Dean Rizzi SVP of Mortgage Lending at Rate NMLS# 237278

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Dean Rizzi SVP of Mortgage Lending at Rate NMLS# 237278 SVP of Mortgage Lending at Rate
https://www.rate.com/deanrizzi
Dean Rizzi NMLS ID: #237278
Guaranteed Rate NMLS ID: #2611 Guaranteed Rate, Inc.

Dean is a Branch Manager of the SOMA office of Guaranteed Rate. With over 20 years of mortgage lending experience, Dean works in a team setting with real estate agents in San Francisco/North Peninsula to ensure clients receive the best possible service. Dean knows what’s important to decision-makers β€” packaging loan applications correctly the first time; highlighting borrowers’ strengths; and addressing areas of concern in an effective and professional manner. Dean is committed to a high level of service in a timely and efficient manner. When asked about his business philosophy, Dean says, β€œI strive to keep my clients for life.” On a daily basis, Dean researches and analyzes loan programs offered by numerous lenders, enabling him to find the most competitive interest rates for his clients.

* MORTGAGE ORIGINATOR’S TOP 200 LIST OF LOAN AGENTS NATIONWIDE
* ESTABLISHED REPUTATION OF DELIVERING HIGH LEVEL SERVICE AND SOME OF THE BEST RATES IN THE INDUSTRY
* FREE EDUCATION WORKSHOPS PARTNERED WITH LOCAL REAL ESTATE PROFESSIONALS
* A DEDICATED TEAM TO HELP ENSURE AN EFFICIENT PROCESS Client

Testimonials:

"Dean is one of the most experienced and professional loan agents in the industry. He and his staff always have the client’s best interests in mind and provide the best service available. It is a pleasure to work with an expert like Dean." - Desiree Marin, Wholesale Account Executive, Countrywide

"Dean Rizzi is a true professional. He understands his clients needs and goes the extra steps to make sure they are met." - Elaine Delbarga, Realtor

"I have been working with Dean Rizzi and his team for the past four years and have long admired his ability in keeping his client's best interests as his top priority." - Perri Harman, Account Manager, Stearns Lending

"Buying a home was a milestone for us. Dean and his team made the process painless. He will certainly be at the top of our referral list." - Marcella and Alan McColl, Home Owners

DRE #01125960, NMLS #237278

Guaranteed Rate information:

Description:
Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $34 billion of loans since 2001. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php. Mission:
Guaranteed Rate's mission is to Revolutionize Life's Biggest Purchase (TM) by offering home owners:

(1) a low rate home loan with no hidden fees
(2) a simple to understand process
(3) caring customer guidance from friendly experts
(4) choice of interaction - face-to-face, over the phone or online, and
(5) respectful, consultative assistance. We'd love to help you with Life's Biggest Purchase (TM) too! Awards:
Guaranteed Rate has been on the Crain’s Fast Fifty list of the fifty fastest growing companies in the Chicagoland area every year since 2007 and has also been featured in the magazine’s list of the Largest Privately Held Companies four years running. The Company was also recently named as one of the Top Places to Work in Chicago by the Chicago Tribune Magazine’s annual survey. In addition, Guaranteed Rate received the Lender of the Year award by Chicago Agent Magazine in 2010 and 2011. Products:
30 YEAR FIXED - This is our traditional fixed-rate product that offers long-term safety and reliability. https://www.guaranteedrate.com/home-purchase.php

REFI PLUS – This is a great way to lower your payment and take advantage of the Refinance Boom. https://www.guaranteedrate.com/refinance-rates.php

FHA LOANS - Buy your home with as little as 3.5% down! https://www.guaranteedrate.com/federal-housing-fha-loans.php

VA LOANS - Veterans qualify for home loans with relaxed credit standards and in some cases, can qualify with no down payment. https://www.guaranteedrate.com/va-home-loans.php

ARM WITH FIXED RATE - You can lower your payment and have more money in your pocket! https://www.guaranteedrate.com/adjustable-mortgages-arm.php

REVERSE MORTGAGE - Seniors over 62 can eliminate mortgage payments and stay in their present homes!

**Check out the Partner Xchange – Business Driving Tools and Content for Real Estate Professionals! http://www.guaranteedrate.com/agent

09/30/2026

Home affordability is about more than just your income. By assessing your expenses, debt, savings and goals, I can help you set a realistic budget that actually works for you.

Ready to see how much home you can afford?
https://myoc.io/a2VchtEVuXL/W6Gaw



NMLS # 237278

09/29/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/a2VchtEVuXL/28d75



NMLS # 237278

09/25/2026

If mortgage rates stay exactly where they are for the next year, would you still buy a home? Many buyers assume that waiting for lower rates automatically makes buying easier. But home prices can keep rising, and market competition can heat up while you wait. Rates are only one piece of the puzzle, and the right move always depends on your unique financial goals. Some buyers win by negotiating seller credits now, while others benefit from taking time to build their pockets. 🏑 What is your strategy for the current market? Comment below with your thoughts or send me a message to map out your personalized plan.

https://myoc.io/a2VchtEVuXL

NMLS # 237278

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/a2VchtEVuXL



NMLS # 237278

09/23/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/a2VchtEVuXL/HDr5Q



NMLS # 237278

09/22/2026

Buying a home may be a long-term investment, but it could pay you back over time through equity. While renting may seem like the β€œeasy route,” it may be preventing you from achieving financial goals down the line.

Thinking about putting your money toward something you’ll actually own? Let’s talk about your options.
https://myoc.io/a2VchtEVuXL/lkJAK



NMLS # 237278

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in spe...
09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/a2VchtEVuXL/Hi99Y



NMLS # 237278

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW. Questions?...
09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/a2VchtEVuXL

NMLS # 237278

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t neces...
09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/a2VchtEVuXL/KBaJv



NMLS # 237278

09/16/2026

Most buyers only think about saving for their down payment, but that’s only one part of the equation. Closing costs are another upfront payment you should be aware of so you could secure the keys to your new home in confidence.

Curious about what closing costs include and how to plan for them? I’m here to help. Let’s discuss more must-know tips for homebuyers.
https://myoc.io/a2VchtEVuXL/49f7X



NMLS # 237278

School's in session! Rate is here to help you check off your essentials before house hunting. 🏑✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏑✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: πŸ₯³πŸ”‘πŸ‘ Moving day: πŸ“¦πŸ˜΅β€πŸ’«πŸ•πŸ›οΈGuaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: πŸ₯³πŸ”‘πŸ‘ Moving day: πŸ“¦πŸ˜΅β€πŸ’«πŸ•πŸ›οΈ

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/13/2026

Pause your scroll. There are no sounds like home.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6184v0dEs. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

41 Freelon Street
San Francisco, CA
94107

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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