Sarai Dreher- Loan Officer

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Urbandale, IA
Sarai Dreher- Loan Officer

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sarai Dreher- Loan Officer, Mortgage brokers, 3048 104th Street, Urbandale, IA.

01/27/2026

✨ You’re Invited! ✨

We’re so excited to officially open our new Gershman Mortgage – Waukee location! Join us as we celebrate with a ribbon cutting hosted by the Waukee Area Chamber of Commerce ✂️🎉

📅 Thursday, February 5, 2026
⏰ 11:00 AM – 1:00 PM
📍 185 NE Dartmoor Drive, Waukee, IA 50263

Enjoy light food, refreshments, and a giveaway featuring gift cards to local Waukee businesses 🤍

We can’t wait to celebrate with our community—hope to see you there!

12/20/2025

Life doesn’t always follow a budget. Big expenses—planned or unplanned—can come up at any time.

Over the past few years, many homeowners have gained tens of thousands of dollars in equity as home values rose—often without tapping into it. For many, that equity remains an unused financial tool that can help cover renovations, education, medical costs, or other major expenses.

12/09/2025

Helping Iowans feel confident and supported through their home buying journey is what it’s all about. 🤍
Thank you Marcus and Hannah for sharing your stories, we truly appreciate the trust you place in our team.

If you’re planning your next move, I’d love to help!

11/10/2025

This client was first approved with another lender but couldn’t use the IFA Military Grant. When they came to us, we were able to secure the grant plus a lower interest rate. 🇺🇸

The result? They walked away from closing with cash back in their pocket, perfect for upgrading the kitchen in their new home. 🏡💵

It pays to have the right lender on your side!

11/01/2025

🍁 Just like fall is about moving forward into a new season, refinancing doesn’t mean starting over.

If you’ve already paid 14 months on your mortgage, we can roll it into 346 months instead of 360.

That means you keep the progress you’ve made and lower your rate, the financial equivalent of crisp air and a fresh start.

Ready to see how refinancing can set you up for the season ahead? Let’s talk.

10/29/2025

Buying a new home without selling yours first? It’s possible! Here’s how 👇

You’ll need to qualify for both homes at the same time (yep — both payments). But remember, many people qualify for more than they’re actually comfortable spending!

✨ Options to make it happen:
Put the minimum down, then use the proceeds from your home sale to pay down your new loan — and recast your payments to the lower balance.
Use a bridge loan to move equity from your current home and use it as the down payment for your new one.
Borrow from yourself with a 401k loan or other investments — then pay yourself back once your home sells.
Or even use a gift from the family for the down payment.

Timing your move doesn’t have to be stressful — there are smart ways to make the transition smooth!

10/16/2025

✨ Buyer Success Story ✨

Back in April, this client didn’t even have a credit score. With the right guidance and steps, they built their credit quickly, and by August were handed the keys to their very first home! 🏡

Not only that, but as a teacher, they received a $2,500 grant plus $500 in lender credit through our current promotion. 🎉

👏 We love helping clients turn “someday” into “today.”

10/14/2025

✨ I truly have the BEST job because I get to work with the most amazing clients every single day. Helping people reach their home goals and hearing feedback like this makes it all worth it! 💙

10/04/2025

What if your dream home could actually put more money back in your pocket each month?

By using your current home’s equity wisely, you may be able to:

✅ Pay off high-interest debt

✅ Lower your monthly payments

✅ Upgrade into the space your family really needs

Your dream home might not just be a bigger space, it could also mean more financial freedom.

🤩 Let’s talk about your options today and how this works for your specific situation!

09/17/2025

I get asked all the time: “What’s the 30-year conventional rate?”

But here’s the thing → home buying is so much more than a number. It’s about finding a lender who helps you build the best game plan for your financial + long-term goals.

Here’s how we help clients score big:

✨ Making sure your loan option is the right fit—this can save you hundreds
✨ Helping you win offers by making them not subject to sale and leveraging your current equity
✨ Using seller credits to lock in a lower rate

Rates matter, but the whole playbook matters more. That’s where the real savings happen.

Ready to talk strategy? Let’s connect!

09/12/2025

Realtors… we know weekends are when deals happen. 🤝🏼🏡

We can get you pre-approved! Call or text Sarai directly at 515-371-5276 if you need help this weekend!

09/09/2025

Did you know a soft pull won’t impact your credit? 🤩

It protects your score, removes the pressure, and still gives us the full picture for pre-approval. That means we can create a plan to increase purchase power, and even pre-approve for a conventional mortgage.

Whether you’re a buyer ready to shop or a Realtor helping clients get approved faster, I’ve got you covered!

Address

3048 104th Street
Urbandale, IA
50322

Website

http://www.youriowalender.com/

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