Mickey Hellman, Mortgage Loan Originator

Mickey Hellman, Mortgage Loan Originator VP of Mortgage Lending at Certainty Home Lending NMLS # 244724

Started 8/3/2026 for All Condo Mortgages!
09/04/2026

Started 8/3/2026 for All Condo Mortgages!

Changing your status from “renter” to “owner” can be intimidating, but it comes with a lot of long-term and short-term b...
09/04/2026

Changing your status from “renter” to “owner” can be intimidating, but it comes with a lot of long-term and short-term benefits. And at the end of the day it is so nice to come home to a place that’s yours. If you’re ready to get started, I’m ready to help!

The 30-year fixed rate ticked higher this week as renewed Middle East tensions pushed oil prices up, reviving inflation ...
09/03/2026

The 30-year fixed rate ticked higher this week as renewed Middle East tensions pushed oil prices up, reviving inflation worries. Even so, most forecasters still expect rates to stabilize rather than climb sharply further, and purchase demand has remained resilient -- a sign buyers are adjusting rather than pulling back from the market. Information based on the Freddie Mac Primary Mortgage Market Survey® as of 9/3/26.

Just Closed 8/31/2026 (Today) on a new home for Corbin M**** & Jessica C**** and their entire family!Thank you to Mason ...
08/31/2026

Just Closed 8/31/2026 (Today) on a new home for Corbin M**** & Jessica C**** and their entire family!

Thank you to Mason Frakes (Buyers Agent of Champion Real Estate) & Jason Francia (Seller's Agent of eXp Realty). A 21 day escrow with a full appraisal required! Woot Woot!

Who's Next?
Who You WORK WITH MATTERS!!!
Give me a call!
Mickey Hellman NMLS #244724
(805) 878-3541

Realtors:New Appraisal formats are coming 10/1/2026 and are mandatory on all loan submitted to Fannie Mae/Freddie Mac on...
08/31/2026

Realtors:

New Appraisal formats are coming 10/1/2026 and are mandatory on all loan submitted to Fannie Mae/Freddie Mac on 11/2/2026

Details will follow!

Who You WORK WITH MATTERS!!!
Give me a call!
Mickey Hellman NMLS #244724
(805) 878-3541

Sounds like a great day!National Beach Day is basically the universe giving us permission to drop everything and go star...
08/30/2026

Sounds like a great day!
National Beach Day is basically the universe giving us permission to drop everything and go stare at the ocean. Whether you're a sandcastle architect, a wave chaser, or someone who just came for the snacks and the tan, today's for you. What's your go-to beach spot, drop it in the comments so we can start planning our next trip.

For many buyers, the first time they see a home isn’t at a showing, it’s on a screen. 📸🏡 Great listing photos can highli...
08/26/2026

For many buyers, the first time they see a home isn’t at a showing, it’s on a screen. 📸🏡 Great listing photos can highlight a home’s best features, capture attention, and help buyers decide which properties they want to see in person. If you’re preparing to sell, working with an experienced real estate agent who knows how to showcase your home can make a meaningful difference. A strong first impression can start long before a buyer walks through the front door.

WHO YOU WORK WITH MATTERS!
Mickey Hellman NMLS #244724
(805) 878-3541

It seems everyone in this industry wants to tell you what happens if you wait. Rates might climb. Prices might climb. Yo...
08/26/2026

It seems everyone in this industry wants to tell you what happens if you wait. Rates might climb. Prices might climb. You might miss your window. I'm not here to do that. Buying a home is one of the biggest decisions you'll make, and it deserves timing that's right for you, not a countdown clock built to rush you into a mortgage you're not ready for. So here's my approach: I'll answer your questions, walk you through your loan options, help you understand what you can actually afford, and give you a real picture of the home buying process, all without the pressure. When your finances line up, your life lines up, and you feel confident, I'll be ready to help with a pre-approval, guidance, and a plan built around you. Until then, I'm simply here for you. No pressure, no countdown. Just support, whenever you're ready to take the next step toward homeownership.

Real estate marketing has come a long way, but some things never change, especially the importance of making homes stand...
08/21/2026

Real estate marketing has come a long way, but some things never change, especially the importance of making homes stand out. 🎬🏡 It’s pretty wild to think one of the most recognizable landmarks in the world started as an advertisement for a housing development.

Check out the median listing prices for 93436! This is a 5 year graph! The housing market is constantly evolving - let m...
08/20/2026

Check out the median listing prices for 93436! This is a 5 year graph! The housing market is constantly evolving - let me help you navigate it.

WHO YOU WORK WITH MATTERS!
Give me a call!
Your Central Coast Mortgage Advisor
Mickey Hellman NMLS #244724
(805) 878-3541

Address

3523 Mercury Drive #1
Santa Maria, CA
93455

Website

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