Motto Mortgage Happy Valley NMLS #1928217

Motto Mortgage Happy Valley NMLS #1928217 Honored to be voted Centre County's Best Mortgage Company in 2024 and 2025! We will guide you every step of the way to ensure a smooth journey to homeownership.

Welcome to Motto Mortgage Happy Valley, your trusted mortgage brokerage in State College. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team will help tailor mortgage options to fit your unique needs.

September is here! šŸ‚šŸ“š A new school year, cooler days, changing leaves, and plenty of opportunities for fresh starts.If b...
09/01/2026

September is here! šŸ‚šŸ“š A new school year, cooler days, changing leaves, and plenty of opportunities for fresh starts.

If buying a home is on your fall to-do list, now is a great time to start exploring your options. As a local mortgage broker, we can help you understand your financing options and find a loan that fits your goals.

Could an FHA loan be the right option for you?FHA loans make homeownership more attainable in so many ways. Contact us t...
08/31/2026

Could an FHA loan be the right option for you?
FHA loans make homeownership more attainable in so many ways. Contact us today to see if this option is best for you!

Mortgage rates were on track for a fairly uneventful week until Friday morning, when a speech from Fed Chair Kevin Warsh...
08/29/2026

Mortgage rates were on track for a fairly uneventful week until Friday morning, when a speech from Fed Chair Kevin Warsh triggered a sharp bond market sell-off. The average top-tier 30yr fixed rate jumped to its highest level in just over 3 weeks.

Getting pre-approved—and locking in your rate—can give you something buyers don’t always have: time. šŸ”Once you know what...
08/25/2026

Getting pre-approved—and locking in your rate—can give you something buyers don’t always have: time. šŸ”

Once you know what you’re approved for and have your financing in place, you can take your time comparing homes, neighborhoods, and features instead of feeling pressured to settle for the first one that comes along.

A little preparation upfront can lead to a much more confident home-buying experience. Let’s get you pre-approved before you start house hunting!

The school bell is ringing, and so is the opportunity to find your family's perfect home. Contact us to get started!
08/24/2026

The school bell is ringing, and so is the opportunity to find your family's perfect home. Contact us to get started!

Are you a veteran with an existing VA home loan? A refinance could help you potentially lower your current interest rate...
08/21/2026

Are you a veteran with an existing VA home loan? A refinance could help you potentially lower your current interest rate, reduce monthly payments, or even switch to a stable fixed rate. Contact us to see if this option could work for you!

Showings start Tuesday, and this one is already getting attention! šŸ”If you’ve had your eye on this private 5.66-acre ret...
08/20/2026

Showings start Tuesday, and this one is already getting attention! šŸ”

If you’ve had your eye on this private 5.66-acre retreat, now is the time to get your preapproval ready for this home!

Featuring 3 bedrooms, 2 bathrooms, a heated in-ground pool, spa, multiple garages, and plenty of privacy, this ranch offers an incredible blend of comfort, recreation, and outdoor living.

370 Aspen Ridge Way, Bellefonte, PA 16823
Listed by The Chris Monzillo Team

It's here, folks! It all starts tomorrow!
08/20/2026

It's here, folks! It all starts tomorrow!

This article originally appeared in The Centre County Gazette's Official Grange Fair Guide. CENTRE HALL — Summer's grand finale is here. For more than 150

Can't wait to try this chocolate zucchini cake recipe from Matt's August newsletter!
08/19/2026

Can't wait to try this chocolate zucchini cake recipe from Matt's August newsletter!

Fudgy chocolate zucchini cake that’s moist & naturally sweetened. This gluten free chocolate zucchini cake is the best summer dessert!

Some things just belong together. ā˜•šŸ A great home and a strong mortgage plan are no different.Whether you’re buying your ...
08/18/2026

Some things just belong together. ā˜•šŸ 

A great home and a strong mortgage plan are no different.

Whether you’re buying your first home, moving up, or refinancing, we’re here to help put the pieces together.

Let’s get you home. šŸ”‘

Address

1375 Martin Street Suite 101
State College, PA
16803

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18142359207

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