Doug Chauncey NMLS #501878

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Doug Chauncey NMLS #501878 Doug Chauncey is a home loan mortgage originator in Gilbert, Arizona.

December 26 is  ! 🏠If you own a home, what is your favorite part of it? If you’re not a homeowner yet, what are you most...
26/12/2023

December 26 is ! 🏠

If you own a home, what is your favorite part of it? If you’re not a homeowner yet, what are you most looking forward to about owning a place of your own?

Happy holidays from your friends at Waterstone Mortgage! ‘Tis the season to be jolly — which is not difficult with such ...
25/12/2023

Happy holidays from your friends at Waterstone Mortgage! ‘Tis the season to be jolly — which is not difficult with such incredible customers, business partners, and team members! Wishing you a day filled with peace and joy.

You probably know you’re supposed to have “good credit” to buy a house, but what does that even mean? Your credit score ...
22/12/2023

You probably know you’re supposed to have “good credit” to buy a house, but what does that even mean?

Your credit score is made up of several factors, including payment history, amount owed, length of credit history, and more.

Visit the blog to learn more about what goes into your credit score: https://bit.ly/4au4VSn

If you own a home and have built up equity, you may want to consider exploring your options for utilizing those availabl...
21/12/2023

If you own a home and have built up equity, you may want to consider exploring your options for utilizing those available funds. Two common options are home equity loans (HELOAN) and home equity lines of credit (HELOC).

But what’s the difference? Visit the blog to find out: https://bit.ly/4asPwlg

One of the greatest parts of homeownership is making your house into a reflection of who you are and what you love.  Sen...
20/12/2023

One of the greatest parts of homeownership is making your house into a reflection of who you are and what you love.

Send a message to learn how you can become a homeowner today!

When interest rates drop, competition increases — it’s basic supply and demand economics. Homes you have your eye on mig...
19/12/2023

When interest rates drop, competition increases — it’s basic supply and demand economics. Homes you have your eye on might start getting multiple offers, some significantly over asking.

Stay ahead of the curve by working with a team of trusted real estate professionals and getting a solid pre-approval (like Waterstone Mortgage’s Platinum Credit Approval). The best piece of advice, however, is DON’T WAIT! If you’re thinking about buying a house, take action now.

Send a message to get started today.

Home prices have appreciated significantly over the last few years. If you want to tap into your home’s equity, but stil...
19/12/2023

Home prices have appreciated significantly over the last few years. If you want to tap into your home’s equity, but still hang onto the low interest rate you’ve previously secured, consider a home equity loan and keep your ⭐ blended rate ⭐ in mind.

Home equity loans allow you to draw on the equity you’ve built in your home to receive a lump sum of funds in the form of a second mortgage (as opposed to doing a cash-out refinance, which alters your original mortgage loan and comes with a new interest rate altogether).

Although your rate for the second mortgage may be higher than your existing mortgage, your blended (average) rate will likely still be LOWER than the current market rate.

Plus, if you’re using this equity to pay off other high-interest debt, your blended interest rate for all your debts combined will DECREASE significantly. 📉

If this sounds like something you could benefit from, let’s crunch the numbers together. Send a message to get started!

There’s no place like home for the holidays… imagine being in a home of your own next holiday season? 🙌It’s never too ea...
16/12/2023

There’s no place like home for the holidays… imagine being in a home of your own next holiday season? 🙌

It’s never too early to get started on your journey to homeownership. Send a message TODAY to go over your mortgage options!

Buying your first house should be exciting, not scary! There are a few things you can do to prepare, like checking your ...
15/12/2023

Buying your first house should be exciting, not scary! There are a few things you can do to prepare, like checking your credit score, prepping for the down payment and closing costs, and getting pre-approved.

Learn how to set yourself up for success here: https://bit.ly/41kTFn7

Waiting for interest rates to drop could cost you thousands. Why? When interest rates are high, home prices tend to go d...
14/12/2023

Waiting for interest rates to drop could cost you thousands. Why? When interest rates are high, home prices tend to go down due to less demand. When rates decrease, demand skyrockets — meaning home prices will increase and heightened competition will cause many buyers to put in offers well over asking. It’s basic supply/demand.

Enjoy the best of both worlds: Buy now while there are fewer buyers on the market, then refinance if rates decrease later.

Send a message to get started with a pre-approval!

Address

AZ

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00

Telephone

+14802571008

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