Kevin Kwak, Vice President E Mortgage Capital, Inc

Kevin Kwak, Vice President E Mortgage Capital, Inc We're committed to helping clients understand their options for real estate financing needs. Kevin Kwak NMLS 174653
E Mortgage Capital Inc NMLS 1416824

They say insanity is doing the same thing and expecting a different outcome. So why do we keep buying houseplants when w...
05/23/2022

They say insanity is doing the same thing and expecting a different outcome. So why do we keep buying houseplants when we struggle to keep them alive, and why do they die so easily?

A social media craze and lockdowns drove up houseplant sales in 2020. But an estimated 70% of plants die in the supply chain and customers' homes.

Housing intelligence uncovers vacation destinations nationwide that saw impressive equity gains last year. The findings ...
05/21/2022

Housing intelligence uncovers vacation destinations nationwide that saw impressive equity gains last year. The findings noted that key 2021 regions were projected to boom in value as far back as 2018.

The Mountain-West region is the hottest housing market in the country, and according to the S&P CoreLogic Case-Shiller Home Price Index, Phoenix had the fastest year-over-year appreciation. Denver and Boise, Idaho, also showed up as desirable locations.

Buyers aren't the only ones frustrated by real estate investors out-competing them in the housing market -- homeowners a...
05/18/2022

Buyers aren't the only ones frustrated by real estate investors out-competing them in the housing market -- homeowners associations are too, and many are creating new rules to prevent it.

Investors have been snapping up growing numbers of homes amid one of the hottest housing markets in living memory. Now, homeowner associations are fighting back, rewriting their rules to try and prevent investors from buying homes in their neighborhoods. Some homeowner associations are reportedly co...

The previous newsletter covered what can help improve your refinancing application, but what if you're still debating wh...
05/15/2022

The previous newsletter covered what can help improve your refinancing application, but what if you're still debating whether to refinance or not? This article can help you decide.

MPA takes you through the steps on how to refinance your mortgage

Refinancing your mortgage can help lower your monthly payments or give you access to much-needed funds. You could increa...
05/12/2022

Refinancing your mortgage can help lower your monthly payments or give you access to much-needed funds. You could increase your chances of approval by avoiding these four common causes for rejection.

Check these four things before applying.

Economic growth output projected through 2033 was decreased to reflect the impact of the Federal Reserve's monetary poli...
05/09/2022

Economic growth output projected through 2033 was decreased to reflect the impact of the Federal Reserve's monetary policies. What does this mean for the housing market?

According to the April 2022 commentary from the Fannie Mae Economic and Strategic Research (ESR) Gro...

Modern-looking homes aren't always considered modern in design. Here is everything you need to know about modern archite...
05/07/2022

Modern-looking homes aren't always considered modern in design. Here is everything you need to know about modern architecture, how it differs from contemporary, common building materials and more.

Let’s explore the definition of modern architecture, outline the history of the style, and look at some of the most prominent examples from the 20th century.

Getting permits for renovations can keep you safe legally and financially and spare you a future headache, but not all h...
05/04/2022

Getting permits for renovations can keep you safe legally and financially and spare you a future headache, but not all home projects need them. Discover the types of permits available and when they're needed:

If you’re going to do a home remodeling project, determining if you need a building permit can get tricky. Permitting departments are also notoriously frustrating, largely because of their many rules that are complex and difficult to figure out. If you’re going to do the work on your own as a ho...

Purchasing an old home can have its perks, but it can come with extra responsibilities and costs too. Here are key aspec...
05/01/2022

Purchasing an old home can have its perks, but it can come with extra responsibilities and costs too. Here are key aspects of homeownership to prepare for if your house has timeworn charm:

Buying an old house means you get plenty of character and charm, but there are also several things you should consider before you go through with the sale. Here's what you need to know about old houses, according to the pros.

Are you planning on making some necessary repairs or dreaming of a larger remodel project for your home? However big or ...
04/28/2022

Are you planning on making some necessary repairs or dreaming of a larger remodel project for your home? However big or small your improvement plans are, the latest newsletter explains the ins and outs of your financing options.

How can you pay for renovations and repairs?

The newsletter provides helpful information and advice for your homebuying journey and financial well-being twice a mont...
04/25/2022

The newsletter provides helpful information and advice for your homebuying journey and financial well-being twice a month. This week's topic: ways to pay for home improvements.

Sign up and stay tuned for this week's posts.

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Irvine, CA
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