Chris Dritz- Mortgage Loan Originator

Chris Dritz- Mortgage Loan Originator Let's get started on finding the right mortgage for you! Chris Dritz- Mortgage Loan Originator

Thinking of buying or refinancing a home? I’m here to help!

Lending in: AZ, CA, CO, ID, MI, TN, TX, UT

NMLS #258328 | DRE # 00976433 | Equal Housing Opportunity Provider A mortgage is an essential step and I am here to help! I will find the perfect mortgage program for each client’s financial situation and streamline what can seem like an overwhelming and daunting process. My goal is to create a stress-free home buying or refinancing experience while provi

ding accurate information with clear, consistent communication. I started my real estate career in 1987 and have been a licensed Mortgage Loan Originator with Capital Mortgage Services since 2007. I will work with you every step of the way in an organized and professional manner. There is no project too small or too big. I work cohesively with my team to offer you the most resourceful and best experience possible. I am highly committed to each and every one of my clients. I understand that work and kids make for a very busy schedule. I make myself available to meet your needs at any time, day or night, whatever is most convenient for you. I am well versed and extremely knowledgeable in all loans and programs in the current market place, including: Conventional, VA, Cal-Vet, Cal-HFA, FHA, Reverse Mortgages and other types of residential lending. In 2012 I was received the great honor of Mortgage Loan Originator of the Year. Please contact me if you have any questions. Chris Dritz
805-315-6171
[email protected]
NMLS: 241911 • DRE: 01212262

Yes, it may be possible to buy your next home before selling your current one. 🏡Depending on your financial situation, o...
09/03/2026

Yes, it may be possible to buy your next home before selling your current one. 🏡

Depending on your financial situation, options may include qualifying with both mortgages, using available equity, or structuring your purchase around the sale of your current home.

The key is understanding your numbers before making a move. A conversation with a mortgage professional can help you determine what options may work for you.

Before you make any moves - Give me a call! I would love to help: 805-315-6171
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NMLS #258328 | DRE #00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

: “Everything you’ve ever wanted is on the other side of fear.” - George Addair•••NMLS #258328 | DRE #00976433NMLS #...
09/02/2026

: “Everything you’ve ever wanted is on the other side of fear.” - George Addair
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NMLS #258328 | DRE #00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

IMPORTANT!! ⚠️ If you receive this pink piece of paper, that is your Supplemental Tax Bill. Don't throw it away - Call m...
08/31/2026

IMPORTANT!! ⚠️ If you receive this pink piece of paper, that is your Supplemental Tax Bill. Don't throw it away - Call me!

📞 Give me a call at (805)-315-6171 for more information!
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NMLS #258328 | DRE #00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

: "It is never too late to be what you might have been." - George Eliot•••NMLS #258328 | DRE #00976433NMLS #1799965C...
08/26/2026

: "It is never too late to be what you might have been." - George Eliot
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NMLS #258328 | DRE #00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

This can be a bit of a tricky topic, however my general rule is: Smart uses of home equity typically support your financ...
08/24/2026

This can be a bit of a tricky topic, however my general rule is: Smart uses of home equity typically support your financial goals, such as funding valuable home improvements or consolidating high-interest debt.

Risky uses may include borrowing for unnecessary expenses or taking on payments that strain your budget.

The key is making sure the decision strengthens your overall long term financial position. 👏🏻

Needing to make decisions about your home equity? 📱 Give me a call! 805-315-6171
NMLS #258328 | DRE # 00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

👉🏼 A Cash-Out Refinance replaces your existing mortgage with a new loan that allows you to access some of your home’s eq...
08/20/2026

👉🏼 A Cash-Out Refinance replaces your existing mortgage with a new loan that allows you to access some of your home’s equity as cash.

👉🏼 A HELOC is a separate line of credit that lets you borrow against your equity as needed.

The right option really depends on your financial goals, current mortgage terms, and borrowing needs. Give me a call and let's figure out which one is right for your situation: 📱 805-315-6171
NMLS #258328 | DRE # 00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

: "If opportunity doesn't knock, build a door." - Milton Berle•••NMLS #258328 | DRE #00976433NMLS #1799965Chris Drit...
08/19/2026

: "If opportunity doesn't knock, build a door." - Milton Berle
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NMLS #258328 | DRE #00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

📚 3 Homebuying Lessons You Can Learn From Back-to-School Shopping! Back-to-school shopping teaches us a lot about making...
08/17/2026

📚 3 Homebuying Lessons You Can Learn From Back-to-School Shopping!

Back-to-school shopping teaches us a lot about making smart decisions, and the same lessons can apply when buying a home.

✏️ 1. Plan ahead: The best purchases usually start with preparation. Getting your finances organized and understanding your options before you shop for a home can make the process smoother.

📓 2. Know your budget: This is a big one! Just like creating a school shopping list, knowing what you can comfortably afford helps you make confident choices and avoid surprises.

🎒 3. Choose what fits your needs: The “best” option isn’t always the most expensive one. Finding a home and loan program that fits your goals is what matters most.

Whether you’re thinking about buying soon or just want to understand your options, having a plan is the first step.
📩 Reach out anytime, I’m happy to help you prepare for your next move.
"NMLS #258328 | DRE # 00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity."

Home equity is the difference between your home’s current value AND the amount you still owe on your mortgage. It can gr...
08/14/2026

Home equity is the difference between your home’s current value AND the amount you still owe on your mortgage. It can grow as you pay down your loan balance, make improvements to your property, or as your home’s value increases over time.

Curious what this means for you and how you can increase your home equity? 📱 Give me a call! 805-315-6171
NMLS #258328 | DRE # 00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

: "Perfection is not attainable, but if we chase perfection we can catch excellence." - Vince Lombardi•••NMLS #258328 ...
08/12/2026

: "Perfection is not attainable, but if we chase perfection we can catch excellence." - Vince Lombardi
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NMLS #258328 | DRE #00976433
NMLS #1799965
Chris Dritz is your Southern California, experienced mortgage loan originator. He delivers personalized home-buying and refinancing solutions across Conventional, FHA, VA, Cal-Vet and reverse-mortgage programs to simplify your path to owning or unlocking equity.

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Westlake Village, CA

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