09/10/2026
CRA can be a powerful way to make homeownership more affordable, and there’s an especially good reason to look at it right now.
Qualified buyers may be able to access:
🏡 Up to $15,000 in forgivable assistance toward closing costs, a rate buydown or down payment
đź’° Potentially 0% down / 100% financing
đźš« PMI waiver options
📉 Potential rate discounts that can be stacked with other benefits
🏠Available for eligible single-family homes and condominiums
🔑 No first-time homebuyer requirement
And there’s a time-sensitive opportunity: the full $15,000 benefit is currently available on new escrows through September 30. Starting October 1, it is scheduled to be reduced to $10,000.
That’s an extra $5,000 in potential benefits for buyers who qualify and get under contract in time.
If you’re thinking about buying, send me a message and let’s see if you may qualify. I can help you understand the options and get a rapid pre-approval started.
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Jason Barlow, MS, MBA is a licensed Mortgage Advisor serving clients in AL, AZ, CA, CO, FL, IL, MN, OR, WA and WI. Veteran, U.S. Army 2/75 Ranger Rgt. Equal Housing Lender, NMLS 1368625 DRE 02103439 - Arbor Financial Group NMLS 236669 DRE 01845041