Sharyn McDonnell- NMLS 18839

Sharyn McDonnell- NMLS 18839 Sharyn McDonnell
Licensed Mortgage Loan Officer
NMLS ID # 18839 Ensuring that you make the right choice for you and your family is my ultimate goal.

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Licensed Mortgage Originator, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ready to take the next step? Use our secure online application to get starte

d. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

Your credit score might be stronger than you think. 👇VantageScore 4.0 can generate a score with as little as 1 month of ...
06/08/2026

Your credit score might be stronger than you think. 👇

VantageScore 4.0 can generate a score with as little as 1 month of credit history — and your on-time rent, utility, and phone bill payments actually count toward building it.

If you've been sitting on the sidelines because of credit, it's worth a second look.

DM me and let's see where you actually stand. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

Life changes fast — and the biggest ones usually come with a mortgage question. 🏡Getting married. Growing your family. N...
06/03/2026

Life changes fast — and the biggest ones usually come with a mortgage question. 🏡

Getting married. Growing your family. New career. Major life transition.
These aren't just life moments — they're mortgage moments.

If someone in your life is going through any of these right now, send them my way. I'll take care of them.

Tag someone in the comments or DM me. 👇
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

What if your mortgage payment was significantly lower for the entire first year? 👇A temporary rate buydown reduces your ...
06/01/2026

What if your mortgage payment was significantly lower for the entire first year? 👇

A temporary rate buydown reduces your payment right when you need it most — and in today's market, sellers are often covering the cost at closing.
→ Lower payment year one
→ Financial breathing room after move-in
→ Seller-paid option available

Most buyers don't know to ask for it. Now you do.

DM me and I'll show you exactly how much you could save. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

Most lenders pull one credit score. I pull both. 👇FICO and VantageScore 4.0 play by different rules — and the right one ...
05/29/2026

Most lenders pull one credit score. I pull both. 👇

FICO and VantageScore 4.0 play by different rules — and the right one can mean approved vs. denied, or a rate that saves you thousands.
✅ More approvals — higher chance of qualifying
✅ Better pricing — lower rates, more savings
✅ More options — more loan programs available

Why settle for one when both work in your favor? DM me. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

05/27/2026

Single women are buying homes solo — and in a big way. 🏡

According to the 2026 Home Buyers and Sellers Generational Trends report, single females made up 25% of recent home buyers — second only to married couples at 50%.

Homeownership isn't waiting for the right relationship. It's a wealth-building move.

If you're considering buying on your own — DM me. You don't need a co-borrower, you need the right plan. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

Today, we remember the sacrifices of those who gave everything to protect our freedom.
05/25/2026

Today, we remember the sacrifices of those who gave everything to protect our freedom.

Most buyers get denied based on FICO alone — and walk away thinking homeownership isn't in the cards. That's a mistake.V...
05/22/2026

Most buyers get denied based on FICO alone — and walk away thinking homeownership isn't in the cards. That's a mistake.

VantageScore 4.0 is now accepted on conventional, FHA, and VA loans — and it plays by completely different rules:
→ Scores with as little as 1 month of credit history
→ Your rent, utilities, and phone bill actually count
→ Thin credit file? Doesn't matter like it used to

One score says no. Another might say yes. We run both.

We run both and use whichever works in your favor.

If you've been told you don't qualify — don't take that as the final answer. DM me. Let's check again. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

05/20/2026

Real estate agents — this one's for you. 👇

If your buyer doesn't have a W-2, don't let the wrong lender lose the deal.
I have options for:
→ Self-employed — bank statement and P&L loans
→ Investors — DSCR, no personal income required
→ High-net-worth — asset depletion programs
→ Foreign nationals — no U.S. credit history needed
→ Recent credit events — programs available day one after discharge

More options means more closed deals.

DM me — let's talk about how we can work together. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com

05/18/2026

Most buyers focus on the rate. Smart buyers focus on the strategy. 💡

A temporary rate buydown lowers your interest rate for the first 1–3 years — reducing your payment right when you need it most.
→ 3-2-1 buydown — rate drops 3% year one, 2% year two, 1% year three
→ 2-1 buydown — rate drops 2% year one, 1% year two
→ Best part — in today's market, sellers are often covering this cost at closing

One of the most underused tools in a buyer's arsenal right now.
DM me and I'll show you exactly how much you could save. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

05/15/2026

Here's why working with a mortgage broker beats going straight to a bank. 👇

35 - Expertise — I know the market, the lenders, and what actually gets deals done
16 - Tailored options — I shop multiple lenders to find the loan that fits your situation
21 - Better rates — More lenders means more competition for your business
42 - Speed — I know who closes on time and who doesn't
7- Real savings — The right loan structure can save you thousands over the life of your loan

You wouldn't hire the first contractor you found without shopping around. Your mortgage deserves the same approach.

DM me and let's find the right fit for you. 📩
📞 774-641-6767
📧 [email protected]
🌐 sharynsmortgage.com
📆 loans.sharynsmortgage.com/book

Address

Sarasota, FL
34236

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17746416767

Website

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