Chimney Rock Mortgage

06/18/2026

A short week with a lot of news.

Markets opened Monday with optimism. A U.S.-Iran peace deal was announced over the weekend, oil prices dropped, and the outlook for inflation looked brighter almost overnight.

Then Wednesday arrived. The Fed held rates steady but removed language pointing toward future cuts. New Fed Chair Kevin Warsh signaled inflation is a growing concern and the Fed is ready to act. The tone shifted.

Housing data wasn't encouraging either. Starts came in well below forecast. Pending home sales did surprise to the upside, which was one of the brighter spots of the week.

If you're watching rates and waiting for clarity, this week was a reminder that the picture can change fast in both directions.

DM me and let's run your numbers. 📊

06/17/2026

Moving soon? Save this.

06/12/2026

5.0 star review received on Experience.com for Mike Hogan by Della R A - Mike was great!!
The entire home buying experience seemed fairly easy and quick.

Click to see all 484 reviews of Mike Hogan - Chimney Rock Mortgage, Branch Manager/ NMLS #4538

06/12/2026

Inflation set the tone this week, and it ran hot.

Both major inflation reads came in stronger than expected, which kept upward pressure on the market. Mid-week, a flare-up overseas sent oil prices climbing. By Friday, peace-deal headlines pulled oil back down and cooled some of the tension.

Now the focus shifts to next week's Fed meeting, with a new Fed Chair and a quieter communication style that could change how markets read every move.

Here's the takeaway: the market is still searching for direction, and waiting for certainty has a cost while home prices hold steady. Knowing your numbers now means you can act when the moment is right.

DM me and let's run your numbers. 📊

06/12/2026

5.0 star review received on Experience.com for Mike Hogan by David A A - Mike kept everything seamless and walked us through the whole process with ease. Mike is very knowledgeable and kept everything moving forward through the finish line. Thank you for the professional experience.
David & Della Appelmann

Click to see all 483 reviews of Mike Hogan - Chimney Rock Mortgage, Branch Manager/ NMLS #4538

06/10/2026

The mortgage process has its own language. Here's what it's actually saying. 👇
Swipe through to decode the four phrases that matter most between offer and keys

06/08/2026

If you've been thinking about making a move, this is worth a look. 👀

Better deals. Better opportunities. Better benefits. That's what Chimney Rock Mortgage is built around.

Your career deserves a platform that matches your ambition. Let's talk.
https://myoc.io/Start

06/05/2026

Rates felt the pull this week, and it wasn't subtle.

Markets opened Monday under pressure as Iran-U.S. tensions flared over the weekend. Oil climbed back toward $95, manufacturing hit its strongest growth reading in four years, and the jobs market printed stronger numbers than expected at almost every turn. ADP, JOLTS, Factory Orders — all came in above forecast.

Friday's unemployment report wrapped the week on a similar note.

None of this gives the Fed a reason to ease, and the market priced accordingly.

If you're watching rates and waiting for a clear signal — this week was a reminder that the economy isn't cooperating with that plan. The better move is understanding what you can actually afford right now and building your strategy from there.

DM me and let's run your numbers. 📊

06/01/2026

Most loan officers with an audience aren't the problem. The system behind them is. 📲

If you're active online but the leads aren't converting the way they should, the missing piece is usually infrastructure, not content.

The right tech, marketing tools, and systems turn visibility into closed loans without adding more to your plate.

Reach out and I'll walk you through how it works.
https://myoc.io/Start

05/30/2026

Rates gave back some ground this week. Here's what drove it.
The week opened on an optimistic note. Peace deal hopes with Iran lifted markets early, oil pulled back, and bonds improved. That tone held through Wednesday.
Then Thursday changed the mood. GDP came in softer than expected. Inflation data for April showed prices still running higher than hoped. New home sales dropped. Jobless claims ticked up. The market absorbed a lot at once, and rates reflected it.
The takeaway isn't doom and gloom. It's that the path to lower rates runs through cooler inflation. That story is still playing out, and every data release moves the needle.
If you're watching rates and wondering when to move, let's talk through the numbers. 📊