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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Emilio Cosculluela at Waterstone Mortgage NMLS #225111

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United States
Scottsdale, AZ
Emilio Cosculluela at Waterstone Mortgage NMLS #225111

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Emilio Cosculluela is a Loan Originator at Waterstone Mortgage In Scottsdale, Arizona. Emilio was born in Havana, Cuba, and was raised in Miami, FL.

Emilio Cosculluela's experience and pursuit of complete customer satisfaction helps each of his clients' reach the right financial goals for their individual situations. He can confidently help any client, from first-time homebuyers to seasoned investors, and many of his clients have become lifelong, close friends. He attended Florida State University in Tallahassee, FL where he majored in Business Administration. He is fluent in both English and Spanish. He loves what he does and is highly trained and extremely knowledgeable in this ever-changing, challenging industry. If you are looking for an experienced, passionate mortgage banker to close your loan transaction in an efficient and timely manner, look no further than Emilio Cosculluela. He is looking forward to the opportunity of working with you. Emilio shares his compassion in life for people and animals alike. He likes to dive, travel, exercise, hike and spends time with his Jack Russell Terrier, Boomer.

11/02/2026

Feliz Día de los Mu***os. Death ends a life, not a relationship. Memories keep us alive (los recuerdos nos mantienen vivos). Whose life are you celebrating today?

11/01/2026

How much money do you actually need to buy a home? 🤔

It’s one of the most common questions homebuyers have — and the answer isn’t simply “your down payment.”

Depending on your purchase, you may also need to plan for things like:

🏡 Down payment
📝 Closing costs
🔍 Home inspection
💰 Earnest money
🚚 Moving expenses

The good news is that some of these expenses may be offset by assistance programs, seller contributions, or other options, depending on your situation.

Instead of guessing at a savings goal, let’s chat. Together, we’ll put together a plan for what homebuying could actually look like for you.

10/31/2026

Every ghost deserves a house to haunt. 👻🏡 Happy Halloween!

10/30/2026

When it comes to home financing, there’s no one-size-fits-all solution.

Every homebuyer has different financial goals, circumstances, and needs. That’s why finding the right mortgage program is so important.

At Waterstone Mortgage, we offer a variety of specialty loan options designed to help you find a financing solution that fits your situation. 💡

Explore our specialty loan programs and discover what’s possible: https://bit.ly/4kq1hQD

10/30/2026

There's no place like home, especially when it's filled with a little Halloween magic! 👻🏡 Wishing you a hauntingly happy Halloween filled with sweet treats, cozy moments, and just the right amount of spooky fun! 🎃

10/29/2026

Finding the right mortgage doesn't require a magic spell, just the right mix of preparation, guidance, and financing options! 🧙‍♀️🏡 From understanding your buying power to choosing a loan that fits your budget, I'll help take the mystery out of the mortgage process. No hocus pocus or scary surprises, just a home financing plan made for you! 🔮

10/29/2026

Accurate 😂

10/29/2026

He said he's saving some for later 😂

Address

8767 E Via De Ventura, Suite 101
Scottsdale, AZ
85258

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+16027089322

Website

https://www.waterstonemortgage.com/originators/emilio-cosculluela

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