Financial Literacy with Jasmine

06/08/2025

What are your go to investment risks?
Stocks/bonds/ cash…?

02/09/2025

Employers and employees, how much do you know about your current retirement plan? Do you know & understand all your options?

02/08/2025

Estate planning:
the process of arranging how a person's assets will be managed and distributed after death, and how their affairs will be handled if they become incapacitated. It can include a will, powers of attorney, advance directives, and other forms.

One thing that many have heard of is probate, which is the legal process where assets are retitled in the name of the heirs if the assets are not automatically transferred via one of the mentioned forms and It
proves the validity of any will.

02/08/2025

What do you know about estate planning? How about your family members?

12/02/2024

What would everyone like to learn or hear about? What questions do you have for finances, retirement, college planning, trust etc? Let me know!

Send a message to learn more

11/01/2024

Rental Property Deductions 🤔

My mentor in real estate investing once said: "if you invest in real estate and you're paying taxes then you're doing it wrong." ► Get A Free Stock on WeBull...

06/14/2024

Three main factors that affect insurance premiums:

2. SIZE of INSURANCE BENEFIT

If you want more coverage or a higher benefit than the premium will most likely mean higher to cover that cost.
This does not adjust in a constant proportion however, so if you want to have a lower premium lowering the benefit amount may not have as huge of a change as reducing the deductibles would.

3. PROBABILITY of LOSS

The higher the premium, the higher probability of loss

06/14/2024

Three main factors that affect Insurance policy premiums:

1. DEDUCTIBLES:

A specified dollar amount of loss that must be incurred before an insurance benefit is available
alternatively,
a period of time over which a covered loss must be incurred before the policyholder begins earning benefits (e.g., as found in disability and long-term care policies).

A deductible represents the portion of the risk held by the policyholder; the larger a deductible, the lower the premium.

06/02/2024

Do you have a fianancial plan?
Or
Dont but also not sure where to start?

A simple at home discussion to have is about your S.M.A.R.T financial goals!

Specific- house down payment, college fund, retirement

Measurable- value given or detailed (not a vague I will save for retirement)

Attainable/achievable for your situation

Realistic- ex: saving and additional $25 a month

Time bound- vital to setting goals ;consider short term (< 2 years), midterm (

04/02/2024

April is Financial Literacy month!

Who is trying to get in financial shape??!