Pacific Financial Mortgage & Real Estate Inc.

09/04/2026

Hope your week is going well! It has been a quietly important week in the mortgage and housing world, so here is what actually matters for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/bond-market-at-a-crossroads-and-buyers-are-gaining-room-to-negotiate/

Buyers are quietly gaining leverage. New listings just hit their highest point since spring, while signed contracts slipped to a six month low.

09/03/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.71%

According to Freddie Mac, "Purchase demand has remained relatively stable, indicating steady interest from buyers adapting to evolving market conditions."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

08/28/2026

Hope your week is going well! There was a lot moving in the mortgage and housing world, so here is what actually matters for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/rates-ease-for-a-second-week-and-new-home-buyers-gain-leverage/

Next week brings two big moments worth watching: a fresh inflation reading and a closely watched speech from a Federal Reserve official.

08/27/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Hold Steady

According to Freddie Mac, "The economy remains resilient, demonstrated by steady consumer spending and rising household incomes. More homes coming on the market and slower price growth in many areas are giving buyers better options and helping create a more balanced housing market."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

07/31/2026

As we navigate the peak of summer, I want to bring you clarity on what is really happening in our housing and mortgage markets.

The headlines love drama, but when we look beneath the surface, there are incredible opportunities for buyers, sellers, and industry partners alike.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/summer-real-estate-realities-what-local-trends-and-record-programs-mean-for-you/

The headlines love drama, but when we look beneath the surface, there are incredible opportunities for buyers, sellers, and industry partners alike.

07/30/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.66%

According to Freddie Mac, "The housing market continues to benefit from more available inventory, providing prospective homebuyers with additional options and helping support buyer activity as mortgage rates fluctuate."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

07/24/2026

Summer is in full swing, and if you have been keeping an eye on the housing headlines lately, you might be feeling a little whiplash! With shifting borrowing costs and mixed reports on home prices, it can be tricky to figure out what it all means for your homeownership goals.

I always like to look past the noisy headlines to find the real opportunities.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/what-this-weeks-market-news-really-means-for-you/

With shifting borrowing costs and mixed reports on home prices, it can be tricky to figure out what it all means for your homeownership goals.

07/23/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.58%

According to Freddie Mac, "As market conditions continue to evolve, borrowers should remember that shopping around for a mortgage rate can make a meaningful difference, potentially saving them thousands over the loan’s lifetime."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

07/17/2026

I hope you are having a wonderful week! have been watching some fascinating shifts in the housing market that I want to share with you today.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/the-real-story-behind-todays-housing-headlines-and-some-good-news/

07/16/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 6.55%

According to Freddie Mac, "Purchase application demand has weakened recently, but housing affordability is more favorable, and housing inventory continues to rise; thus, the backdrop for prospective homebuyers is modestly improving. "

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms