10/28/2026
🏡 KNOW BEFORE YOU LOAN: Self-Employed Buyers
💼 Self-employed? You may have more mortgage options than you think!
Owning a business doesn't automatically make getting a mortgage harder. At Texas Premier Mortgage, we help explore financing strategies that fit your unique financial situation.
Here are some options to consider:
📄 1. Conventional Loans
Great for self-employed buyers whose documented income meets traditional mortgage guidelines.
🏦 2. Bank Statement Loans
May help business owners qualify using eligible bank deposits instead of relying solely on tax-return income.
📊 3. Profit & Loss (P&L) Loans
May offer an alternative for business owners with documented business income and eligible financial statements.
📈 4. Asset-Based Loans
May help borrowers with substantial eligible assets but limited traditional qualifying income.
🏠 5. DSCR Investor Loans
For eligible real estate investors, qualification may focus on the property's rental income rather than personal income.
The bottom line: Your tax returns don't always tell the whole story. The right mortgage strategy starts with understanding your income, business, assets, and goals.
At Texas Premier Mortgage, we look beyond a one-size-fits-all approach to help explore the options that may work best for you.
📩 Self-employed and thinking about buying a home or investing in real estate? Let's explore your options!
Kevin Hunter Team @ Texas Premier Mortgage
Local Expertise. More Options. A Stronger Tomorrow.