Joshua J Duda - Licensed Mortgage Loan Originator NMLS ID #158383

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Springfield, MO
Joshua J Duda - Licensed Mortgage Loan Originator NMLS ID #158383

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Licensed Mortgage Loan Originator and Branch Manager at Flat Branch Home Loans, setting the industry standard in residential lending. NMLS ID #: 158383
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11/03/2026

Ready to buy, but hoping rates improve down the road? 🔄

With Rate Rewind, eligible borrowers who close on a home loan by December 31, 2026 may have the opportunity to refinance later with no lender fees through the program. It's designed to help you move forward with your homebuying goals today while providing added flexibility if rates become more favorable in the future.

Reach out today to learn more about Rate Rewind and how it could work for you! 💚

Read more about our Rate Rewind program here: https://flatbranchhomeloans.com/blog/loan-program-news/FBHL-Relaunches-Rate-Rewind

11/03/2026

5.0 star review received on Experience.com for Joshua Duda by Angela M T - Josh was knowledgeable and easy to work with throughout the process. Great communication and very friendly

Click to see all 1262 reviews of Joshua Duda, Senior Mortgage Banker | NMLS # 158383

10/31/2026

5.0 star review received on Experience.com for Joshua Duda by Joseph D - Josh was excellent. He kept us informed every step of the way, and offered us advise that directly let to locking in a lower interest rate before the Fed increased rates.

Click to see all 1260 reviews of Joshua Duda, Senior Mortgage Banker | NMLS # 158383

10/31/2026

Happy Halloween! 🧡

Whether you're carving pumpkins, passing out candy, or making memories with family and friends, we hope your day is filled with plenty of treats and a little Halloween magic. 🎃🍬

10/30/2026

5.0 star review received on Experience.com for Joshua Duda by Erin D - Josh is very knowledgeable about markets and options. He kept us well-informed throughout the process.

Click to see all 1260 reviews of Joshua Duda, Senior Mortgage Banker | NMLS # 158383

10/30/2026

5.0 star review received on Experience.com for Joshua Duda by Kennedy W - Joshua made our home buyinh process so smooth and was always there to answer any questions we had. Highly recommend!

Click to see all 1260 reviews of Joshua Duda, Senior Mortgage Banker | NMLS # 158383

10/29/2026

Saving for a down payment can feel like the biggest hurdle to buying a home, but there may be programs available that can help. 🏡

Many homebuyers are surprised to learn they may qualify for down payment assistance, grants, or affordable financing options designed to reduce upfront costs. Whether you're a first-time buyer or simply looking for ways to make homeownership more accessible, exploring available assistance programs could help you get into a home sooner than you thought. 💚

Learn more about our down payment assistance programs here: https://loom.ly/NNeXRas

10/28/2026

5.0 star review received on Experience.com for Joshua Duda by Austin W - Great communication and easy to work with!

Click to see all 1258 reviews of Joshua Duda, Senior Mortgage Banker | NMLS # 158383

10/27/2026

House hunting in today's market doesn't have to mean stretching your budget. 💚

Here are some ways to stay budget friendly:
📋 Set a comfortable monthly payment before you start shopping
⭐ Prioritize your must-haves over your wish list
🔍 Keep an open mind about neighborhoods and home styles
💡 Consider the long-term value of a home, not just the listing price

A thoughtful plan can help you find a home you love while staying confident in your budget.

Let's talk through your options! 🏡

10/22/2026

A home isn't just a purchase. It's a long-term investment in your future. 🏡🌱

As property values appreciate over time, homeowners may build equity that can open doors to future opportunities and financial flexibility.

Whether your goals include:
🔨 Updating your home
🎓 Investing in education
🏠 Moving into your next home
💰 Strengthening your financial future

Homeownership can be a powerful way to put down roots while building wealth over time. 💚

Let's get you home!

Address

4350 National Avenue, Suite A100
Springfield, MO
65810

Website

http://www.fbhl.com/jduda

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