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Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 8am - 8pm Sunday 8am - 8pm

Krevoy Team - Mortgage Professionals

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Santa Ana, CA
Krevoy Team - Mortgage Professionals

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Our goal is to offer world class service with the most competitive rates in the industry.

Barry Krevoy, Producing Branch Manager, NMLS #923896
Shane Krevoy, Senior Mortgage Advisor, NMLS #1295481

For Barry and Shane Krevoy, it is a privilege to help someone move into their new home. They are a family that takes pride in helping others realize their American Dream. With their combined expertise and experience, they offer home buyers and their agents a unique blend of Krevoy service, excellence, and humor. They leverage their individual talents and shared commitment to home ownership to see that everyone has an equal shot at getting their dream home. It goes hand-in-hand with the idea of working as a family. “When we help someone get a home, we feel like we become part of their family,” Barry says. After his distinguished service in the United States Marine Corps, Barry discovered that he could go on to make a meaningful contribution to society through a career in mortgage lending. Barry's work from the start stood out among his peers, making him Top Loan Consultant at the company in just two months and quickly moving up the corporate ladder. His exceptional skills and quick rise to success were a testament to his hard work and dedication. Shane was interested in following in his father's footsteps and becoming a mortgage lender, and Barry enthusiastically shared his professional passion for the field. With his sharp intelligence and deep empathy, Shane became an invaluable asset to the team.

11/04/2026

You've got two voices in your head arguing over every business decision.

Big companies have a whole board to talk it through. You can have that too, in one conversation with your AI, once you learn how to talk to it.

That's my talk this Thursday at Bright Business in San Diego: using AI as your thinking partner so you make better decisions and challenge the way you've always done things.

Thursday, Nov 5, 9 AM, Kiln (Rancho Bernardo). First visit is free.
Register: https://eventship.com/event/san-diego-bright-business-club-monthly-founders-and-experts-collaborative-meeting-copy-2?utm_source=facebook&utm_medium=social&utm_campaign=bb_nov5_barry

11/03/2026

Stop trying to master every new AI tool.

By the time you learn one, something better replaces it. Unless you're obsessed with this stuff like I am, you'll never keep up, and you shouldn't have to. You're great at what you do. That's where your time belongs.

Here's what actually works for business owners: make AI your thinking partner.

I'm breaking it down live this Thursday at Bright Business in San Diego.
Thursday, Nov 5, 9 AM, Kiln (Rancho Bernardo). Your first visit is free.

Register: https://eventship.com/event/san-diego-bright-business-club-monthly-founders-and-experts-collaborative-meeting-copy-2?utm_source=facebook&utm_medium=social&utm_campaign=bb_nov5_barry

11/03/2026

Your offer was accepted. 🏡 What happens next?

It's easy to start imagining the memories you'll make in your new home. Before closing, a few important steps still need attention:

• Appraisal: An appraisal may be needed to assess the home's market value and help your lender evaluate the property supporting the loan.
• Title review: A review helps identify issues such as liens or ownership claims that may need to be resolved before ownership transfers.
• Underwriting: Your lender reviews your finances, documentation, and loan requirements. Additional information may be needed before final approval.

An accepted offer is worth celebrating. Understanding the steps that follow can help you feel more prepared for closing day.

Your first home starts with knowledge. Explore free homebuyer education at https://homebuyerheadstart.com/.

Have questions? Contact The Krevoy Team at [email protected].

Save this post for your homebuying journey.

10/30/2026

🎃 Don't let your credit score haunt you.

Preparing to buy a home? These three credit habits deserve a closer look before you apply for a mortgage:

1. Opening new credit accounts
A new credit application can affect your credit profile. Financing a car or taking on another monthly payment can also change your debt-to-income ratio. Check with your loan professional before making a major purchase.

2. Carrying high credit card balances
How much of your available credit you use can affect your score. Keeping an eye on balances and paying down revolving debt may help strengthen your financial profile.

3. Missing payments
Payment history matters. Use reminders or automatic payments to help keep bills on track. If you've missed a payment, focus on getting current and understanding your next steps.

Your credit score is one part of the mortgage qualification picture. Knowing where you stand can help you move forward with clearer expectations.

Questions? Connect with Barry Krevoy | The Krevoy Team.
[email protected]
Schedule a conversation: https://calendly.com/bkrevoy/dreams
Free homebuyer education: https://homebuyerheadstart.com/

Save this post or share it with a future homebuyer.

10/22/2026

Does the bank own your home if you get a reverse mortgage? No. You remain the homeowner and keep the title.

A reverse mortgage is a loan secured by your home. You’re still responsible for property taxes, homeowners insurance, and maintaining the property. For a HECM loan, the home must remain your principal residence under the loan’s rules.

Understanding these details matters before making a decision. Have questions? Connect with Barry Krevoy | The Krevoy Team.

Questions? Contact The Krevoy Team at [email protected].
Save this post for future reference.

10/21/2026

Did you know that not every veteran has to pay the VA funding fee?

The VA funding fee is a one-time charge on many VA-backed home loans. For VA-backed purchase loans, the amount generally ranges from 1.25% to 3.3% depending on your down payment and whether this is your first or subsequent use of the benefit.

Some veterans are exempt, including certain veterans receiving VA disability compensation. If a fee applies, it can often be included in the loan instead of paid upfront.

Before buying, find out which rules apply to you. Barry Krevoy, USMC veteran with The Krevoy Team, can help you understand your options.

[email protected]
Source: https://www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/

Save this post for future reference.

10/20/2026

Pre-approval is an important step, but things can still change before closing.

Taking on new debt, changes in credit activity, or changes in employment or income can prompt another review. This is not about putting life on hold. It’s about being informed.

If you're still learning about the homebuying process, Homebuyer Headstart offers free education to help you understand each step with more confidence. Visit homebuyerheadstart.com.

Shane Krevoy | The Krevoy Team

Have questions? Contact The Krevoy Team at [email protected].
Save this post for your homebuying journey.

10/15/2026

Still making mortgage payments and wondering if a reverse mortgage is even an option?

You don't need to own your home free and clear to explore this. An existing mortgage doesn't automatically disqualify you, but it generally needs to be paid off at closing, often using proceeds from the new loan.

Other factors include age and equity, property eligibility and primary residence requirements, financial assessment, and ongoing property obligations like taxes, insurance, and maintenance.

For homeowners 62 and older, an FHA-insured HECM may be an option. Certain proprietary programs may be available starting at age 55, depending on the program.

If you're unsure whether this could apply to you, Barry Krevoy is available to talk through your options.

[email protected]

Save this post for future reference.

10/14/2026

🎉🎂 Happy Birthday, Shane! 🥳

Today we’re celebrating an incredible part of The Krevoy Team!

Your dedication, positive energy, and genuine care for the people you help make a difference every day. 🏡💙

Wishing you a year filled with happiness, success, new adventures, and unforgettable moments!

Cheers to another amazing year ahead! 🎉

10/14/2026

Can veterans use their VA home loan benefit more than once? Yes. For eligible veterans, a previous VA-backed home purchase doesn't necessarily mean the benefit is exhausted.

Maybe you're relocating, selling your current home, or planning to purchase another primary residence. Depending on your available entitlement and financial qualifications, VA financing may still be an option.

Some veterans can restore entitlement after selling a home and paying off its VA loan. Others may have remaining entitlement that could help with another purchase while keeping the existing property. Eligibility and occupancy requirements still apply.

The U.S. Department of Veterans Affairs explains how entitlement works: https://www.va.gov/housing-assistance/home-loans/loan-limits/

Before assuming you've used your benefit for good, ask Barry Krevoy, a Marine Corps veteran with The Krevoy Team, to review your situation.

[email protected]

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Address

1805 E. Garry Avenue
Santa Ana, CA
92705

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 8pm
Sunday	8am - 8pm

Telephone

+19497354009

Website

https://linktr.ee/krevoyteam

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