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CLS-Nimish Jani Hotel/Motel Financing! Gas Station Financing! Apartment Building Financing! Office/Retail Space Financing!

Creative Lending Solutions arranged refinance and partner buyout financing for the Microtel Inn & Suites in Elkhart, IN....
09/06/2026

Creative Lending Solutions arranged refinance and partner buyout financing for the Microtel Inn & Suites in Elkhart, IN.

This deal was financed through an SBA 7(a) loan.

A partner buyout is often what forces a refinance. Handling both in a single $1.7MM transaction means the departing partner is bought out and the debt is reset at the same time, rather than funding the buyout from cash and refinancing afterwards.

Structured in partnership with one of our trusted SBA lenders.

Ownership changing hands inside a partnership is a financeable event, not an obstacle.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged acquisition and conversion financing for the Comfort Suites in Columbus, OH.This dea...
09/04/2026

Creative Lending Solutions arranged acquisition and conversion financing for the Comfort Suites in Columbus, OH.

This deal was financed through an SBA 7(a) loan.

Buying a hotel and reflagging it are two separate costs, and the second is where deals stall. Funding the purchase and the conversion to Garner by IHG in one $4.5MM loan means the brand work is paid for from the outset rather than found later.

Structured in partnership with one of our trusted SBA lenders.

A conversion is easier to fund as part of the purchase than as a second conversation afterwards.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged financing for the Holiday Inn Express in Tuscola, IL.The structure:- Loan-to-value: ...
08/19/2026

Creative Lending Solutions arranged financing for the Holiday Inn Express in Tuscola, IL.

The structure:
- Loan-to-value: 75%

This deal was financed through an SBA 7(a) loan.

A single SBA 7(a) at 75% loan-to-value, with no second piece and no seller paper behind it. Owners looking at franchised hotels in smaller markets often expect to bring more equity than that, and a clean operating history is usually what closes the gap.

Structured alongside one of our trusted SBA lending partners.

Recognised flags travel well into small markets. Lenders underwrite the operation, not the population.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged acquisition financing for the La Quinta Inn in Biloxi, MS.The structure:- SBA 7(a)- ...
08/15/2026

Creative Lending Solutions arranged acquisition financing for the La Quinta Inn in Biloxi, MS.

The structure:
- SBA 7(a)
- Loan-to-value: 74%

A single SBA 7(a) at 74% loan-to-value is the cleanest version of a hotel acquisition. No second piece, no seller paper, no layering. When the operating history supports it, the simplest structure is usually the fastest to close.

Structured through one of our trusted lending partners.

Straightforward SBA acquisitions remain very much available for qualified operators.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged acquisition financing for the Clarion Inn & Suites in Indianapolis, IN.The structure...
08/14/2026

Creative Lending Solutions arranged acquisition financing for the Clarion Inn & Suites in Indianapolis, IN.

The structure:
- $3.4 million SBA 7(a)
- $265K seller financing

A $265K seller note alongside a $3.4 million SBA 7(a) is a small piece doing a specific job: it covers ground the senior loan does not, without the buyer bringing that much more cash to closing. Sellers willing to hold a modest note are often what gets a deal over the line.

Structured through one of our trusted lending partners.

Seller participation is doing quiet work in a lot of the hospitality deals closing right now.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged acquisition financing for the Best Western Plus in Peoria, IL.The structure:- $5.0 M...
08/13/2026

Creative Lending Solutions arranged acquisition financing for the Best Western Plus in Peoria, IL.

The structure:
- $5.0 MM SBA 7(a)
- $600K pari passu
- $400K seller financing
- Combined loan-to-value: 88%

The seller note is doing real work here. Without $400K of seller financing, this buyer needed that much more cash at closing. Layering an SBA 7(a) with a pari passu piece and a seller note is what carries a deal to 88% combined loan-to-value.

Structured in collaboration with one of our trusted SBA lending partners.

Layered structures are still getting done for buyers with operating history behind them.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged acquisition financing for the Quality Inn in Redgranite, WI.The structure:- SBA 7(a)...
08/12/2026

Creative Lending Solutions arranged acquisition financing for the Quality Inn in Redgranite, WI.

The structure:
- SBA 7(a)
- seller financing

Smaller-market hotels are widely assumed to be unfinanceable. They are not. The structure has to work harder, and a seller willing to hold paper is often the difference between a deal that closes and one that does not.

Structured in collaboration with one of our trusted SBA lending partners.

Secondary and tertiary markets are financeable. Fewer lenders will look at them, which is exactly why structure matters.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

Creative Lending Solutions arranged financing for the Staybridge Suites in Plainfield, IN.The structure:- $5MM SBA 7(a)-...
08/11/2026

Creative Lending Solutions arranged financing for the Staybridge Suites in Plainfield, IN.

The structure:
- $5MM SBA 7(a)
- $4.2MM pari passu
- Combined loan-to-value: 82%

A pari passu structure is what makes a deal this size work. The $4.2MM second piece sits alongside the SBA loan rather than behind it, which is how the combined package reaches 82% without a larger equity check.

Structured alongside one of our trusted SBA lending partners.

Larger hospitality deals are still clearing when the capital stack is built properly.

If you are evaluating a property and want to know how it might be structured, that is a conversation worth having before you make an offer.
Nimish Jani, Executive Vice President, Creative Lending Solutions.
[email protected] | +1 (630) 930-8832 | www.clsolutionscorp.com

SBA 7(a) vs. SBA 504: which structure fits the deal?For business owners looking at a purchase, refinance, expansion, or ...
06/05/2026

SBA 7(a) vs. SBA 504: which structure fits the deal?

For business owners looking at a purchase, refinance, expansion, or property improvement, the right loan program depends on the purpose of the financing, the property type, the borrower profile, and the long-term plan.

SBA 7(a) can be useful for flexible business needs like acquisitions, working capital, equipment, or certain real estate uses.

SBA 504 is often considered for owner-occupied commercial real estate, major equipment, or expansion projects where fixed-asset financing is the focus.

At Creative Lending Solutions, I works with business owners to review the deal structure and understand which financing path may make sense before moving forward.

For commercial financing conversations, start with the structure first.

Over the years, Creative Lending Solutions has helped business owners with financing across a wide range of commercial p...
05/12/2026

Over the years, Creative Lending Solutions has helped business owners with financing across a wide range of commercial projects.

Our experience includes hotel and motel financing, gas station and truck stop financing, retail business properties, refinances, purchases, conversions, and property improvement needs.

Examples from CLS financing experience include:

- Best Western - Hallettsville, TX
- Super 8 - Houghton Lake, MI
- Comfort Suites - Charlotte, NC
- Best Western Plus - Indianapolis, IN
- Comfort Suites - Auburn, IN
- AmericInn Hotel & Suites - Hartford, WI
- Ramada by Wyndham - Effingham, IL
- Quality Inn - Aurora, IL
- Altitude Trampoline Park - Schaumburg, IL
- 6 Gas Stations Refinance - Terre Haute, IN

Every project is different. The right financing structure depends on the property, borrower profile, business plan, and loan program.

If you are considering a purchase, refinance, or expansion, connect with me to discuss possible options.

[email protected]
www.clsolutionscorp.com

Address

917 N Plum Grove Rd, Ste C
Schaumburg, IL
60173

Opening Hours

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 12am - 12:15am

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