Glenn Rodriguez at Guaranteed Rate

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Glenn Rodriguez at Guaranteed Rate Vice President of Mortgage Lending at Guaranteed Rate, Inc. Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). NMLS 2611. 3940 N.

NMLS ID: 238969 Guaranteed Rate NMLS ID: 2611
Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act With 150 offices and full service solution in 50 states, we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $14.7 billion of loans since 2001. Guaranteed Rate, Inc. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php. www.rate.com/loan-expert/glennrodriguez
NMLS ID 2611 and 238969
Guaranteed Rate, Inc. Ravenswood Ave., Chicago, IL 60613. (866) 934 7283 • rate.com. Equal Housing Lender. For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/25/2026

You can have strong income, great credit, and plenty saved for a down payment, and a condo can still throw you a curveball for a reason that has nothing to do with you. A lot of buyers never see it coming.

In this week's short video, I break down the one piece of a condo purchase that catches people off guard, and why knowing about it early makes all the difference.

If condos are on your list, this is worth a few minutes before you start touring.

What's the part of buying a condo that's felt confusing to you?




If you're buying in the San Francisco Bay Area, you already know a jumbo loan is probably part of the picture. What most...
08/18/2026

If you're buying in the San Francisco Bay Area, you already know a jumbo loan is probably part of the picture. What most buyers never get walked through is what actually changes once your loan crosses that line.

In this week's short video, I break down what's different on a jumbo and why, on a loan this size, the details matter more than most people realize.

What's one part of financing in this market you wish someone had explained sooner?



If you're buying in the San Francisco Bay Area, you already know a ...

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

A lot of buyers look at a duplex or a multi-unit and assume the payment is out of reach based on their income alone.What...
08/11/2026

A lot of buyers look at a duplex or a multi-unit and assume the payment is out of reach based on their income alone.

What most of them never realize is that the rent itself can play a role in whether they qualify. In this week's short video, I break down how that works, and why the property you're looking at might do more of the heavy lifting than you'd expect.

What kind of property are you thinking about buying next?



If you're looking at a property with rental income, a duplex, a mul...

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

A lot of homeowners quietly want to move, but they get stuck on one question. How do you buy the next place without sell...
08/04/2026

A lot of homeowners quietly want to move, but they get stuck on one question. How do you buy the next place without selling this one first and ending up in limbo?

That single worry keeps good buyers frozen for years longer than they need to be. In this week’s short video, I walk through why that fear is so common, and what most people don’t realize when they assume selling first is their only option.

If you’ve been thinking about a move but couldn’t see a clean way to make it happen, this one is worth a few minutes.

What’s been holding you back from making your next move?



If you’ve outgrown your home but the thought of selling first and h...

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Two buyers can look exactly the same on paper. Same income, same credit score, same down payment. And still walk away wi...
07/28/2026

Two buyers can look exactly the same on paper. Same income, same credit score, same down payment. And still walk away with two completely different approvals. One qualifies for more and sails through. The other runs into problems no one saw coming. Most people assume they know why. They're usually wrong.

In this week's video, I break down where that difference really comes from and why it matters before you start shopping.

https://youtu.be/A8gyvDoOWCY

Two buyers walk in looking identical. Same income, same credit scor...

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

You got the call that you're approved. Then a few days later, your lender asks for another document. Then another. If yo...
07/21/2026

You got the call that you're approved. Then a few days later, your lender asks for another document. Then another. If you've ever wondered whether that means something's wrong, it usually doesn't, and there's a simple reason behind it.

In this week's short video, I break down what "approved" actually means and why those requests are a normal part of getting to the finish line.

https://youtu.be/R3wQtV64IcI

Your lender says you're approved, so why do the document requests k...

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

If your credit score isn't quite where you want it, it's easy to assume you just have to wait it out before you can buy.

A lot of buyers write off the whole idea because of a number they saw on an app. But there's usually more you can do than you'd expect, and it's worth understanding before you start looking.

In this week's video, I walk through how I approach this when someone is getting ready to buy.



07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/13/2026

Pause your scroll. There are no sounds like home.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6184v0dEs. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

You check your credit on an app and see one number. A mortgage lender pulls it and sees another. Both can be accurate, a...
07/07/2026

You check your credit on an app and see one number. A mortgage lender pulls it and sees another. Both can be accurate, and that gap catches a lot of buyers off guard. In this week’s video, I explain what’s actually going on and why the score in your app may not be the one that matters when you buy. If you’re thinking about buying or refinancing, this is worth understanding before you make a move.

https://youtu.be/cHC-yOXi3II

You’ve probably checked your credit on an app and felt good about t...

A lot of self-employed business owners assume that if the business is doing well, qualifying for a mortgage will be simp...
06/30/2026

A lot of self-employed business owners assume that if the business is doing well, qualifying for a mortgage will be simple.

Then they run into a number they weren't expecting.

In this week's short video, I break down why the income you think you make and the income a lender can actually use aren't always the same — and why a “no” isn't always the end of the road.

If you own a business — or you work with buyers who do — this one's worth a few minutes.

What's the biggest question you have about qualifying when you're self-employed?



If you're self-employed and thinking about buying a home, the way a...

RSUs are common in the San Francisco Bay Area, but the way a lender looks at that income when you apply for a mortgage i...
06/16/2026

RSUs are common in the San Francisco Bay Area, but the way a lender looks at that income when you apply for a mortgage isn't something most people have ever had explained to them.


In this week's short video, I walk through how it actually gets evaluated. If you have RSUs, or you're a Realtor working with buyers who do, this is one of those topics where a little context can save you a lot of guessing.


What mortgage topic would you like me to break down next?

If you have RSUs and you're thinking about buying a home, the way a...

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41 Freelon Street
San Francisco, CA
94107

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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