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Veridian Mortgage - Richard Wang

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Santa Clara, CA
Veridian Mortgage - Richard Wang

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Residential 1-4 unit purchase and refinance home loans. MLO NMLS #334072 DRE #01144748
Company NMLS #135622 DRE #01821025

www.nmlsconsumeraccess.org

Residential 1-4 unit purchase and refinance home loans

11/02/2026

Happy November, and welcome to the Monday Mortgage Minute!

Today we're talking about a California property tax benefit that you could be missing! ⬇️

Did you know that eligible homeowners (55+) in California may be able to transfer their property tax base to replacement homes within California?

Curious about other tax benefits and savings for homeowners? Join our FREE webinar at 12pm PST tomorrow, November 3, to learn more!

🔗Register at the link in the comments!

10/31/2026

What's your favorite scary movie? 🤔👻

Happy Halloween!🎃

10/28/2026

Should you buy a house now, or keep waiting for the rate drop?

My answer will always be to buy the house. The cost of waiting could end up being much more expensive than the current 6-7.5% rates.

What people tend to forget is that you can always refinance at a lower rate if prices drop in the future!

So yes, buying now can save you thousands in the future.

10/26/2026

Agents: if you're not checking condo project eligibility before writing offers, you're risking your deals. ⚠️

The days of easy limited reviews are gone. SB 326 compliance, pending litigation, and surprise special assessments are turning standard sales into non-warrantable nightmares.

Don’t let an issue derail your client’s financing.
🔑We offer non-warrantable condo solutions up to 80% LTV.
🔑We help you structure the right loan before you hit escrow.

Drop a comment with CONDO if you want the replay of our deep-dive webinar from last week! 📩

10/23/2026

Yes, rates are high.🫩

No, rates are not projected to magically plummet in the next year.😔

What I can tell you is that waiting is only costing you more money overall. As a renter, you are literally paying someone else's mortgage while they build equity.

And did you know that in some states, even with 10% down, you're still looking at a similar monthly payment as your rent?

Crazy, right? 🤔

It's time to stop waiting for rates and start looking for your dream home.

Comment "HOME" to set up a free consultation with me, so we can see what you'd qualify for and how much you'd need to put down on a home.

Mortgage Broker, Mortgage Loans, How to get a home loan, Interest Rates

10/21/2026

Have you ever really looked at the cost of buying a home? 🏠

Probably not. But don't worry, you're not alone!

Most people just assume they can't afford it because of the current rates... so let's look at it!

Would you rather buy a house that costs $500K and pay $3,070/month at the current interest rates...

OR would you rather wait until rates drop to 5.99% and pay $3,505/month for the same house because the cost of the home went up when rates went down?

Convinced yet? Let's chat! 📩

10/19/2026

A new Freddie Mac guideline change is helping asset-rich buyers qualify for mortgages.

If you're a retiree, or someone with limited income, but have substantial qualifying assets (including investment properties), it may be time to revisit your purchasing power!

Give me a call to see what you may qualify for! 🏠

10/13/2026

ProVision 2026 is a wrap! Networking with the biggest COIs and leaders across the country further deepens and broadens my network. The growth has been tremendous over the last 9 years since my first group leader summit - now I have experienced professionals I call me friends in 32 regions, boasting over 12,000 members.

If you’re in a senior advisory role (attorneys, bankers, finance professionals) looking to expand your business, look no further. DM to find out more….

10/12/2026

Stop sitting on the sidelines. It's time to get into your dream home! 🏠

The rates are only expected to keep going up for now, so stop letting them scare you out of buying TODAY.

I'm looking for 3 people who want to buy a home this year! DM me "HOME" and we'll see what you'd qualify for!

10/09/2026

I attended 2026 in Austin last month and heard a long list of excellent speakers and valuable presentations. This includes the authors of all of these books - which ones are your favorites?

Address

2975 BOWERS Avenue SUITE 315
Santa Clara, CA
95051

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14084579978

Website

http://www.RichardWangMortgage.com/

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