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Pacific Financial Mortgage & Real Estate Inc.

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United States
Thousand Oaks, CA
Pacific Financial Mortgage & Real Estate Inc.

We are a full-service home mortgage broker serving clients in Los Angeles, Ventura County, and San D Get in touch with us today and we can discuss your options!

We love helping families around the country find and buy their ideal home! We are a full-service mortgage broker, which means we can find the best loan program and best rate by shopping around for you, based on your goals.

10/30/2026

I hope your week is going well! The Fed met this week, and the headline is a quiet one. Here is what it means for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/the-fed-held-steady-and-buyers-are-done-waiting-for-rates-to-fall/

Freddie Mac's weekly average slipped last week, the first dip in about two months after five straight increases. That is welcome relief.

10/29/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Decline Further to 7.24%

According to Freddie Mac, "The average 30-year fixed-rate mortgage declined again this week, reaching its lowest level this month and modestly boosting purchasing power for prospective buyers."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

10/23/2026

I hope your week is going well! After a bumpy few weeks, the market has found some welcome calm, so let me share what is behind it and one practical tip for homeowners.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/rates-pull-back-from-their-highs-plus-a-smart-way-to-plan-for-home-repairs/

After a bumpy few weeks, the market has found some welcome calm, so let me share what is behind it and one practical tip for homeowners.

10/22/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Decrease to 7.32%

According to Freddie Mac, "The average 30-year fixed-rate mortgage declined this week, offering some relief to prospective homebuyers."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

10/16/2026

I hope your week is going well! This one has had some drama in the markets, so let me walk you through what happened and what it means for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/hot-inflation-rattled-rates-this-wee-but-buyers-hold-more-cards-than-ever/

Wednesday's inflation report came in hot, with core prices (which strip out food and energy) rising about 0.3 percent against a 0.2 percent forecast.

10/15/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 7.40%

According to Freddie Mac, "The average 30-year fixed-rate mortgage remained unchanged this week."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

10/09/2026

I hope your week is going well! Rates have been the talk of the town, so let me share what is behind the headlines and where the opportunities are hiding.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/rates-hit-multi-year-highs-but-buyers-are-finding-more-room-to-negotiate/

Freddie Mac's weekly average jumped about a quarter of a percent last week, putting it nearly a full percentage point above where it was a year ago.

10/08/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 7.40%

According to Freddie Mac, "As market conditions continue to evolve, borrowers should remember that shopping around for a mortgage rate and getting multiple quotes can potentially save them thousands over the loan’s lifetime."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

10/02/2026

I hope your week is going well! It has been a turbulent stretch for rates, so let me break down what happened and what it means for you.

Here is your Housing Market Update: https://pacfimortgage.com/index.php/a-rough-week-for-bonds-and-where-buyers-can-still-find-opportunities/

Mortgage rates climbed up roughly a quarter of a percent in just two weeks, and daily rates are now at their highest point since late 2023,

10/01/2026

LATEST MORTGAGE RATE SURVEY: Mortgage Rates Average 7.28%

According to Freddie Mac, "With mortgage rates on their current trajectory, the housing market continues to be supported by favorable economic conditions.

The 30-year fixed-rate mortgage averaged 7.28% as of October 1, 2026, up from last week when it averaged 7.03%. A year ago at this time, the 30-year FRM averaged 6.34%.

The 15-year fixed-rate mortgage averaged 6.60%, up from last week when it averaged 6.42%. A year ago at this time, the 15-year FRM averaged 5.55%."

Considering a purchase or refinance?

Let's talk and create the best plan for your situation - send me a message today!

FULL ARTICLE: https://www.freddiemac.com/pmms

Address

3717 E Thousand Oaks Boulevard, # 290
Thousand Oaks, CA
91362

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://www.PacFiMortgage.com/

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