to make th...
08/05/2026

Agents — this is the tool your sellers need right now. 📈

Instead of slashing price to compete, use Rate Relief to make the home more affordable without leaving money on the table.

Same home, better outcome.

Homeownership isn't just about finding the right house. It's also about feeling financially prepared for the journey ahe...
08/05/2026

Homeownership isn't just about finding the right house. It's also about feeling financially prepared for the journey ahead 🏡

When your goals, budget, and lifestyle begin to align, it may be the perfect time to explore what buying a home could look like. My job is to help you understand your financing options so you can move forward with confidence when the time is right.

If you're wondering whether you're ready to take the next step, send me a message and let's start the conversation!

Address

5040 Corporate Woods Drive, Ste 101
Virginia Beach, VA
23462

Alerts

Be the first to know and let us send you an email when Ira Hines, NMLS # 457650 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ira Hines, NMLS # 457650:

Shortcuts

Share