Greg Wilcox - NMLS #277718

Greg Wilcox - NMLS #277718 Greg Wilcox | NMLS #277718
Loan Factory, Inc | NMLS #320841
Providing opportunities for low rates, hassle free mortgages For information purposes only.

This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Northbay Home Loans | NMLS #277718 | Co NMLS #2235775 | California Dept. of Real Estate License #02163272
www.nmlsconsumeraccess.org | Equal Housing Opportunity

Life happens, and your home financing strategy might need to adapt. Navigating divorce brings big questions about your h...
09/08/2026

Life happens, and your home financing strategy might need to adapt. Navigating divorce brings big questions about your home: should you stay, sell, or explore refinancing options? There are different paths forward, and I can help you understand your mortgage possibilities before you make your next important move. Let's connect to discuss your unique situation.

Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

This Labor Day, we're celebrating the hard work and dedication of American workers everywhere! 🇺🇸 Your efforts fuel our ...
09/07/2026

This Labor Day, we're celebrating the hard work and dedication of American workers everywhere! 🇺🇸 Your efforts fuel our communities and make dreams of homeownership possible. We hope you enjoy a safe, relaxing, and well-deserved break. Thank you for everything you do! 🙌



Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of building your perfect home? 🏡 Don't let the thought of financing hold you back!Construction loans make it po...
09/04/2026

Dreaming of building your perfect home? 🏡 Don't let the thought of financing hold you back!

Construction loans make it possible to build your custom home from the ground up, with funds released as progress is made. Often, permanent financing can be arranged for after completion too.

Ready to build? Send me a message to explore your custom home financing possibilities!



Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of your first home? 🏡 It doesn't have to feel overwhelming!Taking a few smart steps first can make your journey...
09/03/2026

Dreaming of your first home? 🏡 It doesn't have to feel overwhelming!

Taking a few smart steps first can make your journey so much smoother:
✅ Know your budget
✅ Plan your down payment
✅ Check your credit health
✅ Get pre-approved for a loan
✅ Understand closing costs

Ready to turn that dream into a reality? Send me a message, and let's build your personalized homeownership game plan!



Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

[Sent with Free Plan] The interest rates here are NATIONAL AVERAGES. As we see improvements across all loan programs, co...
09/03/2026

[Sent with Free Plan] The interest rates here are NATIONAL AVERAGES. As we see improvements across all loan programs, contact me to learn what a personalized rate quote will look like for your goals and finances. Text or call me 415-799-2300.

Weekly Mortgage Rate Snapshot:
30-Year Conventional: 6.66
30-Year FHA: 6.49
30-Year VA: 6.32
30-Year USDA: 6.44

** This snapshot of mortgages rates are national averages. This is not an intent to lend and for educational purposes

Another one funded! 🎉 So happy for this family to have their loan official and be fully on their way to their new home. ...
09/01/2026

Another one funded! 🎉 So happy for this family to have their loan official and be fully on their way to their new home. Celebrating this big step with them! 🏠

Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of your own place? 🏡🔑 Take the first step towards homeownership by understanding your financing options. Loan F...
08/31/2026

Dreaming of your own place? 🏡🔑 Take the first step towards homeownership by understanding your financing options. Loan Factory is here to guide you through the mortgage process, making it simpler and clearer.

Your dream home could be within reach!



Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

So thrilled to see this amazing 5-star review from Danny Kingsbury! 🎉 It makes all the hard work feel so worthwhile when...
08/29/2026

So thrilled to see this amazing 5-star review from Danny Kingsbury! 🎉 It makes all the hard work feel so worthwhile when a client feels supported and well taken care of, especially for their first home.

Danny, thank you so much for your incredibly kind words. I loved working with you and was so happy to help you achieve your goal of homeownership. "He went above and beyond, and I would 100% recommend him. He’s also a really chill guy." — reading this truly made my day! 🏠✨

Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of your own home? 🏡 Let's make it a reality!Understanding your home financing options is a crucial first step. ...
08/27/2026

Dreaming of your own home? 🏡 Let's make it a reality!

Understanding your home financing options is a crucial first step. Loan Factory is here to guide you through the mortgage process, making it clearer and simpler for you to navigate.

Your next home could be closer than you think!



Greg Wilcox | NMLS #277718 | DRE #01253818
Loan Factory | NMLS #320841 | DRE #01771313

[Sent with Free Plan] The interest rates here are NATIONAL AVERAGES. As we see improvements across all loan programs, co...
08/27/2026

[Sent with Free Plan] The interest rates here are NATIONAL AVERAGES. As we see improvements across all loan programs, contact me to learn what a personalized rate quote will look like for your goals and finances. Text or call me 415-799-2300.

Weekly Mortgage Rate Snapshot:
30-Year Conventional: 6.54
30-Year FHA: 6.33
30-Year VA: 6.17
30-Year USDA: 6.27

** This snapshot of mortgages rates are national averages. This is not an intent to lend and for educational purposes

Address

San Jose, CA

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 6pm
Sunday 10am - 5pm

Telephone

+18777935113

Website

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