Todd Flesner - Cross Country Mortgage

Todd Flesner - Cross Country Mortgage • Personal NMLS238044
• Company NMLS3029
• Equal Housing Opportunity
• nmlsconsumeraccess.org When you come to me for your mortgage, I begin by listening.

I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. You'll have access to a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique cir

cumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve. As an advocate and educator I co-authored “Mortgages Made Easy: A Guide To Understanding Today’s Complex and Sometimes Confusing Mortgage Market”. The book provides practical advice to those considering a mortgage and arms them with important questions to ask during the process. I earned a bachelor’s degree in recreation with an emphasis in non-profit management from Arizona State University. And prior to entering the mortgage industry in 1999, enjoyed a 14-year career with the YMCA. Equal Housing Opportunity Lender

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6189BG6KUW

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible...
09/03/2026

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: http://spr.ly/6189B1cV3R

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6188B17Vyi

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find ...
09/01/2026

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find out your monthly VA loan payment.

🔗http://spr.ly/6182BEdgZ4

Be steady where you stand.
08/31/2026

Be steady where you stand.

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing...
08/28/2026

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

08/27/2026

When the Property Doesn't Fit the Box

Sometimes the borrower isn't the problem — the property is.

🏡 A home with a business operating on the property
🌳 A hobby farm or acreage
🔨 Large workshops or unusual outbuildings
🏠 A property that simply doesn't fit conventional guidelines

A traditional lender saying “we can't finance it” doesn't necessarily mean the property can't be financed. It may just mean you're using the wrong loan program.

Specialized financing can provide options for properties that don't fit neatly into the conventional box.

Unique property. Different strategy. More options.

Found an unusual property—or have a listing that's been difficult to finance? Let's talk strategy before assuming it can't be done.

Todd Flesner
Mortgage Strategist | NMLS #238044

🎥 Watch my short video:

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgag...
08/27/2026

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgage can be one way to leverage home equity while continuing to live in the home you love. Explore whether it could support your retirement goals: http://spr.ly/6182BECYWs

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to land...
08/25/2026

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to landlord, we’re here with everything you need to know and plenty of loan options to help you get there.

Start here: http://spr.ly/6181BEHo2L

Address

1080 Minnesota Avenue , Ste. 1
San Jose, CA
95125

Telephone

+14089210669

Website

Alerts

Be the first to know and let us send you an email when Todd Flesner - Cross Country Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category