Todd Flesner - Cross Country Mortgage

Todd Flesner - Cross Country Mortgage • Personal NMLS238044
• Company NMLS3029
• Equal Housing Opportunity
• nmlsconsumeraccess.org When you come to me for your mortgage, I begin by listening.

I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. You'll have access to a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique cir

cumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve. As an advocate and educator I co-authored “Mortgages Made Easy: A Guide To Understanding Today’s Complex and Sometimes Confusing Mortgage Market”. The book provides practical advice to those considering a mortgage and arms them with important questions to ask during the process. I earned a bachelor’s degree in recreation with an emphasis in non-profit management from Arizona State University. And prior to entering the mortgage industry in 1999, enjoyed a 14-year career with the YMCA. Equal Housing Opportunity Lender

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your ...
06/02/2026

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your first home. That's a great head start on your home purchase. 👉 See if you’re eligible: http://spr.ly/6181B8D7Ah

Strength is shaped over time.
06/01/2026

Strength is shaped over time.

Most sellers aren’t shopping around for an agent. They want a reputation and relationship they already trust.
05/29/2026

Most sellers aren’t shopping around for an agent. They want a reputation and relationship they already trust.

Ever wish buying a home came with an instruction manual? Now it does! Get your step-by-step homebuying guide right here:...
05/28/2026

Ever wish buying a home came with an instruction manual? Now it does! Get your step-by-step homebuying guide right here: http://spr.ly/6184B6I9sq

April pending home sales increased 1.4%, marking another month of steady buyer activity as the market continues to adjus...
05/27/2026

April pending home sales increased 1.4%, marking another month of steady buyer activity as the market continues to adjust. Staying informed and aligned locally can make all the difference to your clients. Let’s connect.

Finding the perfect home for retirement is hard enough, your financing should be stress-free.  If you're 55+, learn how ...
05/26/2026

Finding the perfect home for retirement is hard enough, your financing should be stress-free.

If you're 55+, learn how you can buy your next home without a monthly mortgage payment or paying all cash: http://spr.ly/6181B6hIqf

Today’s sellers are getting creative and turning to strategic incentives to keep deals moving. The key? Making sure they...
05/22/2026

Today’s sellers are getting creative and turning to strategic incentives to keep deals moving. The key? Making sure they offer the right ones. We’ll help strategize.

Don’t get caught off guard by extra expenses like closings costs, inspection fees and home repairs. Even better, negotia...
05/21/2026

Don’t get caught off guard by extra expenses like closings costs, inspection fees and home repairs. Even better, negotiate seller concessions to ease them entirely! Learn how: http://spr.ly/6185BBskMP

Existing-home sales edged up 0.2% in April, signaling a market that’s finding its footing. As inventory expands and buye...
05/20/2026

Existing-home sales edged up 0.2% in April, signaling a market that’s finding its footing. As inventory expands and buyers explore more options, having the right game plan is key to getting deals done. Let’s connect and set your clients up for success.

05/20/2026

One of the biggest mistakes homeowners make in today’s market is waiting to buy until after they sell.

What if you didn’t have to?

If you’ve been thinking:
“We need to sell first…”
this video is for you.

Address

1080 Minnesota Avenue , Ste. 1
San Jose, CA
95125

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