Greg Wilcox - NMLS #277718

Greg Wilcox - NMLS #277718 Greg Wilcox | NMLS #277718
Loan Factory, Inc | NMLS #320841
Providing opportunities for low rates, hassle free mortgages For information purposes only.

This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Northbay Home Loans | NMLS #277718 | Co NMLS #2235775 | California Dept. of Real Estate License #02163272
www.nmlsconsumeraccess.org | Equal Housing Opportunity

Ready for a quick mortgage reality check? 🤔 Pre-approval is a key step in your home buying journey, and lenders look at...
06/05/2026

Ready for a quick mortgage reality check? 🤔 Pre-approval is a key step in your home buying journey, and lenders look at your income, job stability, credit history, and assets to see if you qualify. Did you ace our quiz?

Share your answer below or send us a message if you're curious about the documents typically needed for a pre-approval. We're here to help!

Pre-approval is subject to lender review and verification of borrower information. Loan approval is not guaranteed. Program guidelines apply.

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

Your VA Home Loan Benefit Awaits! 🇺🇸You've served our country, and now it's time to make homeownership a reality with yo...
06/04/2026

Your VA Home Loan Benefit Awaits! 🇺🇸

You've served our country, and now it's time to make homeownership a reality with your well-deserved VA loan benefits. Discover flexible credit options, competitive pricing, and the advantage of no down payment.

Let's explore your eligibility and start your home journey today!

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

Thinking a 30-year mortgage means you're locked in for three decades? Think again! 💡 A mortgage term is just a repayment...
06/03/2026

Thinking a 30-year mortgage means you're locked in for three decades? Think again! 💡 A mortgage term is just a repayment schedule. Many homeowners pay off their loans faster by making extra principal payments or selling.

Choosing the right loan structure is key to meeting your financial goals. If you're wondering if a 15, 20, or 30-year mortgage is right for you, let's explore your options and create a plan. Send us a message to get started!

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

Your home is your canvas! Imagine the joy of designing a kitchen that sparks your culinary creativity or a living room p...
06/02/2026

Your home is your canvas! Imagine the joy of designing a kitchen that sparks your culinary creativity or a living room perfect for making memories. Owning a home gives you that freedom to truly make it yours and build your future.

Ready to turn those homeownership dreams into reality? Let's chat about how we can help you get there.

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

🚀 Professionalism in action! Greg Wilcox has successfully closed another loan, reaching this significant milestone in an...
06/02/2026

🚀 Professionalism in action! Greg Wilcox has successfully closed another loan, reaching this significant milestone in an impressive 62 days. 🔥 This achievement highlights the exceptional efficiency and dedication Greg brings to every homebuyer's journey. We're proud to celebrate this success and continue empowering dreams of homeownership at Loan Factory. 🏠✨

Greg Wilcox | NMLS #320841
Loan Factory | NMLS #320841

Myth Buster: Your monthly payment isn't the only number that defines a mortgage. 🤔When exploring your options, remember ...
06/01/2026

Myth Buster: Your monthly payment isn't the only number that defines a mortgage. 🤔

When exploring your options, remember to consider the loan term, total interest paid, available programs, and how they align with your future plans. A mortgage should truly fit your financial goals, not just your immediate budget.

Ready to explore a strategy tailored to your homeownership dreams? Let's chat! 🏡

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

Dreaming of homeownership, real estate investment, or a stronger financial future? 🏡 A solid strategy is your first step...
05/29/2026

Dreaming of homeownership, real estate investment, or a stronger financial future? 🏡 A solid strategy is your first step to success! Let's connect to explore your options, set achievable goals, and prepare you for every opportunity. Send me a message to start planning your next move.

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

Dreaming of owning your own place? Manufactured homes can be a fantastic, budget-friendly way to make that happen! We ca...
05/28/2026

Dreaming of owning your own place? Manufactured homes can be a fantastic, budget-friendly way to make that happen! We can explore financing options that might offer flexible terms and lower upfront costs to help you achieve your homeownership goals. Let's chat about what could work for your situation. Send me a message to start the conversation!

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

[Sent with Free Plan] The interest rates here are NATIONAL AVERAGES. As we see improvements across all loan programs, co...
05/28/2026

[Sent with Free Plan] The interest rates here are NATIONAL AVERAGES. As we see improvements across all loan programs, contact me to learn what a personalized rate quote will look like for your goals and finances. Text or call me 415-799-2300.

Weekly Mortgage Rate Snapshot:
30-Year Conventional: 6.24
30-Year FHA: 6.06
30-Year VA: 5.86
30-Year USDA: 5.96

** This snapshot of mortgages rates are national averages. This is not an intent to lend and for educational purposes

Dreaming of a kitchen remodel, consolidating bills, or tackling other big expenses? ✨ Your home's equity could be the ke...
05/27/2026

Dreaming of a kitchen remodel, consolidating bills, or tackling other big expenses? ✨ Your home's equity could be the key to unlocking those plans! A Home Equity Line of Credit (HELOC) offers flexible access to funds, making it easier to invest in your home, manage debt, or achieve your financial goals. Let's explore how your available equity can work for you with a simple process and adaptable options.

Send me a message to see if a HELOC is the right fit for your needs!

Greg Wilcox | NMLS #277718
Loan Factory | NMLS #320841

Address

San Jose, CA

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 6pm
Sunday 10am - 5pm

Telephone

+18777935113

Website

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