Lending with Lynnsy

Lending with Lynnsy Lynnsy Obert | Mortgage Broker serving California & Montana. NMLS #836453 | 21st Century Lending NMLS #241835 | Equal Housing Opportunity Relationship Driven.

Helping first-time buyers, Veterans, and homeowners navigate financing with honesty, education, and local expertise. Hi, I’m Lynnsy Obert, Mortgage Broker with 21st Century Lending and founder of Lending with Lynnsy, LLC. As a 4th-generation Central Coast local, I am passionate about helping individuals and families achieve their homeownership goals while strengthening the community I proudly call

home. Whether you’re purchasing your first home, using your VA benefits, refinancing, investing, or simply exploring your options, my goal is to make the mortgage process straightforward, educational, and stress-free. With nearly 20 years of experience in finance and real estate-related industries, I believe in transparency, communication, and treating every client like family. When I’m not helping clients, you’ll find me supporting local businesses, volunteering in community organizations, cheering on my kids, or finding new ways to give back to the people who have helped make our community so special.

📍 Serving California & Montana
🏡 VA • FHA • Conventional • Jumbo • Refinance • Investment Properties
❤️ Community Focused.

Congratulations to our clients on the purchase of their beautiful new home in Seeley Lake, MT!Huge shout out to Kevin We...
06/09/2026

Congratulations to our clients on the purchase of their beautiful new home in Seeley Lake, MT!

Huge shout out to Kevin Wetherell at Clearwater Montana Properties Inc for such an amazing transaction.

🍔 It’s National Burger Day!Just like the perfect burger, the right mortgage is all about the right ingredients. 🍞🥩🧀Low r...
05/28/2026

🍔 It’s National Burger Day!
Just like the perfect burger, the right mortgage is all about the right ingredients. 🍞🥩🧀
Low rates, smart strategy, and the right loan program can make everything come together just right.
Whether you're buying your first home, upgrading, or refinancing, let’s build something that fits your taste.
Let’s cook up a plan that works for you.
📲 805.315.7566
📧 [email protected]

Serving those who served us.VA loans are one of the most powerful benefits available to our veterans and active-duty ser...
05/27/2026

Serving those who served us.

VA loans are one of the most powerful benefits available to our veterans and active-duty service members, and they’re designed to make homeownership more accessible.

Here’s what makes VA loans stand out:
• $0 down payment options
• Flexible credit guidelines, even lower scores may qualify
• No private mortgage insurance
• Potential tax advantages for disabled veterans (varies by state)

You’ve earned these benefits, let’s make sure you use them.

Whether you’re buying, refinancing, or just exploring your options, I’m here to help every step of the way.

📲 805.315.7566
📧 [email protected]

🏡 Investor financing made simple.With a DSCR loan, it’s all about the property, not your personal income.If the rental i...
05/26/2026

🏡 Investor financing made simple.

With a DSCR loan, it’s all about the property, not your personal income.

If the rental income covers the payment, you may qualify.

Here’s why investors love DSCR:
✔️ No employment verification
✔️ No paystubs, W2s, or tax returns
✔️ No personal debt-to-income calculations
✔️ As low as 15% down
✔️ Min 640 FICO
✔️ Loan amounts up to $3M
✔️ First-time investors welcome

Whether you’re purchasing, refinancing, or cashing out, this is a powerful way to grow your portfolio.

Let’s see what you qualify for.

📲 805.315.7566
📧 [email protected]

Honoring the heroes who gave everything for our freedom. 🇺🇸This Memorial Day, we remember the brave men and women who ma...
05/25/2026

Honoring the heroes who gave everything for our freedom. 🇺🇸

This Memorial Day, we remember the brave men and women who made the ultimate sacrifice. Their courage, service, and selflessness will never be forgotten.

Take a moment today to reflect, honor, and give thanks.

❤️🤍💙

Congratulations to our clients for putting their homes equity to work for them.Your home could be the key to monthly sav...
05/22/2026

Congratulations to our clients for putting their homes equity to work for them.

Your home could be the key to monthly savings. Call me today to see if a home equity line of credit it right for you.

Thinking about buying a manufactured home in a park like The Willows? 🏡Financing can look a little different, but with t...
05/22/2026

Thinking about buying a manufactured home in a park like The Willows? 🏡

Financing can look a little different, but with the right guidance, it’s absolutely doable.

Here’s what you should know:
• Specialized loan options may be required
• Park approval and lease terms matter
• Down payment and credit guidelines can vary
• Not all lenders offer these programs

That’s where I come in. I’ll walk you through your options and help you find the best path to homeownership.

Let’s make it simple.

📲 805.315.7566
📧 [email protected]

Talk like Yoda Day, it is… 💫Smart with your home financing, you must be.Strong your buying power can become, with the ri...
05/21/2026

Talk like Yoda Day, it is… 💫

Smart with your home financing, you must be.
Strong your buying power can become, with the right strategy.
Guidance you seek… guidance I provide.

Whether buying, refinancing, or using your equity…
Clear your path, we will.

The right loan, find you I can. 😉

📲 805.315.7566
📧 [email protected]

💡 Your home isn’t just where you live, it’s a powerful financial tool.A HELOC gives you flexible access to your equity, ...
05/19/2026

💡 Your home isn’t just where you live, it’s a powerful financial tool.

A HELOC gives you flexible access to your equity, so you can use it when and how you need it most.

Common ways homeowners are using a HELOC:
✔️ Pay off high-interest debt
✔️ Upgrade or remodel your home
✔️ Add a pool or outdoor space
✔️ Invest in energy-saving upgrades like solar
✔️ Tackle long-overdue renovations

Borrow smarter, not harder.

Let’s see how much equity you can access and build a plan around your goals.

📲 805.315.7566
📧 [email protected]

Address

Lompoc, CA

Telephone

+18053157566

Website

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