Cherie M Ciammitti NMLS #218455

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Cherie M Ciammitti NMLS #218455

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Cherie Ciammitti is a Reverse Mortgage Specialist in Scottsdale, AZ. She truly cares about each and every customer individually!

Cherie is a Reverse Mortgage Specialist offering Home Equity Conversion Mortgages (HECM) for seniors. Cherie has been originating loans for over 30 years and brings a vast amount of knowledge to each and every homebuyer's situation giving them the options that best fit their financial situation. Cherie's accounting background as a tax preparer also plays into her ability to help her customers with complex situations. Her energy and enthusiasm for helping customers get loans have resulted in referrals over and over again. Cherie’s customers repeatedly say, “Cherie has a head for numbers and a heart for people.”

Cherie has 3 girls and 7 grandchildren that bring her great joy. For fun, saying Cherie loves to hike is an understatement. She has been hiking the Grand Canyon for over 25 years and serving as a volunteer on Search and Rescue for over 12 years. She recently found a new love of hiking 14ers in Colorado and has summited over 20 times.

15/11/2023

Your personal brand can define your success in the real estate industry. It’s the foundation you lay down to build a credible career.

When you begin to create your personal brand, it’s important that you stay true to who you are and what you believe.

Still trying to figure out what your brand looks like?

Here are some tips on how to build your personal brand: https://bit.ly/3sz93PJ

14/11/2023

Your home’s equity can be one of the biggest resources to you financially. 🏠 💸 You can tap into that equity with a cash-out refinance for things like debt consolidation, paying off student loans, making home renovations, and more.

Learn more about Waterstone Mortgage’s refinance options: https://bit.ly/3SH9W3s

11/11/2023

This Veterans Day, we honor those who have served or are currently serving our country. Thank you for your service.

07/11/2023

Current mortgage rates can be scary, but they don’t have to be! If you purchase a home now, you may be able to refinance your mortgage if rates drop in the future.

At Waterstone Mortgage, we can help you take the fear out of buying and refinancing your home. Send a message to chat about your options!

06/11/2023

Happy Motivation Monday! Take it from Laura Ingalls Wilder, “Home is the nicest word there is.”

What’s motivating you on your journey to homeownership today? 🏡

03/11/2023

If you are interested in purchasing a home soon, don't miss out on this amazing opportunity! In case you missed it, we recently launched our Platinum Credit Approval Closing Guarantee, and it's only available for a limited time! We're offering this exclusive program for Platinum Credit Approval (PCA) customers who complete the PCA process by December 31, 2023.

With our Platinum Credit Approval Closing Guarantee, if we are unable to close a Platinum Credit Approval loan — due to an internal error during our underwriting process — we will pay the seller(s) of the subject property $5,000.

Remember that time is limited, so send a message to get started on your Platinum Credit Approval process!

https://bit.ly/40rVNZY

01/11/2023

There’s no place like home for the holidays! If a new home is on your holiday wish list, let’s chat about your financing options. 🎁

Waterstone Mortgage offers a variety of traditional and specialty loan options to fit your unique needs. Learn more: https://bit.ly/3FIycKK

31/10/2023

Happy Halloween! 🎃 Wishing you a spook-tacular day filled with only treats — no tricks.

30/10/2023

Want to buy a house, but aren’t thrilled with where rates are at? Consider a temporary interest rate buydown.

Here's how it works. You'll lock in an interest rate, then it will be reduced by 2% for the first year. For the second year, your original interest rate will be reduced by 1%. Then, in year three and going forward, you'll have that original interest rate. There's no extra cost for the homebuyer — it's covered by the seller.

This example features a 2-1 buydown, but Waterstone Mortgage also offers 3-2-1 and 1-0 buydown options.

Learn more about how this could potentially help you save on your mortgage payments: https://bit.ly/3Qap5HG

25/10/2023

There’s no place like home for the holidays!

…and the holidays will be here before you know it.

If a new home is on your wishlist this holiday season, let’s chat about your financing options.

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Monday	09:00 - 17:00
Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 17:00

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