Casey Fleming - Mortgage Advisor, Author

02/08/2023

The new book is out! Available anywhere you buy books on line! (Hard copies won't be available until August, but the eBook is available now!

11/30/2022

Just in case you wondered about the new conforming loan limits...

The 2023 conforming loan limit was just announced by the FHFA, increasing by 12.5% over 2022. You can now borrow more money at low rates.

03/07/2022

What are interest rates up to? Here's a surprising look at the relationship between wholesale interest rates and retail mortgage rates over the last year and a half.

Mortgage interest rates have risen. How much have they risen, why, and where will the go from here? This is a deep dive into these questions.

02/07/2022

Does running credit hurt your score? If you want a mortgage, someone is going to run your credit. What's the real deal about how it impacts your credit score? In this article I cover who runs your credit and why, soft pull versus hard pull, how it impacts your score and whether or not it matters. I'd love to hear your comments.

https://loanguide.com/2022/02/06/credit-inquiry-hurt-your-credit-score/

Does a credit inquiry hurt your credit score? It depends. Let's discard the myths and take a deep dive into credit scores and mortgages.

04/29/2021

Have you wanted to refinance but haven't been able to qualify? There's hope now...

4/28/21 - Refinance is at an all-time high, but some are issing out. The FHFA is coming to the rescue, allowing more folks to qualify for a refinance.

12/08/2020

Casey Fleming is licensed by the California Department of Real Estate, DRE # 00889527. NMLS 344375

03/02/2020

Interest rates are going lower and lower. How does this impact your buying power? It's pretty amazing.
https://loanguide.com/2019/12/10/lower-interest-rates/

12/10/2019 - Do lower interest rates make housing more affordable? Of course, but by how much. This article examines the numbers in a real scenario.

02/28/2020

Interest rates are dropping like a stone. What's behind it?

https://loanguide.com/2020/02/25/interest-rates-dropping/

2/21/2020 - Interest rates are dropping in February. What is driving that, and will it last? If so, how low can interest rates go?

12/02/2019

What's up with interest rates these days? Where will they go in 2020? Things could get interesting from here.

12/1/2019 - Will mortgage rates drop in 2020? Analysts have different ideas about that, but looking at where they went in 2019 and current trends may help.

11/26/2019

New 2020 conforming loan limits were announced today!

11/26/2019 - 2020 Conforming loan limits were announced by the FHFA - the parent of Fannie Mae and Freddie Mac. The new limits are GREAT!