07/31/2026
๐ ๐ผ๐ฟ๐๐ด๐ฎ๐ด๐ฒ ๐ ๐ฎ๐ฟ๐ธ๐ฒ๐ ๐จ๐ฝ๐ฑ๐ฎ๐๐ฒ ๐ณ๐ผ๐ฟ ๐๐๐น๐ ๐ฏ๐ญ๐๐ ๐ณ๐ฟ๐ผ๐บ ๐๐๐บ๐ถ๐ป๐ฎ๐๐ฒ ๐๐ฎ๐ป๐ธ.
The 30-year fixed-rate mortgage averaged 6.66 percent this week according to Freddie Mac. The housing market continues to benefit from more available inventory, giving prospective homebuyers additional options and helping support buyer activity even as rates fluctuate.
Here is where rates stand as of July 30th per MND's Daily Rate Survey.
30-year fixed: 6.77 percent, down 0.01 percent. 15-year fixed: 6.31 percent, down 0.01 percent. 30-year jumbo: 6.90 percent, unchanged. 7/6 SOFR ARM: 6.33 percent, down 0.01 percent. 30-year FHA: 6.33 percent, down 0.01 percent. 30-year VA: 6.34 percent, down 0.02 percent.
Rates are moving in a favorable direction and inventory is improving. If you have been watching the market and waiting for a reason to start the conversation, now is a good time to reach out.
๐๐ถ๐ฎ๐ช๐ฏ๐ข๐ต๐ฆ ๐๐ข๐ฏ๐ฌ. ๐๐๐๐ 1281698. 2523 ๐. ๐๐ข๐บ๐ป๐ข๐ต๐ข ๐๐ญ๐ท๐ฅ., ๐๐ถ๐ช๐ต๐ฆ 100, ๐๐ช๐ฏ๐ฏ๐ฆ๐ข๐ฑ๐ฐ๐ญ๐ช๐ด, ๐๐ 55405. 952-939-7200. ๐๐ข๐ต๐ฆ๐ด ๐ด๐ฉ๐ฐ๐ธ๐ฏ ๐ฎ๐ข๐บ ๐ณ๐ฆ๐ง๐ญ๐ฆ๐ค๐ต ๐ข ๐ฅ๐ช๐ด๐ค๐ฐ๐ถ๐ฏ๐ต ๐ฑ๐ฐ๐ช๐ฏ๐ต. ๐๐ฐ๐ณ ๐ฆ๐ฅ๐ถ๐ค๐ข๐ต๐ช๐ฐ๐ฏ ๐ฑ๐ถ๐ณ๐ฑ๐ฐ๐ด๐ฆ๐ด ๐ฐ๐ฏ๐ญ๐บ. ๐๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ค๐ฉ๐ข๐ฏ๐จ๐ฆ ๐ธ๐ช๐ต๐ฉ๐ฐ๐ถ๐ต ๐ฏ๐ฐ๐ต๐ช๐ค๐ฆ ๐ฅ๐ถ๐ฆ ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ง๐ญ๐ถ๐ค๐ต๐ถ๐ข๐ต๐ช๐ฐ๐ฏ๐ด.