11/02/2026
If you have existing debt and you're thinking about buying a home, a few things are worth reviewing before your first showing:
Monthly debts: car loans, student loans, credit cards and other regular payments.
Documented income: pay stubs, tax returns or other income documents.
Housing budget: the monthly payment that feels right for you, including taxes and insurance.
Having these in front of you makes the conversation with a lender more specific.
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