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Guaranteed Rate San Francisco

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San Francisco, CA
Guaranteed Rate San Francisco

Guaranteed Rate is dedicated to being your lender of choice. The business of Real Estate is local. Your lender should be too, which is why our loan officer

Your lender should be too, which is why our loan officers live in or around San Francisco. Our "Lend Where We Live" philosophy means that exceptional service has to be at the forefront of everything we do. We understand that these people are more than just clients. They're our co-workers neighbors, and friends. Our loan officers are experienced, knowledgeable on our wide range of products, and are ready to serve San Francisco and all surrounding areas. We know looking for low mortgage rates and low home loan fees can be confusing and frustrating. That is why we provide a daily "Apples-to-Apples" comparison of the mortgage rates and fees of top lenders. When everybody's rates are compared on a level field, the smart choice becomes clear. We shop our competition every day to make sure we provide our clients with low rates.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/13/2026

Pause your scroll. There are no sounds like home.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6184v0dEs. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

05/07/2026

At Rate, we're committed to serving those who served, offering VA loan benefits including no minimum FICO and multiple loan options. You may have more opportunities than you think. Buy or refi** with us today.

Learn more: http://ms.spr.ly/6181vM7uf

05/06/2026

Most buyers don’t have 20% down, they just think they need it. That assumption keeps people waiting longer than they have to. If that’s what’s holding you back, let’s talk through what may actually be possible.

Learn more: http://ms.spr.ly/6181vMMaB

05/05/2026

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have strong equity to work with. At the same time, typical monthly mortgage payments were down from last quarter and last year, giving buyers a little more room to plan their next move.

See what the latest data could mean for you: http://ms.spr.ly/6180vzaLa

04/29/2026

The Fed held rates steady today and that kind of consistency can create opportunity. When the market pauses, smart strategy matters more than ever.

Let’s connect and walk through your options: http://ms.spr.ly/6184vyyG4

04/21/2026

Pending home sales are on the move, rising 1.5% in March. Signed contracts increased in the Northeast and South, and some markets are even seeing price reductions. More opportunities could be ahead this spring.

Get the full housing breakdown: http://ms.spr.ly/6180v873g

04/16/2026

The mortgage process isn’t a mystery, but it can feel that way if no one explains it. Each step has a purpose, and knowing what’s ahead makes decisions easier.

If you have questions about your timeline or next steps, let’s talk it through: http://ms.spr.ly/6181QhXz1

04/15/2026

Homeownership could include tax benefits many buyers overlook. Understanding this early helps you plan smarter. Thinking about buying?

Let’s talk: http://ms.spr.ly/6189QCUVT

04/13/2026

Existing-home sales dipped 3.6% month over month in March, but inventory climbed to 1.36 million homes and prices continued rising for the 33rd straight month — giving buyers more options as the spring market picks up.

Get the full breakdown: http://ms.spr.ly/6187Q7XjX

04/09/2026

Your mortgage shouldn’t feel like a mystery. That’s why I’m always on hand to help you navigate the process. When it comes to your dream home, industry jargon shouldn’t stand in the way of making it a reality.

Learn more: http://ms.spr.ly/6188Q4WZp

04/08/2026

Mortgage paperwork isn’t complicated. It’s structured. Lenders are usually verifying four things: income, assets, employment and identity. Once you see the framework, it feels manageable.

Thinking about applying? Let’s get you organized: http://ms.spr.ly/6182QNaEA

Address

636 Fourth Street
San Francisco, CA
94107

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://people.rate.com/rich-d'aloia-217715?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=32023&a

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