Emilio Cosculluela at Waterstone Mortgage NMLS #225111

Emilio Cosculluela at Waterstone Mortgage NMLS #225111 Emilio Cosculluela is a Loan Originator at Waterstone Mortgage In Scottsdale, Arizona. Emilio was born in Havana, Cuba, and was raised in Miami, FL.

Emilio Cosculluela's experience and pursuit of complete customer satisfaction helps each of his clients' reach the right financial goals for their individual situations. He can confidently help any client, from first-time homebuyers to seasoned investors, and many of his clients have become lifelong, close friends. He attended Florida State University in Tallahassee, FL where he majored in Business Administration. He is fluent in both English and Spanish. He loves what he does and is highly trained and extremely knowledgeable in this ever-changing, challenging industry. If you are looking for an experienced, passionate mortgage banker to close your loan transaction in an efficient and timely manner, look no further than Emilio Cosculluela. He is looking forward to the opportunity of working with you. Emilio shares his compassion in life for people and animals alike. He likes to dive, travel, exercise, hike and spends time with his Jack Russell Terrier, Boomer.

09/08/2026
Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the ...
09/07/2026

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the comfort of home, have a safe and relaxing Labor Day!

Would qualifying based on your property's income instead of your personal income change your investing strategy?Watersto...
09/03/2026

Would qualifying based on your property's income instead of your personal income change your investing strategy?

Waterstone Mortgage’s Cashflow Pro for Investors focuses primarily on whether the property generates enough rental income to cover the mortgage — not your W-2 or tax returns.

For the right investor, that can open doors to growing a portfolio without the same hurdles as traditional financing.

Curious if it's a fit for your investment goals? Start here: https://bit.ly/4qGzGMm

09/03/2026
Summer may not be over just yet, but are you...☀️ Team Summeror🍂 Team Fall?Would you rather spend the afternoon by the p...
08/31/2026

Summer may not be over just yet, but are you...

☀️ Team Summer
or
🍂 Team Fall?

Would you rather spend the afternoon by the pool or curled up under a blanket with a warm drink?

Tell us which season feels more like home in the comments! 👇

Homeownership isn't reserved for couples or families. More women are achieving this milestone on their own and building ...
08/28/2026

Homeownership isn't reserved for couples or families. More women are achieving this milestone on their own and building a strong financial foundation for the future. 🏡 If buying a home is one of your goals, understanding your financing options is a great place to start. I'd love to help you explore what's possible and create a plan that fits your needs. Send me a message, and let's take the first step together!

Address

8767 E Via De Ventura, Suite 101
Scottsdale, AZ
85258

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+16027089322

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