Pat Miller Mortgage- Loan Officer at Southern Trust Mortgage NMLS# 698968

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Virginia Beach, VA
Pat Miller Mortgage- Loan Officer at Southern Trust Mortgage NMLS# 698968

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Loan Officer NMLS #698968

Southern Trust Mortgage, LLC Equal Opportunity Lender. NMLS # 2921
https://nmlsconsumeraccess.org/

When it comes to buying, refinancing, or building a new home, homebuyers have a lot riding on their loan specialist. I am proud to specialize in many home loan programs including First-Time Home Buyers, FHA, VA, Conventional, New Construction, and Refinancing current loans. Ensuring that you make the right choice for yourself and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top home loan professional who is able to give you quick and accurate financial advice.

11/02/2026

Is it the horse or the bush? Up or down? Left or right?

Who knows. We just know it’s getting dark at 4 pm. Womp womp! 👎

10/30/2026

Happy Halloween weekend! 🎃👻🕷️🕸️

Wishing everyone a safe, happy, and healthy weekend filled with all the Halloween fun!

And hey, if you happen to spot a home for sale while you’re out trick-or-treating, just know we have a pretty great mortgage team ready to help you get pre-approved and one step closer to making it yours. 😉

Just saying!

PS: don’t forget to bring in your extra candy for our Treats for Troops fundraiser! Help us send our soldiers something sweet to enjoy this year! ❤️

10/29/2026

🍬🎖️ Got extra Halloween candy? We have the perfect place for it!

Whether you participate in the Switch Witch, have leftover candy from Halloween night, or just bought too much to pass out to trick-or-treaters, bring your extra treats to the Southern Trust Mortgage office for our Treats for Troops drive! 🇺🇸

We’re collecting candy to help fill care packages for our brave military service members as a small way to show our appreciation for all they do. ❤️🤍💙

Instead of letting that leftover candy sit around, help us turn it into a sweet surprise for our troops!

📍 Drop off your extra Halloween candy at Southern Trust Mortgage and help us make a difference, one treat at a time.

10/26/2026

Happy Halloween week! 🎃🏠

The only thing scarier than buying your first home, is not using a loan officer who can help save you time and money. 💪

10/19/2026

Did you know Southern Trust Mortgage has in-house underwriting? Although, disclaimer, he doesn’t look like Avery Tuell IRL) 🤣

Having our underwriting, processing, and funding teams working together can mean better communication, quicker answers, and fewer delays when questions come up during the loan process.

For homebuyers and real estate agents in Virginia Beach and Hampton Roads, that matters. A mortgage involves a lot of moving parts, and having a team that can work through issues directly can make a real difference in getting to the closing table.

10/16/2026

Another week of closings, another reason to be grateful! 🔑🎉

There’s nothing better than helping our clients get to the closing table and start their next chapter! From first-time homebuyers to families finding their next home, we’re so thankful to be part of these milestones.

And we couldn’t do it without the amazing real estate agents we have the privilege of working alongside! 🤝 Thank you for trusting our team, communicating with us every step of the way, and working together to make the homebuying process as smooth as possible for our clients. The right lending and real estate team makes ALL the difference, and we never take that partnership for granted.

10/15/2026

Trying to qualify for your dream home but the numbers are looking a little… SCARY? 👻💀

You found the house that makes your heart go BOOm, but your loan officer just hit you with a plot twist straight out of a horror movie. 😭🧛‍♂️

But don’t let your homeownership dreams DIE on Halloween! 🎃 A good mortgage loan officer can help you figure out what’s holding you back, make a plan, and get you one step closer to haunting your very own house.

Because the only thing scarier than mortgage rates is falling in love with a house you can’t afford.

Address

295 Bendix Road #400
Virginia Beach, VA
23452

Telephone

+17573906314

Website

http://www.southerntrust.com/the-pat-miller-team

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