Jared Nicolaisen - Mortgage Advisor

Jared Nicolaisen - Mortgage Advisor The forward thinking mortgage lender who solves modern problems with innovative strategies

NMLS # 1969744
(2)

06/11/2026

1/0 buydowns

06/02/2026

Avoid these markets in 2026 and 2027

05/22/2026

Minnesota cracking down on speeding

05/20/2026

Big property tax reform coming to Iowa

Good or bad?

05/20/2026

What do you think?

05/19/2026

What does the lower end of middle class like?

my initial reaction is this is pretty low and that's not a knock on people who are around here. I just didn't know what middle class looked like in today's America

With how expensive things are today, this amount of income doesn't get you to where it used to

What's your initial reaction?

05/18/2026

Don't let money needed to bring to the closing table be the reason why you aren't able to get into a home

05/11/2026

Veterans United just got their lawsuit expanded

05/11/2026

Just chatted with some pre-approved buyers with us just yesterday

And they were telling me about their first time home buying experience

They understood the down payment to be the only number that they had to bring to closing

And a day before closing they saw that it was down payment plus closing costs, which ended up being $6,000 to $7,000 more than they were anticipating

A few hundred dollars is a mistake. That's not fun but better

But a whole $6,000 to $7,000 was all the money that they had at the time

This is why our team is really big on setting expectations for the total cash to close up front

Those types of mistakes are a make-or-break for someone's buying experience

05/11/2026

Is it realistic to live in the Midwest, where it's cheaper to live, but spend one to six months out of the year traveling to other places that are more desirable to spend time in?

This could be the most cost-effective way to live your life moving forward, assuming you have job flexibility

What do you think?

Address

Urbandale, IA

Telephone

+16413302932

Website

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