Veridian Mortgage

Veridian Mortgage Loan Officer DRE 01144748 NMLS 334072

🏠🎉 Happy National Mortgage Broker's Day! 🎉🏠👋 Let's take a moment to appreciate the incredible team behind every successf...
07/18/2023

🏠🎉 Happy National Mortgage Broker's Day! 🎉🏠

👋 Let's take a moment to appreciate the incredible team behind every successful loan here at Veridian Mortgage. 🤝💼 These dedicated professionals work tirelessly to make your homeownership dreams come true! 💪✨

📸 Meet the incredible faces that bring expertise, passion, and personalized service to each client journey. From our experienced brokers to our diligent processors, we're here to guide you every step of the way. 🌟

💼 Our team members are more than just experts in the field; they genuinely care about helping you find the perfect mortgage solution. Their commitment to providing exceptional service sets Veridian Mortgage apart. 🏆💙

CalHFA makes homeownership a reality for Californians with their new down payment assistance program.đź“ŁThis is a game-cha...
03/29/2023

CalHFA makes homeownership a reality for Californians with their new down payment assistance program.

đź“ŁThis is a game-changer for first-time homebuyers, and we are now accepting applications!

🔥Up to 20% down payment, with NO monthly payments

Email [email protected] to get started

Follow for updates

03/20/2023

Homebuying Tip: 4 Credit Do Nots

If you’re in the process of buying a home, you’ll need to keep these credit tips in mind.

1. Don’t miss a payment
2. Don’t close long standing credit accounts
3. Don’t apply for new credit
4. Don’t make any large purchases like furniture or appliances

Follow for more homebuying tips.

03/14/2023

Down Payment Tip: Using your 401K

One down payment alternative is tapping into your 401K. It may not be the traditional route for a down payment like saving cash but for some people it might be the right mortgage option for them.

If you plan to withdraw from your 401K or obtain a 401K loan, you should let your mortgage broker know during the pre-approval process. Remember to consolidate, document, and disclose your assets for a smooth home purchase.

Follow for more home buying tips.

03/08/2023

Homebuying Tip: Closing Costs

Closing costs are broken up into two types of fees and are a percentage of the loan amount.

1. One-time non-recurring fees
Fees associated with your loan transaction and only need to be paid once. (example: escrow, title insurance, and appraisal fees)

2. Prorated recurring fees
Fees you’ll need to pay on a regular basis as long as you own the home. (example: interest, taxes, and insurance)

The final amount of your closing costs will also depend on the county you’re buying, what loan programs you’re applying for, and if you’ll be receiving any seller credit.

Follow for more homebuying tips.

02/24/2023

Lenders and banks will require a paper trail for any large cash deposits. If you plan to use all or even some of the cash you receive as a wedding gift, you’ll need the funds in your bank account for at least two months to be properly seasoned.

Also let your mortgage broker know about your situation early in the home buying process to help you avoid any issues.

Follow for more homebuying tips.

Your credit score is usually pulled in the pre-approval process, but the lender will do another pull during the underwri...
09/29/2022

Your credit score is usually pulled in the pre-approval process, but the lender will do another pull during the underwriting stage. One solution would be to find a loan program that allows lower credit scores. A Mortgage broker has access to multiple lenders and loan programs.

09/27/2022

VeriService is our promise to you to deliver an experience with positive outcomes at every customer touch point so that we can meet and exceed your expectations.

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A mortgage lending experience like no other…
09/27/2022

A mortgage lending experience like no other…

To find out if the property you are interested in is an unwarrantable condo, you should ask your realtor or loan officer...
09/26/2022

To find out if the property you are interested in is an unwarrantable condo, you should ask your realtor or loan officer. The good news is that there are still lenders available who will lend on an unwarrantable condo.

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2975 Bowers Avenue, Suite 315
Santa Clara, CA
95051

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