Ricky Abud - Loan Officer NMLS #998857

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/10/2023

I NEED YOUR SUPPORT🗣️
I made the TOP 10 for Tucson’s Best Loan Officer!
FINAL ROUND IS NOW⏰

You can VOTE DAILY - from each email address & phone number until 7/23👇🏽

TEXT 1466 to 520-214-8683
AND
ONLINE at www.VoteRickyAbud.com
Find me in the “Real Estate Group” under “Best
Loan Officer

Thank you!🙏🏽

07/27/2022

Pending home sales were down in June, but there are reasons that this may be good news in the months ahead. http://ms.spr.ly/6189jGGd9

07/26/2022

In today’s competitive real estate market, the best way to win is to know how the game is played. So download our FREE game plan:
http://ms.spr.ly/6183jE2od

07/22/2022

Nothing’s better than swinging in the sunshine. Best of all, installing a tree swing is easy to do by yourself.

07/21/2022

Worried about rate jumps? We’ve got your back with Lock N’ Roll, which lets you lock a low rate for up to 12 months… and get a lower rate if they dip.
http://ms.spr.ly/6181j6NgB

07/20/2022

For fifth straight month, existing-home sales slide, but with encouraging inventory numbers, is there reason for optimism? http://ms.spr.ly/6184j6Dtw

07/19/2022

We've put together a list of how much ROI (return on investment) you can expect from the most popular types of home renovations.
http://ms.spr.ly/6184bC000

07/18/2022