09/08/2026
You have been at the receiver since 6 a.m. It is now past 10. Somebody owes you for that time, right?
Maybe. That answer lives in your rate confirmation, not your insurance policy. Detention terms are negotiated per load, the free window varies by shipper, and plenty of operators never read that section until they are already sitting.
Your policy handles a different question: what happens to the freight and the equipment while you wait. Theft at a truck stop. Damage on the dock. Those are coverage conversations.
One document pays you for waiting. The other protects what you are hauling. Do not confuse them.
DM us and we will walk through what your current coverage actually does. ๐