Jared Nicolaisen - Mortgage Advisor

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United States
Urbandale, IA
Jared Nicolaisen - Mortgage Advisor

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The forward thinking mortgage lender who solves modern problems with innovative strategies

NMLS # 1969744
(2)

10/27/2026

Do you Agee?

10/27/2026

What do you think of this?

10/27/2026

What do you think?

10/24/2026

What advice would you give?

10/17/2026

🏡 New build in Waukee: 4 beds, 3 baths, finished lower level, and a payment that might surprise you.

The Magnolia by View Homes in Fox Creek Meadows is listed at $384,900. Here’s what it looks like with 5% down:

💰 $19,245 down
📉 7.25% rate, 30-year fixed
🏠 About $2,721/mo to start (principal, interest, insurance, and estimated mortgage insurance)

📈 About $3,234/mo once property taxes fully kick in
New construction often has lower taxes at first, so knowing both numbers up front helps you plan for what’s coming.

Want to see what this looks like for you? Call or text me and I’ll run your numbers.

10/14/2026

A fun experience with 0 expectations going in

Very sore but would recommend

endurance_dept

10/14/2026

Realtors ‼️‼️ share the buyer success stories in the comments

10/12/2026

The housing market has pivoted but the reasons why someone buys hasn’t

10/09/2026

🏡 What does $420,000 get you in Burnsville, Minnesota?

📍 13014 Girard Ave S, Burnsville, MN

✅ 4 Bedrooms | 2 Bathrooms
✅ 1,921 Sq. Ft.
✅ Updated flooring and open-concept living space
✅ Three-season porch
✅ Beautiful stone fireplace
✅ Walking distance to Vista View Park

Now, let’s talk numbers!

Here’s what buying this home with just 5% down could look like:

💰 Purchase Price: $420,000
💰 Down Payment: $21,000
🏦 Loan Amount: $399,000
📉 Interest Rate: 7.375%

Estimated Monthly Payment:
Principal & Interest: $2,756
Property Taxes: $337
Homeowners Insurance: $200
Mortgage Insurance: $80

Total: ~$3,373/month

You don’t need 20% down to buy a home, and there are plenty of ways to structure a mortgage depending on your financial goals.

My job is to help you understand the numbers so you can make a confident decision!

Want to see what the monthly payment looks like on a home you’re considering? Send it my way. Happy to help!

Payment based on a 30-year fixed conventional mortgage with 5% down and an illustrative 7.375% rate. Mortgage insurance is estimated at $80/month. Closing costs are additional. Rates and terms vary based on borrower qualifications. Not a commitment to lend.

10/07/2026

What’s the state of the real estate market?

Address

Urbandale, IA

Telephone

+16413302932

Website

https://beacons.ai/jn_mortgage

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