Mike Koran at PRMI San Francisco

Mike Koran at PRMI San Francisco We’re ready to provide you with a residential mortgage program that matches your unique needs

Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, we will be there for you every step of the way. Branch NMLS #227047

NMLS #87656 | CA -DOC87656 | FL | NV #63673 | TX #87656 | WA -87656

The deck doesn't usually go bad slowly. It goes bad in one afternoon. The wrong pressure washer, the skipped step, the r...
05/28/2026

The deck doesn't usually go bad slowly. It goes bad in one afternoon. The wrong pressure washer, the skipped step, the rushed reseal.

I've watched homeowners spend a weekend "refreshing" their deck and end up needing a full replacement two summers later. The work was right. The order was wrong.

If you've got a deck on your to-do list this season, save this before you rent the pressure washer.

And if you'd rather not gamble on a contractor, send me a DM. I'll get you the name of someone who does this the right way.

#[city]realestate #[city]homes

You don’t need a full yard overhaul to get strong offers. You need the right changes.I’ve been working closely with a la...
05/20/2026

You don’t need a full yard overhaul to get strong offers. You need the right changes.

I’ve been working closely with a landscaping pro to see what actually helps sellers stand out, and these three tips come up every time:

1️⃣ Keep plants cohesive
Too many plant styles create clutter. Buyers don’t see design, they see work. A simple, consistent look feels clean and easy to manage.

2️⃣ Simplify the space
When a yard has too many features, buyers start thinking about maintenance right away. A clean layout with one clear focus makes the space feel calm and usable.

3️⃣ Add lighting
This is one of the easiest upgrades. Without it, your home feels incomplete at night. With it, you create warmth, safety, and a better first impression.

What buyers want is simple. Clean layout. Easy upkeep. A space that feels calm the second they arrive.

That feeling creates confidence, and confidence leads to stronger offers.

I don’t guess on this. I bring in trusted pros to help my clients make smart choices. If you want your home to feel dialed in and ready to sell, I’ll help you map it out step by step.

05/15/2026

If you wait to make these updates right before selling instead of doing them now so you can enjoy them, you're gonna be mad. Don't say I didn't warn you.

1️⃣ Defined walkways and edges
Sharp lines between lawn and beds make everything feel organized and well-maintained.

2️⃣ Simplified the design
Fewer plants, better spacing, more breathing room. It will lower your maintenance load, I promise.

3️⃣ A small, usable outdoor area
Nothing elaborate. Just a simple patio setup. The kind of space you're going to want to use every weekend.

I worked with a landscaping pro to bring these tips directly to you and keep it practical and on budget.

Want some help with your yard? Reach out to me and I'll connect you!

A lot of buyers are stuck refreshing apps right now. I get it. It feels like the market is hard to read.But here’s what ...
05/13/2026

A lot of buyers are stuck refreshing apps right now. I get it. It feels like the market is hard to read.

But here’s what Zillow won’t tell you:
👉 Time on market matters. At 51 days, sellers start to feel pressure. That’s when conversations open up around price, repairs, and credits
👉 Price cuts are rising. Not just small ones. Around $40K on average for many sellers who adjust. That shows motivation
👉 Inventory is improving. You have more options now. That brings relief because you can slow down and think clearly
👉 Overpriced homes are sitting and coming back. Those sellers are usually more open to making a deal

There’s a lot of noise out there right now. That creates stress for buyers trying to figure out timing.

The truth is, this market is giving you more control than we’ve seen in years. You just need to know how to use it.

That’s what I help with. I guide you through each step so you know when to push and when to hold back.

If you want to move forward with a clear plan and less stress, let’s connect. I’ll help you turn this market into your advantage.

05/11/2026
05/08/2026

You’re hearing “crashing.” I’m seeing something very different.

Here’s what’s actually going on right now:
• Buyers feel the stress from rates, so they’re slowing down and thinking things through
• Sellers are adjusting expectations, especially on pricing and timing
• Homes are taking longer to sell, which gives buyers breathing room
• Price cuts are happening, but strong homes are still moving
• Inventory is improving, so there’s more choice and less chaos

This is what a shift looks like. Not a crash. Not a freeze. Just a reset.

There’s real opportunity here if you know how to read it.
I’m helping clients move with confidence instead of guessing and second guessing. That means better timing, stronger offers, and smarter pricing.

If you want clarity instead of confusion, let’s talk. I’ll help you map out your next move so you can feel confident, not stuck.

Gas prices are out of whack but uh?!  This is just insanity!  (And clearly a mistake 😂)
05/07/2026

Gas prices are out of whack but uh?! This is just insanity! (And clearly a mistake 😂)

Homes have a lot of expensive systems that can go out at any time, taking a bunch of cash to fix.Here’s where a home war...
04/29/2026

Homes have a lot of expensive systems that can go out at any time, taking a bunch of cash to fix.

Here’s where a home warranty can actually help:

👉 It covers wear and tear failures
Systems and appliances don’t last forever. This steps in when they give out

👉 It focuses on the high-cost items
Heating, cooling, plumbing, electrical, and appliances

👉 It turns big surprises into smaller, manageable costs
Usually a service fee instead of a full repair bill upfront

👉 It comes with limits
Not everything gets covered, and that’s important to understand early

👉 It gives you breathing room
You’re not rushing into decisions or draining savings right away

That breathing room changes how you approach your home. You’re not reacting. You’re planning.

That’s how you avoid over-improving. That’s how you make upgrades that actually fit your neighborhood and price point.

I see this all the time. The right setup early on leads to better decisions later.

If you want help figuring out what to fix now, what to wait on, and where your money will actually make an impact, reach out. I’ll help you map it out clearly.

Address

1746 18th Street
San Francisco, CA
94107

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Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

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